TEXAS CAPITAL BANCSHARES INC/TX TCBI

Financials SIC 6022 - State Commercial Banks NAICS Finance and Insurance › Credit Intermediation and Related Activities › Depository Credit Intermediation › Commercial Banking derived Nasdaq

Texas Capital Bancshares, Inc. ("TCBI" or the "Company") is a registered bank holding company and a full-service financial services firm that delivers customized solutions to businesses, entrepreneurs and individual customers. TCBI is headquartered in Dallas, with primary banking offices in Austin, Dallas, Fort Worth, Houston and San Antonio, and has built a network of clients across the country.

The Company's business activities are conducted primarily through its wholly-owned bank subsidiary Texas Capital Bank (the "Bank") and its wholly-owned non-bank subsidiary, TCBI Securities Inc., doing business as Texas Capital Securities. The Bank is a Texas state-chartered bank. Texas Capital Securities is a registered broker-dealer with the SEC and a member of the Financial Industry Regulatory Authority ("FINRA") and Municipal Securities Rulemaking Board ("MSRB").

Last close 101.99 2026-10-23
Market cap $4.43B 2026-06-30 share count
52-week range 81.27 - 108.92

Valuation FY2025 figures against the last close

P/S2.5x
P/E15.0x
P/FCF12.8x
EV/EBITDA—
Dividend yield—
Diluted EPS6.79

Annual financial statements

Income statement

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Revenue $1.77B$1.73B$1.63B$1.14B$876.5M$1.04B$1.35B$1.16B$879.3M$703.4M
Interest expense $1.03B$901.3M$914.1M$875.8M$107.7M$188.1M$385.6M$249.3M$118.0M$63.6M
Pre-tax income $432.7M$107.1M$246.6M$431.8M$338.1M$91.9M$396.3M$373.4M$324.7M$241.2M
Income tax $102.5M$29.6M$57.5M$99.3M$84.1M$25.7M$84.3M$80.0M$128.6M$86.1M
Net income $330.2M$77.5M$189.1M$332.5M$253.9M$66.3M$312.0M$293.4M$196.1M$155.1M
EPS, basic 6.861.293.586.254.651.126.015.683.783.14
EPS, diluted 6.791.283.546.184.601.125.995.643.733.11
Shares, diluted (wtd. avg.) 46.1M47.0M48.6M51.0M51.1M50.6M50.4M50.3M50.3M46.8M

Balance sheet

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Cash and equivalents $2.10B$3.19B$3.24B$5.01B$7.95B$9.21B$4.43B$3.08B$2.91B$2.84B
Property, plant and equipment $88.0M$85.4M$32.4M$26.4M$20.9M$24.5M$31.2M$23.8M$25.2M$19.8M
Goodwill $1.5M$1.5M$1.5M$1.5M$15.1M$15.1M$15.1M$15.1M$15.1M$15.1M
Other intangibles ———$0$2.2M$2.6M$3.0M$3.5M$3.9M$4.4M
Total assets $31.54B$30.73B$28.36B$28.41B$34.73B$37.73B$32.55B$28.26B$25.08B$21.70B
Long-term debt $620.6M$660.3M$859.1M$931.4M$928.7M$395.9M————
Total liabilities $27.91B$27.36B$25.16B$25.36B$31.52B$34.85B$29.75B$25.78B$22.89B$19.69B
Retained earnings $2.81B$2.50B$2.44B$2.26B$1.95B$1.71B$1.66B$1.36B$1.08B$891.5M
Total equity $3.63B$3.37B$3.20B$3.06B$3.21B$2.87B$2.80B$2.48B$2.19B$2.00B

