Unum Group UNM
Unum Group, a Delaware general business corporation, and its insurance and non-insurance subsidiaries, which collectively with Unum Group we refer to as the Company, operate in the United States, the United Kingdom, Poland, and, to a limited extent, in certain other countries. The principal operating subsidiaries in the United States are Unum Life Insurance Company of America (Unum America), Provident Life and Accident Insurance Company (Provident), The Paul Revere Life Insurance Company (Paul Revere Life), Colonial Life & Accident Insurance Company, Unum Insurance Company, Starmount Life Insurance Company (Starmount), in the United Kingdom, Unum Limited, and in Poland, Unum Zycie TUiR S.A. (Unum Poland). We are a leading provider of financial protection benefits in the United States and the United Kingdom. Our products include disability, life, accident, critical illness, dental and vision, and other related services. We market our products primarily through the workplace.
Valuation FY2025 figures against the last close
Annual financial statements
Income statement
| Fiscal year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $13.08B | $12.89B | $12.39B | $11.98B | $12.01B | $13.16B | $12.00B | $11.60B | $11.29B | $11.05B |
| Pre-tax income | $933.5M | $2.25B | $1.64B | $1.75B | $1.26B | $964.0M | $1.38B | $627.8M | $1.40B | $1.35B |
| Income tax | $195.0M | $472.2M | $356.3M | $342.8M | $279.6M | $171.0M | $281.8M | $104.4M | $409.8M | $416.3M |
| Net income | $738.5M | $1.78B | $1.28B | $1.41B | $981.0M | $793.0M | $1.10B | $523.4M | $994.2M | $931.4M |
| EPS, basic | 4.28 | 9.49 | 6.53 | 7.01 | 4.80 | 3.89 | 5.25 | 2.38 | 4.39 | 3.96 |
| EPS, diluted | 4.27 | 9.46 | 6.50 | 6.96 | 4.79 | 3.89 | 5.24 | 2.38 | 4.37 | 3.95 |
| Shares, diluted (wtd. avg.) | $172.9M | $188.1M | $197.6M | $202.1M | $204.8M | $203.8M | $209.9M | $220.1M | $227.3M | $236.0M |
Balance sheet
| Fiscal year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash and equivalents | $158.2M | $162.8M | $146.0M | $119.2M | $75.0M | $197.0M | $84.1M | — | — | — |
| Property, plant and equipment | $503.7M | $487.6M | $485.3M | $451.7M | $462.7M | $498.0M | $534.1M | $546.9M | $504.8M | $500.6M |
| Goodwill | $353.9M | $349.1M | $349.9M | $347.6M | $352.2M | $353.0M | $351.7M | $350.3M | $338.6M | $335.1M |
| Total assets | $63.52B | $61.96B | $63.26B | $61.15B | $70.12B | $70.63B | $67.01B | $61.88B | $64.01B | $61.94B |
| Short-term debt | $0 | $274.6M | $0 | $2.0M | $0 | $0 | $399.7M | $0 | $199.9M | $0 |
| Long-term debt | $3.77B | $3.47B | $3.43B | $3.43B | $3.44B | $3.35B | $2.93B | $2.97B | $2.74B | $3.00B |
| Total liabilities | $52.40B | $51.00B | $53.60B | $52.41B | $58.70B | $59.75B | $57.05B | $53.25B | $54.44B | $52.97B |
| Retained earnings | $13.35B | $12.91B | $11.43B | $13.14B | $11.99B | $11.25B | $10.73B | $9.86B | $9.54B | $8.74B |
| Total equity | $11.12B | $10.96B | $9.65B | -$3.45B | -$5.16B | -$6.31B | $37.3M | -$814.2M | $127.5M | -$51.0M |
Cash flow
| Fiscal year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $687.7M | $1.51B | $1.20B | $1.42B | $1.39B | $469.3M | $1.61B | $1.54B | $1.16B | $1.12B |
| Depreciation and amortisation | $123.0M | $116.1M | $108.8M | $110.5M | $119.8M | $113.6M | $110.1M | $101.4M | $103.4M | $101.7M |
| Capital expenditure | $132.3M | $125.7M | $134.8M | $102.2M | $110.3M | $119.1M | $150.9M | $144.1M | $105.3M | $85.0M |
| Investing cash flow | $548.9M | -$344.4M | -$725.9M | -$955.9M | -$1.34B | -$267.7M | -$1.39B | -$930.1M | -$499.3M | -$715.5M |
| Financing cash flow | -$1.24B | -$1.15B | -$450.1M | -$418.6M | -$168.9M | -$88.7M | -$223.0M | -$589.8M | -$687.8M | -$418.6M |
| Dividends paid | $306.2M | $296.5M | $277.1M | $254.2M | $239.4M | $231.9M | $229.2M | $215.6M | $196.0M | $182.6M |
| Buybacks | $1.01B | $972.9M | $250.1M | $200.1M | $50.0M | $0 | $400.3M | $356.2M | $401.8M | $405.2M |
Figures as tagged in each year's own filing, in US dollars. A year restated by a later filing shows the restated figure. Capital expenditure, dividends and buybacks are cash out, shown positive. A line the filer does not report is not listed. Latest from accession 0000005513-26-000026.
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