SECURITY NATIONAL FINANCIAL CORP SNFCA

Financials SIC 6199 - Finance Services NAICS Finance and Insurance › Securities, Commodity Contracts, and Other Financial Investments and Related Activities › Other Financial Investment Activities derived Nasdaq

National Financial Corporation (the "Company") operates in three reportable business segments: life insurance, cemetery and

mortuary, and mortgages. The life insurance segment is engaged in the business of selling and servicing selected lines of life insurance,

annuity products, and accident and health insurance. These products are marketed in 42 states through a commissioned sales force of independent

licensed insurance agents who may also sell insurance products of other companies. The cemetery and mortuary segment consists of eleven

Last close 9.15 2026-10-23
Market cap $238.3M estimated share count
52-week range 7.33 - 10.22

Valuation FY2025 figures against the last close

P/S0.7x
P/E7.3x
P/FCF5.4x
EV/EBITDA—
Dividend yield—
Diluted EPS1.26

Annual financial statements

Income statement

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Revenue $344.6M$334.5M$318.5M$389.7M$470.7M$481.5M$283.1M$279.6M$276.9M$304.3M
Cost of revenue $4.7M$4.8M$4.8M$4.7M$3.7M$3.3M$2.9M$2.2M$1.9M$1.8M
Gross profit $339.9M$329.7M$313.7M$384.9M$467.0M$478.2M$280.2M$277.5M$275.0M$302.5M
Interest expense $4.5M$4.3M$4.9M$7.8M$7.1M$8.6M$7.4M$7.0M$6.0M$5.1M
Pre-tax income $41.4M$37.4M$16.3M$34.4M$51.8M$71.5M$13.9M$26.2M$7.5M$19.7M
Income tax $9.3M$8.3M$1.8M$8.7M$12.3M$15.9M$3.1M$4.5M$6.6M$7.5M
Net income $32.15B$26.54B$14.49B$25.7M$39.5M$55.6M$10.9M$21.7M$14.1M$12.2M
EPS, basic 1.301.190.631.161.872.810.591.210.840.78
EPS, diluted 1.261.160.611.121.802.740.581.190.820.77
Shares, diluted (wtd. avg.) 25.5M25.2M23.8M23.0M22.0M20.3M18.7M18.2M17.1M15.9M

Balance sheet

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Cash and equivalents $102.3M$140.5M$139.9M$133.5M$141.4M$115.5M$137.7M$137.7M$45.3M$39.0M
Short-term investments $382.8M$366.5M$381.5M$345.9M$259.3M$294.7M———$27.6M
Receivables $10.4M$10.4M————————
Property, plant and equipment $18.2M$19.0M$19.2M$20.6M$21.5M$12.5M$14.6M$7.0M$8.1M$8.8M
Goodwill $5.3M$5.3M$5.3M$5.3M$5.3M$3.5M$3.5M$2.8M$2.8M$2.8M
Other intangibles $3.7M$4.1M$3.0M$3.3M$3.5M$1.3M$1.4M$855.4K——
Total assets $1.56B$1.49B$1.43B$1.46B$1.55B$1.55B$1.33B$1.05B$982.2M$952.4M
Long-term debt ————$280.3M$253.8M————
Total liabilities $1.15B$1.11B$1.12B$1.17B$1.25B$1.28B$1.14B$879.0M$833.6M$819.9M
Retained earnings $248.8M$227.8M$207.0M$202.2M$184.5M$153.7M$101.3M$95.2M$77.5M$67.4M
Total equity $410.4M$381.9M$312.9M$292.8M$299.8M$264.0M$196.7M$171.8M$148.6M$132.6M

Cash flow

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Operating cash flow $45.5M$57.3M$53.9M$130.5M$144.6M-$129.6M-$75.6M$7.0M$44.3M$35.5M
Depreciation and amortisation $2.4M$2.4M$2.4M$2.5M$1.9M$2.1M$1.7M$5.5M$6.3M$5.6M
Stock-based compensation ————$118.4K$358.9K$257.0K$237.1K$395.6K$343.6K
Capital expenditure $1.7M$2.5M$1.1M$1.6M$5.2M$1.6M$1.8M$1.3M$911.0K$3.6M
Investing cash flow -$67.2M-$43.1M$14.6M-$37.2M-$63.6M$36.1M$38.1M$63.3M-$39.0M-$55.6M
Financing cash flow -$14.3M-$4.0M-$62.0M-$101.2M-$55.1M$71.2M$24.3M$26.1M$2.2M$19.0M
Buybacks $1.6M$3.1M$2.8M$7.7M$5.8M$3.0M——$382.7K—

Figures as tagged in each year's own filing, in US dollars. A year restated by a later filing shows the restated figure. Capital expenditure, dividends and buybacks are cash out, shown positive. A line the filer does not report is not listed. Latest from accession 0001493152-26-019219.

