ServisFirst Bancshares, Inc. SFBS

Financials SIC 6022 - State Commercial Banks NAICS Finance and Insurance › Credit Intermediation and Related Activities › Depository Credit Intermediation › Commercial Banking derived NYSE

We are a bank holding company within the meaning of the Bank Holding Company Act of 1956 and are headquartered in Birmingham, Alabama. Through our wholly-owned subsidiary bank, we operate 33 full-service banking offices located in Alabama, Florida, Georgia, North Carolina, South Carolina, Tennessee, and Virginia. We also operate a loan production office in Florida. Through our bank, we originate commercial, consumer and other loans and accept deposits, provide electronic banking services, such as online and mobile banking, including remote deposit capture, deliver treasury and cash management services and provide correspondent banking services to other financial institutions. As of December 31, 2025, we had total assets of approximately $17.73 billion, total loans of approximately $13.70 billion, total deposits of approximately $14.22 billion, and total stockholders' equity of approximately $1.85 billion.

Last close 41.22 2026-10-23
Market cap $2.25B 2026-06-30 share count
52-week range 33.60 - 46.04

Valuation FY2025 figures against the last close

P/S2.3x
P/E8.1x
P/FCF6.3x
EV/EBITDA—
Dividend yield3.2%
Diluted EPS5.06

Annual financial statements

Income statement

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Revenue $990.4M$946.1M$813.2M$559.3M$416.3M$389.0M$390.8M$326.6M$262.8M$212.9M
Interest expense $535.2M$446.7M$410.9M$470.9M$31.8M$51.0M$103.2M$63.9M$35.3M$25.8M
Pre-tax income $342.1M$279.0M$244.6M$308.8M$253.3M$214.2M$186.9M$168.8M$137.3M$110.8M
Income tax $65.5M$51.7M$37.7M$57.3M$45.6M$44.6M$37.6M$31.9M$44.3M$29.3M
Net income $276.6M$227.2M$206.9M$251.5M$207.7M$169.6M$149.2M$136.9M$93.1M$81.5M
EPS, basic 5.064.173.804.633.833.152.792.571.761.55
EPS, diluted 5.064.163.794.613.823.132.762.531.721.52
Shares, diluted (wtd. avg.) 54.7M54.6M54.5M54.5M54.4M54.2M54.1M54.2M54.1M53.6M

Balance sheet

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Cash and equivalents $95.1M$116.4M$123.4M$106.3M$56.9M$93.7M$78.6M$681.9M$477.6M$784.0M
Property, plant and equipment $60.4M$59.2M$59.3M$59.9M$60.3M$55.0M$56.5M$57.8M$58.9M$40.3M
Goodwill $13.6M$13.6M$13.6M$13.6M——————
Total assets $17.73B$17.35B$16.13B$14.60B$15.45B$11.93B$8.95B$8.01B$7.08B$6.37B
Total liabilities $15.88B$15.73B$14.69B$13.30B$14.30B$10.94B$8.10B$7.29B$6.47B$5.85B
Retained earnings $1.61B$1.41B$1.25B$1.11B$911.0M$748.2M$616.6M$500.9M$389.6M$307.2M
Total equity $1.85B$1.62B$1.44B$1.30B$1.15B$992.9M$842.7M$715.2M$607.6M$522.9M

Cash flow

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Operating cash flow $355.2M$252.9M$197.3M$272.6M$266.3M$191.3M$164.3M$168.3M$118.5M$98.5M
Depreciation and amortisation $4.7M$4.8M$4.4M$4.1M$4.1M$3.8M$3.7M$3.4M$2.6M$2.7M
Stock-based compensation $3.0M$3.5M$3.6M$3.2M$1.9M$1.3M$1.1M$851.0K$1.2M$1.2M
Capital expenditure ———————$2.3M$21.2M$22.2M
Investing cash flow -$1.15B-$948.5M-$200.4M-$2.64B-$1.56B-$1.41B-$988.3M-$754.5M-$1.04B-$861.6M
Financing cash flow $49.3M$941.2M$1.32B-$1.04B$3.31B$2.80B$772.8M$790.5M$617.4M$1.19B
Dividends paid $73.2M$65.4M$45.7M$37.5M$32.5M$28.2M$24.1M$20.2M$10.0M$7.9M

Figures as tagged in each year's own filing, in US dollars. A year restated by a later filing shows the restated figure. Capital expenditure, dividends and buybacks are cash out, shown positive. A line the filer does not report is not listed. Latest from accession 0001171843-26-002258.

Plot the figures US dollars

Income statement Revenue Cost of revenue Gross profit R&D SG&A Total operating expenses Operating income Interest expense Pre-tax income Income tax Net income EPS, basic EPS, diluted Shares, diluted (wtd. avg.)
Balance sheet Cash and equivalents Short-term investments Receivables Inventory Total current assets Property, plant and equipment Goodwill Other intangibles Total assets Accounts payable Short-term debt Total current liabilities Long-term debt Total liabilities Retained earnings Total equity
Cash flow Operating cash flow Depreciation and amortisation Stock-based compensation Capital expenditure Investing cash flow Financing cash flow Dividends paid Buybacks
  • Revenue
  • Gross profit
  • Net income
Revenue, Gross profit, Net income by fiscal year, in US dollars The same figures are in the table below this chart. 0 250M 500M 750M 1B Revenue, FY2016: 212.9M Net income, FY2016: 81.5M Revenue, FY2017: 262.8M Net income, FY2017: 93.1M Revenue, FY2018: 326.6M Net income, FY2018: 136.9M Revenue, FY2019: 390.8M Net income, FY2019: 149.2M Revenue, FY2020: 389M Net income, FY2020: 169.6M Revenue, FY2021: 416.3M Net income, FY2021: 207.7M Revenue, FY2022: 559.3M Net income, FY2022: 251.5M Revenue, FY2023: 813.2M Net income, FY2023: 206.9M Revenue, FY2024: 946.1M Net income, FY2024: 227.2M Revenue, FY2025: 990.4M Net income, FY2025: 276.6M FY2016 FY2017 FY2018 FY2019 FY2020 FY2021 FY2022 FY2023 FY2024 FY2025
Fiscal year FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue $212.9M $262.8M $326.6M $390.8M $389.0M $416.3M $559.3M $813.2M $946.1M $990.4M
Gross profit — — — — — — — — — —
Net income $81.5M $93.1M $136.9M $149.2M $169.6M $207.7M $251.5M $206.9M $227.2M $276.6M

Recent filings and events

  • Regulation FD disclosure Something the company told the market and had to tell everyone at once - usually a slide deck or a press release. Item 7.01
  • Results announced The quarterly or annual earnings release. Arrives four times a year from almost every company here. Item 2.02
  • Regulation FD disclosure Item 7.01
  • Other event The catch-all. The company chose to disclose something that fits no other item, so the content is whatever it says it is. Item 8.01
  • Other event Item 8.01
  • Regulation FD disclosure Item 7.01
  • Shareholder vote The results of the annual meeting or a special vote. Item 5.07
  • Results announced Item 2.02
  • Regulation FD disclosure Item 7.01
  • Other event Item 8.01
  • Annual report filed A new 10-K. The figures and the business description on this site come from it. Form 10-K
  • Regulation FD disclosure Item 7.01

Item numbers are Form 8-K's own, and a filing date is up to four business days after the thing it reports. The same feed across the whole market.

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