UNIVEST FINANCIAL Corp UVSP
The Corporation is a Pennsylvania corporation, organized in 1973, and registered as a bank holding company pursuant to the Bank Holding Company Act of 1956. The Corporation owns all of the capital stock of Univest Bank and Trust Co. (the "Bank") and is the sole member of 1876 Double Eagle LLC. The consolidated financial statements include the accounts of the Corporation and its wholly owned subsidiaries, the Bank and 1876 Double Eagle LLC. The Corporation's and the Bank's headquarters are located at 14 North Main Street, Souderton, Pennsylvania 18964. At December 31, 2025, the Corporation had total assets of $8.4 billion, net loans and leases of $6.8 billion, total deposits of $7.1 billion and total shareholders' equity of $943.3 million.
Valuation FY2025 figures against the last close
Annual financial statements
Income statement
| Fiscal year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $328.1M | $299.2M | $296.8M | $296.2M | $209.7M | $203.9M | $0 | $0 | $0 | $0 |
| Interest expense | $240.2M | $211.2M | $220.0M | $33.9M | $21.3M | $29.6M | $44.9M | $32.4M | $19.8M | $12.4M |
| Pre-tax income | $113.3M | $95.3M | $88.7M | $97.2M | $114.3M | $56.9M | $80.1M | $60.7M | $61.8M | $23.4M |
| Income tax | $22.6M | $19.4M | $17.6M | $19.1M | $22.5M | $10.0M | $14.3M | $10.1M | $17.7M | $3.9M |
| Net income | $90.8M | $75.9M | $71.1M | $78.1M | $91.8M | $46.9M | $65.7M | $50.5M | $44.1M | $19.5M |
| EPS, basic | 3.16 | 2.60 | 2.42 | 2.66 | 3.12 | 1.60 | 2.24 | 1.72 | 1.64 | 0.85 |
| EPS, diluted | 3.13 | 2.58 | 2.41 | 2.64 | 3.11 | 1.60 | 2.24 | 1.72 | 1.64 | 0.84 |
| Shares, diluted (wtd. avg.) | $29.0M | $29.4M | $29.5M | $29.6M | $29.6M | $29.3M | $29.3M | $29.3M | $26.7M | $22.9M |
Balance sheet
| Fiscal year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash and equivalents | $553.7M | $328.8M | $249.8M | $152.8M | $890.1M | $219.9M | $125.1M | $109.4M | $75.4M | $57.8M |
| Property, plant and equipment | $45.6M | $46.7M | $51.4M | $50.9M | $56.9M | $55.6M | $56.7M | $59.6M | $61.8M | $63.6M |
| Goodwill | $175.5M | $175.5M | $175.5M | $175.5M | $175.5M | $172.6M | $172.6M | $172.6M | $172.6M | $172.6M |
| Other intangibles | $7.3M | $8.3M | $10.9M | $11.4M | $11.8M | $8.9M | $10.3M | $12.0M | $13.9M | $16.7M |
| Total assets | $8.44B | $8.13B | $7.78B | $7.22B | $7.12B | $6.34B | $5.38B | $4.98B | $4.55B | $4.23B |
| Short-term debt | $24.4M | $11.2M | $6.3M | $197.1M | $20.1M | $17.9M | $18.7M | $189.8M | $105.4M | $196.2M |
| Long-term debt | — | — | — | — | — | — | $150.1M | $145.3M | $155.8M | $127.5M |
| Total liabilities | $7.49B | $7.24B | $6.94B | $6.45B | $6.35B | $5.64B | $4.71B | $4.36B | $3.95B | $3.73B |
| Retained earnings | $591.2M | $525.8M | $474.7M | $428.6M | $375.1M | $306.9M | $288.8M | $248.2M | $216.8M | $194.5M |
| Total equity | $943.3M | $887.3M | $839.2M | $776.5M | $773.8M | $692.5M | $675.1M | $624.1M | $603.4M | $505.2M |
Cash flow
| Fiscal year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $101.5M | $75.1M | $89.7M | $109.5M | $102.3M | $51.2M | $73.1M | $86.0M | $68.7M | $33.3M |
| Stock-based compensation | $4.7M | $4.6M | $4.2M | $4.1M | $3.7M | $1.5M | $2.3M | $2.6M | $3.2M | $2.1M |
| Capital expenditure | $4.6M | $3.1M | $6.7M | $5.2M | $5.9M | $3.8M | $3.9M | $4.3M | $4.0M | $12.6M |
| Investing cash flow | -$83.7M | -$259.7M | -$454.4M | -$897.6M | -$126.8M | -$867.4M | -$343.4M | -$431.3M | -$332.5M | -$313.9M |
| Financing cash flow | $207.0M | $263.7M | $461.7M | $50.8M | $694.7M | $910.9M | $285.9M | $379.3M | $281.4M | $277.7M |
| Dividends paid | $25.3M | $24.8M | $25.1M | $24.6M | $23.6M | $17.5M | $23.4M | $23.5M | $21.3M | $17.0M |
| Buybacks | $34.6M | $18.9M | $462.0K | $11.4M | $295.0K | $4.4M | $2.0M | $6.0M | $3.5M | $8.4M |
Figures as tagged in each year's own filing, in US dollars. A year restated by a later filing shows the restated figure. Capital expenditure, dividends and buybacks are cash out, shown positive. A line the filer does not report is not listed. Latest from accession 0000102212-26-000012.
Others in SIC 6022
| Ticker | Company | Market cap | P/E | Revenue growth |
|---|---|---|---|---|
| BNY | Bank of New York Mellon Corp | $111.84B | 22.3x | 7.8% |
| STT | STATE STREET CORP | $53.36B | 20.7x | 7.3% |
| FITB | FIFTH THIRD BANCORP | $49.76B | 15.5x | -5.0% |
| MTB | M&T BANK CORP | $34.64B | 14.1x | 7.5% |
| NTRS | NORTHERN TRUST CORP | $34.15B | 21.4x | 6.1% |
| CFG | CITIZENS FINANCIAL GROUP INC/RI | $29.81B | 18.3x | 6.7% |
| FCNCA | FIRST CITIZENS BANCSHARES INC /DE/ | $25.48B | 13.4x | -2.2% |
| EWBC | EAST WEST BANCORP INC | $17.92B | 13.7x | 2.4% |