Plot the figures US dollars

Income statement Revenue Cost of revenue Gross profit R&D SG&A Total operating expenses Operating income Interest expense Pre-tax income Income tax Net income EPS, basic EPS, diluted Shares, diluted (wtd. avg.)
Balance sheet Cash and equivalents Short-term investments Receivables Inventory Total current assets Property, plant and equipment Goodwill Other intangibles Total assets Accounts payable Short-term debt Total current liabilities Long-term debt Total liabilities Retained earnings Total equity
Cash flow Operating cash flow Depreciation and amortisation Stock-based compensation Capital expenditure Investing cash flow Financing cash flow Dividends paid Buybacks
  • Revenue
  • Gross profit
  • Net income
Revenue, Gross profit, Net income by fiscal year, in US dollars The same figures are in the table below this chart. 0 10B 20B 30B 40B Revenue, FY2016: 304.3M Gross profit, FY2016: 302.5M Net income, FY2016: 12.2M Revenue, FY2017: 276.9M Gross profit, FY2017: 275M Net income, FY2017: 14.1M Revenue, FY2018: 279.6M Gross profit, FY2018: 277.5M Net income, FY2018: 21.7M Revenue, FY2019: 283.1M Gross profit, FY2019: 280.2M Net income, FY2019: 10.9M Revenue, FY2020: 481.5M Gross profit, FY2020: 478.2M Net income, FY2020: 55.6M Revenue, FY2021: 470.7M Gross profit, FY2021: 467M Net income, FY2021: 39.5M Revenue, FY2022: 389.7M Gross profit, FY2022: 384.9M Net income, FY2022: 25.7M Revenue, FY2023: 318.5M Gross profit, FY2023: 313.7M Net income, FY2023: 14.5B Revenue, FY2024: 334.5M Gross profit, FY2024: 329.7M Net income, FY2024: 26.5B Revenue, FY2025: 344.6M Gross profit, FY2025: 339.9M Net income, FY2025: 32.2B FY2016 FY2017 FY2018 FY2019 FY2020 FY2021 FY2022 FY2023 FY2024 FY2025
Fiscal year FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue $304.3M $276.9M $279.6M $283.1M $481.5M $470.7M $389.7M $318.5M $334.5M $344.6M
Gross profit $302.5M $275.0M $277.5M $280.2M $478.2M $467.0M $384.9M $313.7M $329.7M $339.9M
Net income $12.2M $14.1M $21.7M $10.9M $55.6M $39.5M $25.7M $14.49B $26.54B $32.15B

Recent filings and events

  • Shareholder vote The results of the annual meeting or a special vote. Item 5.07
  • Other event The catch-all. The company chose to disclose something that fits no other item, so the content is whatever it says it is. Item 8.01
  • Annual report filed A new 10-K. The figures and the business description on this site come from it. Form 10-K
  • Shareholder vote Item 5.07
  • Other event Item 8.01
  • Annual report filed Form 10-K
  • Shareholder vote Item 5.07
  • Other event Item 8.01
  • Annual report filed Form 10-K

Item numbers are Form 8-K's own, and a filing date is up to four business days after the thing it reports. The same feed across the whole market.

Others in SIC 6199

TickerCompanyMarket capP/ERevenue growth
AXP AMERICAN EXPRESS CO $211.52B 20.4x 6.4%
MSTR Strategy Inc $51.47B — 3.0%
COIN Coinbase Global, Inc. $43.32B 37.0x 9.4%
SYF Synchrony Financial $23.96B 7.9x —
CRCL Circle Internet Group, Inc. $21.32B — 624.0%
SOFI SoFi Technologies, Inc. $18.88B 37.5x 23.1%
BMNR BITMINE IMMERSION TECHNOLOGIES, INC. $13.51B 1.7x 84.1%
CHYM Chime Financial, Inc. $11.23B — 30.7%