Triumph Financial, Inc. TFIN

Financials SIC 6022 - State Commercial Banks NAICS Finance and Insurance › Credit Intermediation and Related Activities › Depository Credit Intermediation › Commercial Banking derived NYSE

Triumph Financial, Inc. ("we," "Triumph Financial" or the "Company") is a financial holding company headquartered in Dallas, Texas and registered under the Bank Holding Company Act of 1956, as amended (the "BHC Act"). We offer a diversified line of banking, factoring, payments, and intelligence services.

At December 31, 2025, our business is primarily focused on providing financial services to participants in the for-hire trucking ecosystem in the United States, including Brokers, Shippers, Factors and Carriers. Within such ecosystem we operate our payments platform which connects such parties to streamline and optimize the presentment, audit and payment of transportation invoices, and we act as capital provider to the Carrier industry through our factoring business. We also offer data services through our Intelligence offerings. Our traditional banking operations provide stable, low cost deposits to support our operations, a diversified lending portfolio to add stability to our balance sheet, and a suite of traditional banking products and services to participants in the for-hire trucking ecosystem to deepen our relationship with such clients.

Last close 63.45 2026-10-23
Market cap $1.52B 2026-06-30 share count
52-week range 49.27 - 83.52

Valuation FY2025 figures against the last close

P/S3.5x
P/E68.2x
P/FCF22.6x
EV/EBITDA—
Dividend yield0.2%
Diluted EPS0.93

Annual financial statements

Income statement

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Revenue $430.5M$422.5M$422.4M$419.2M$387.6M$322.1M$311.2M$263.0M$177.2M$124.5M
Interest expense $350.6M$350.5M$368.1M$400.5M$18.4M$37.4M$55.2M$35.9M$21.5M$12.1M
Pre-tax income $33.0M$20.5M$52.8M$137.0M$145.0M$84.7M$75.4M$66.5M$61.1M$33.5M
Income tax $7.6M$4.4M$11.7M$34.7M$32.0M$20.7M$16.9M$14.8M$24.9M$12.8M
Net income $25.4M$16.1M$41.1M$102.3M$113.0M$64.0M$58.5M$51.7M$36.2M$20.7M
EPS, basic 0.940.551.634.064.442.562.262.061.851.11
EPS, diluted 0.930.541.613.964.352.532.252.031.811.10
Shares, diluted (wtd. avg.) 23.8M23.8M23.6M25.0M25.3M24.6M26.1M25.5M20.0M18.1M

Balance sheet

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Cash and equivalents $248.5M$330.1M$286.6M$408.2M$383.2M$314.4M$197.9M$234.9M$134.1M$114.5M
Property, plant and equipment $54.3M$160.7M$113.5M$103.3M$105.7M$103.4M$96.6M$83.4M$62.9M$45.5M
Goodwill $355.3M$241.9M$233.7M$233.7M$233.7M$163.2M$158.7M$158.7M$44.1M$28.8M
Other intangibles $646.0K$16.3M$23.6M$32.1M$43.1M$26.7M$31.5M$40.7M$19.7M$17.7M
Total assets $6.38B$5.95B$5.35B$5.33B$5.96B$5.94B$5.06B$4.56B$3.50B$2.64B
Long-term debt ————$27.1M$191.9M————
Total liabilities $5.44B$5.06B$4.48B$4.44B$5.10B$5.21B$4.42B$3.92B$3.11B$2.35B
Retained earnings $571.4M$549.2M$536.3M$498.5M$399.4M$289.6M$229.0M$170.5M$119.4M$83.9M
Total equity $941.8M$890.9M$864.4M$889.0M$858.9M$726.8M$636.6M$636.6M$391.7M$289.3M