Cash flow

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Operating cash flow $360.2M$480.1M$373.7M$148.0M$657.3M$2.64B-$240.2M-$679.7M$132.2M-$726.3M
Depreciation and amortisation $52.2M$54.2M$40.5M$45.3M$93.4M$74.9M$37.3M$32.0M$27.9M$21.8M
Stock-based compensation $36.8M$24.7M$24.2M$21.4M$31.3M$17.4M$17.6M$16.9M$22.0M$13.6M
Capital expenditure $12.6M$64.8M$16.4M$11.3M$4.1M$2.8M$16.7M$7.7M$12.3M$2.2M
Investing cash flow -$1.85B-$2.48B-$1.76B$3.31B$1.23B-$2.94B-$2.28B-$1.99B-$3.22B-$850.2M
Financing cash flow $404.3M$1.94B-$387.7M-$6.39B-$3.15B$5.08B$3.86B$2.85B$3.15B$2.62B
Buybacks $185.8M$81.5M$105.0M$115.3M$0$0————

Figures as tagged in each year's own filing, in US dollars. A year restated by a later filing shows the restated figure. Capital expenditure, dividends and buybacks are cash out, shown positive. A line the filer does not report is not listed. Latest from accession 0001077428-26-000010.

Plot the figures US dollars

Income statement Revenue Cost of revenue Gross profit R&D SG&A Total operating expenses Operating income Interest expense Pre-tax income Income tax Net income EPS, basic EPS, diluted Shares, diluted (wtd. avg.)
Balance sheet Cash and equivalents Short-term investments Receivables Inventory Total current assets Property, plant and equipment Goodwill Other intangibles Total assets Accounts payable Short-term debt Total current liabilities Long-term debt Total liabilities Retained earnings Total equity
Cash flow Operating cash flow Depreciation and amortisation Stock-based compensation Capital expenditure Investing cash flow Financing cash flow Dividends paid Buybacks
  • Revenue
  • Gross profit
  • Net income
Revenue, Gross profit, Net income by fiscal year, in US dollars The same figures are in the table below this chart. 0 500M 1B 1.5B 2B Revenue, FY2016: 703.4M Net income, FY2016: 155.1M Revenue, FY2017: 879.3M Net income, FY2017: 196.1M Revenue, FY2018: 1.2B Net income, FY2018: 293.4M Revenue, FY2019: 1.4B Net income, FY2019: 312M Revenue, FY2020: 1B Net income, FY2020: 66.3M Revenue, FY2021: 876.5M Net income, FY2021: 253.9M Revenue, FY2022: 1.1B Net income, FY2022: 332.5M Revenue, FY2023: 1.6B Net income, FY2023: 189.1M Revenue, FY2024: 1.7B Net income, FY2024: 77.5M Revenue, FY2025: 1.8B Net income, FY2025: 330.2M FY2016 FY2017 FY2018 FY2019 FY2020 FY2021 FY2022 FY2023 FY2024 FY2025
Fiscal year FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue $703.4M $879.3M $1.16B $1.35B $1.04B $876.5M $1.14B $1.63B $1.73B $1.77B
Gross profit — — — — — — — — — —
Net income $155.1M $196.1M $293.4M $312.0M $66.3M $253.9M $332.5M $189.1M $77.5M $330.2M

Recent filings and events

  • Results announced The quarterly or annual earnings release. Arrives four times a year from almost every company here. Item 2.02
  • Results announced Item 2.02
  • Officer or director change Someone at the top arrived or left. The item covers everything from a board retirement to a chief executive being removed, and only the filing itself says which. Item 5.02
  • Shareholder vote The results of the annual meeting or a special vote. Item 5.07
  • Other event The catch-all. The company chose to disclose something that fits no other item, so the content is whatever it says it is. Item 8.01
  • Other event Item 8.01
  • Charter or fiscal year changed A change to the company's governing documents, or to when its year ends. Item 5.03
  • Annual report filed A new 10-K. The figures and the business description on this site come from it. Form 10-K
  • Results announced Item 2.02
  • Other event Item 8.01
  • Regulation FD disclosure Something the company told the market and had to tell everyone at once - usually a slide deck or a press release. Item 7.01
  • Results announced Item 2.02

Item numbers are Form 8-K's own, and a filing date is up to four business days after the thing it reports. The same feed across the whole market.

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