Unum Group UNM

Financials SIC 6321 - Accident & Health Insurance NAICS Finance and Insurance › Insurance Carriers and Related Activities › Insurance Carriers › Direct Life, Health, and Medical Insurance Carriers › Direct Health and Medical Insurance Carriers derived NYSE

Unum Group, a Delaware general business corporation, and its insurance and non-insurance subsidiaries, which collectively with Unum Group we refer to as the Company, operate in the United States, the United Kingdom, Poland, and, to a limited extent, in certain other countries. The principal operating subsidiaries in the United States are Unum Life Insurance Company of America (Unum America), Provident Life and Accident Insurance Company (Provident), The Paul Revere Life Insurance Company (Paul Revere Life), Colonial Life & Accident Insurance Company, Unum Insurance Company, Starmount Life Insurance Company (Starmount), in the United Kingdom, Unum Limited, and in Poland, Unum Zycie TUiR S.A. (Unum Poland). We are a leading provider of financial protection benefits in the United States and the United Kingdom. Our products include disability, life, accident, critical illness, dental and vision, and other related services. We market our products primarily through the workplace.

Last close 90.28 2026-10-23
Market cap $14.29B 2026-06-30 share count
52-week range 69.02 - 96.77

Valuation FY2025 figures against the last close

P/S1.1x
P/E21.1x
P/FCF25.7x
EV/EBITDA—
Dividend yield2.1%
Diluted EPS4.27

Annual financial statements

Income statement

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Revenue $13.08B$12.89B$12.39B$11.98B$12.01B$13.16B$12.00B$11.60B$11.29B$11.05B
Pre-tax income $933.5M$2.25B$1.64B$1.75B$1.26B$964.0M$1.38B$627.8M$1.40B$1.35B
Income tax $195.0M$472.2M$356.3M$342.8M$279.6M$171.0M$281.8M$104.4M$409.8M$416.3M
Net income $738.5M$1.78B$1.28B$1.41B$981.0M$793.0M$1.10B$523.4M$994.2M$931.4M
EPS, basic 4.289.496.537.014.803.895.252.384.393.96
EPS, diluted 4.279.466.506.964.793.895.242.384.373.95
Shares, diluted (wtd. avg.) 172.9M188.1M197.6M202.1M204.8M203.8M209.9M220.1M227.3M236.0M

Balance sheet

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Cash and equivalents $158.2M$162.8M$146.0M$119.2M$75.0M$197.0M$84.1M———
Property, plant and equipment $503.7M$487.6M$485.3M$451.7M$462.7M$498.0M$534.1M$546.9M$504.8M$500.6M
Goodwill $353.9M$349.1M$349.9M$347.6M$352.2M$353.0M$351.7M$350.3M$338.6M$335.1M
Total assets $63.52B$61.96B$63.26B$61.15B$70.12B$70.63B$67.01B$61.88B$64.01B$61.94B
Short-term debt $0$274.6M$0$2.0M$0$0$399.7M$0$199.9M$0
Long-term debt $3.77B$3.47B$3.43B$3.43B$3.44B$3.35B$2.93B$2.97B$2.74B$3.00B
Total liabilities $52.40B$51.00B$53.60B$52.41B$58.70B$59.75B$57.05B$53.25B$54.44B$52.97B
Retained earnings $13.35B$12.91B$11.43B$13.14B$11.99B$11.25B$10.73B$9.86B$9.54B$8.74B
Total equity $11.12B$10.96B$9.65B-$3.45B-$5.16B-$6.31B$37.3M-$814.2M$127.5M-$51.0M