Cash flow

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Operating cash flow $67.1M$58.5M$60.0M$80.8M$137.0M$97.3M$72.5M$73.8M$47.3M$31.0M
Depreciation and amortisation $14.9M$15.5M$13.8M$13.3M$12.0M$10.7M$8.1M$5.7M$4.0M$2.8M
Stock-based compensation $14.0M$14.5M$13.2M$21.2M$20.3M$4.6M$3.7M$2.7M$1.8M$2.4M
Investing cash flow -$525.5M-$590.0M-$129.5M$666.1M$77.7M-$774.7M-$520.4M-$268.3M-$379.8M-$273.6M
Financing cash flow $376.8M$574.9M-$52.1M-$721.9M-$145.8M$793.9M$410.9M$295.3M$352.1M$251.8M
Dividends paid $3.2M$3.2M$3.2M$3.2M$3.2M$1.7M————
Buybacks $2.2M$3.3M$81.6M$76.7M$1.2M$35.8M$64.5M$398.0K$366.0K$654.0K

Figures as tagged in each year's own filing, in US dollars. A year restated by a later filing shows the restated figure. Capital expenditure, dividends and buybacks are cash out, shown positive. A line the filer does not report is not listed. Latest from accession 0001539638-26-000007.

Plot the figures US dollars

Income statement Revenue Cost of revenue Gross profit R&D SG&A Total operating expenses Operating income Interest expense Pre-tax income Income tax Net income EPS, basic EPS, diluted Shares, diluted (wtd. avg.)
Balance sheet Cash and equivalents Short-term investments Receivables Inventory Total current assets Property, plant and equipment Goodwill Other intangibles Total assets Accounts payable Short-term debt Total current liabilities Long-term debt Total liabilities Retained earnings Total equity
Cash flow Operating cash flow Depreciation and amortisation Stock-based compensation Capital expenditure Investing cash flow Financing cash flow Dividends paid Buybacks
  • Revenue
  • Gross profit
  • Net income
Revenue, Gross profit, Net income by fiscal year, in US dollars The same figures are in the table below this chart. 0 200M 400M 600M Revenue, FY2016: 124.5M Net income, FY2016: 20.7M Revenue, FY2017: 177.2M Net income, FY2017: 36.2M Revenue, FY2018: 263M Net income, FY2018: 51.7M Revenue, FY2019: 311.2M Net income, FY2019: 58.5M Revenue, FY2020: 322.1M Net income, FY2020: 64M Revenue, FY2021: 387.6M Net income, FY2021: 113M Revenue, FY2022: 419.2M Net income, FY2022: 102.3M Revenue, FY2023: 422.4M Net income, FY2023: 41.1M Revenue, FY2024: 422.5M Net income, FY2024: 16.1M Revenue, FY2025: 430.5M Net income, FY2025: 25.4M FY2016 FY2017 FY2018 FY2019 FY2020 FY2021 FY2022 FY2023 FY2024 FY2025
Fiscal year FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue $124.5M $177.2M $263.0M $311.2M $322.1M $387.6M $419.2M $422.4M $422.5M $430.5M
Gross profit — — — — — — — — — —
Net income $20.7M $36.2M $51.7M $58.5M $64.0M $113.0M $102.3M $41.1M $16.1M $25.4M

Recent filings and events

  • Other event The catch-all. The company chose to disclose something that fits no other item, so the content is whatever it says it is. Item 8.01
  • Results announced The quarterly or annual earnings release. Arrives four times a year from almost every company here. Item 2.02
  • Other event Item 8.01
  • Shareholder vote The results of the annual meeting or a special vote. Item 5.07
  • Results announced Item 2.02
  • Other event Item 8.01
  • Annual report filed A new 10-K. The figures and the business description on this site come from it. Form 10-K
  • Results announced Item 2.02
  • Other event Item 8.01
  • Results announced Item 2.02
  • Regulation FD disclosure Something the company told the market and had to tell everyone at once - usually a slide deck or a press release. Item 7.01
  • Other event Item 8.01

Item numbers are Form 8-K's own, and a filing date is up to four business days after the thing it reports. The same feed across the whole market.

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