Cash flow

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Operating cash flow $687.7M$1.51B$1.20B$1.42B$1.39B$469.3M$1.61B$1.54B$1.16B$1.12B
Depreciation and amortisation $123.0M$116.1M$108.8M$110.5M$119.8M$113.6M$110.1M$101.4M$103.4M$101.7M
Capital expenditure $132.3M$125.7M$134.8M$102.2M$110.3M$119.1M$150.9M$144.1M$105.3M$85.0M
Investing cash flow $548.9M-$344.4M-$725.9M-$955.9M-$1.34B-$267.7M-$1.39B-$930.1M-$499.3M-$715.5M
Financing cash flow -$1.24B-$1.15B-$450.1M-$418.6M-$168.9M-$88.7M-$223.0M-$589.8M-$687.8M-$418.6M
Dividends paid $306.2M$296.5M$277.1M$254.2M$239.4M$231.9M$229.2M$215.6M$196.0M$182.6M
Buybacks $1.01B$972.9M$250.1M$200.1M$50.0M$0$400.3M$356.2M$401.8M$405.2M

Figures as tagged in each year's own filing, in US dollars. A year restated by a later filing shows the restated figure. Capital expenditure, dividends and buybacks are cash out, shown positive. A line the filer does not report is not listed. Latest from accession 0000005513-26-000026.

Plot the figures US dollars

Income statement Revenue Cost of revenue Gross profit R&D SG&A Total operating expenses Operating income Interest expense Pre-tax income Income tax Net income EPS, basic EPS, diluted Shares, diluted (wtd. avg.)
Balance sheet Cash and equivalents Short-term investments Receivables Inventory Total current assets Property, plant and equipment Goodwill Other intangibles Total assets Accounts payable Short-term debt Total current liabilities Long-term debt Total liabilities Retained earnings Total equity
Cash flow Operating cash flow Depreciation and amortisation Stock-based compensation Capital expenditure Investing cash flow Financing cash flow Dividends paid Buybacks
  • Revenue
  • Gross profit
  • Net income
Revenue, Gross profit, Net income by fiscal year, in US dollars The same figures are in the table below this chart. 0 5B 10B 15B Revenue, FY2016: 11B Net income, FY2016: 931.4M Revenue, FY2017: 11.3B Net income, FY2017: 994.2M Revenue, FY2018: 11.6B Net income, FY2018: 523.4M Revenue, FY2019: 12B Net income, FY2019: 1.1B Revenue, FY2020: 13.2B Net income, FY2020: 793M Revenue, FY2021: 12B Net income, FY2021: 981M Revenue, FY2022: 12B Net income, FY2022: 1.4B Revenue, FY2023: 12.4B Net income, FY2023: 1.3B Revenue, FY2024: 12.9B Net income, FY2024: 1.8B Revenue, FY2025: 13.1B Net income, FY2025: 738.5M FY2016 FY2017 FY2018 FY2019 FY2020 FY2021 FY2022 FY2023 FY2024 FY2025
Fiscal year FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue $11.05B $11.29B $11.60B $12.00B $13.16B $12.01B $11.98B $12.39B $12.89B $13.08B
Gross profit — — — — — — — — — —
Net income $931.4M $994.2M $523.4M $1.10B $793.0M $981.0M $1.41B $1.28B $1.78B $738.5M

Recent filings and events

  • Other event The catch-all. The company chose to disclose something that fits no other item, so the content is whatever it says it is. Item 8.01
  • Results announced The quarterly or annual earnings release. Arrives four times a year from almost every company here. Item 2.02
  • Material agreement signed The company entered an agreement outside the ordinary course of business - a large contract, a credit facility, a merger agreement. Item 1.01
  • Regulation FD disclosure Something the company told the market and had to tell everyone at once - usually a slide deck or a press release. Item 7.01
  • Other event Item 8.01
  • Shareholder vote The results of the annual meeting or a special vote. Item 5.07
  • Other event Item 8.01
  • Results announced Item 2.02
  • Charter or fiscal year changed A change to the company's governing documents, or to when its year ends. Item 5.03
  • Annual report filed A new 10-K. The figures and the business description on this site come from it. Form 10-K
  • Results announced Item 2.02
  • Regulation FD disclosure Item 7.01

Item numbers are Form 8-K's own, and a filing date is up to four business days after the thing it reports. The same feed across the whole market.

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