RED RIVER BANCSHARES INC RRBI
Red River Bancshares, Inc., a Louisiana corporation, was founded in 1998 and is a bank holding company headquartered in Alexandria, Louisiana. Through our wholly owned subsidiary, Red River Bank, a Louisiana state-chartered bank, we provide a fully integrated suite of banking products and services tailored to the needs of our commercial and retail customers. Our mission is to be the premier statewide banking organization in Louisiana.
We completed an initial public offering of our common stock in May 2019. Our common stock is listed on the Nasdaq Global Select Market under the symbol "RRBI."
As of December 31, 2025, we were the sixth largest financial institution headquartered in Louisiana based on assets, with total assets of $3.35 billion, loans HFI of $2.25 billion, total deposits of $2.96 billion, and total stockholders' equity of $365.2 million.
Valuation FY2025 figures against the last close
Annual financial statements
Income statement
| Fiscal year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | $149.9M | $137.2M | $118.6M | $94.4M | $77.3M | $77.4M | $73.7M | $66.9M | — |
| Interest expense | $105.6M | $89.3M | $86.4M | $86.6M | $5.6M | $8.4M | $10.1M | $7.6M | — |
| Pre-tax income | $53.1M | $42.4M | $42.9M | $45.0M | $40.1M | $34.5M | $30.5M | $28.4M | — |
| Income tax | $10.4M | $8.1M | $8.1M | $8.1M | $7.1M | $6.3M | $5.6M | $5.3M | — |
| Net income | $42.8M | $34.2M | $34.9M | $36.9M | $33.0M | $28.1M | $24.8M | $23.1M | — |
| EPS, basic | 6.40 | 4.96 | 4.87 | 5.14 | 4.53 | 3.84 | 3.51 | 3.43 | — |
| EPS, diluted | 6.38 | 4.95 | 4.86 | 5.13 | 4.51 | 3.83 | 3.49 | 3.41 | — |
| Shares, diluted (wtd. avg.) | 6.7M | 6.9M | 7.2M | 7.2M | 7.3M | 7.3M | 7.12B | 6.76B | — |
Balance sheet
| Fiscal year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 |
|---|---|---|---|---|---|---|---|---|---|
| Cash and equivalents | $213.4M | $269.0M | $305.4M | $278.4M | $784.9M | $447.2M | $133.3M | $151.9M | $59.7M |
| Property, plant and equipment | $59.3M | $59.4M | $57.1M | $54.4M | $48.1M | $46.9M | $41.7M | $39.7M | — |
| Total assets | $3.35B | $3.15B | $3.13B | $3.08B | $3.22B | $2.64B | $1.99B | $1.86B | — |
| Total liabilities | $2.99B | $2.83B | $2.82B | $2.82B | $2.93B | $2.36B | $1.74B | $1.67B | — |
| Retained earnings | $377.7M | $338.6M | $306.8M | $274.8M | $239.9M | $209.0M | $182.6M | $159.1M | — |
| Total equity | $365.1M | $319.7M | $303.9M | $265.8M | $298.1M | $285.5M | $251.9M | $193.7M | $178.1M |
Cash flow
| Fiscal year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 |
|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $44.8M | $38.3M | $40.1M | $45.9M | $62.3M | $12.8M | $26.4M | $26.0M | — |
| Depreciation and amortisation | $2.7M | $2.5M | $2.2M | $2.1M | $1.9M | $1.9M | $1.7M | $1.7M | — |
| Stock-based compensation | $440.0K | $370.0K | $319.0K | $274.0K | $269.0K | $276.0K | $227.0K | $193.0K | — |
| Capital expenditure | $2.6M | $4.9M | $4.9M | $8.4M | $3.4M | $7.0M | $3.8M | $5.4M | — |
| Investing cash flow | -$244.0M | -$59.2M | -$8.7M | -$438.7M | -$284.7M | -$316.3M | -$134.8M | -$47.6M | — |
| Financing cash flow | $143.7M | -$15.6M | -$4.3M | -$113.6M | $560.1M | $617.4M | $89.8M | $113.9M | — |
| Dividends paid | $3.6M | $2.5M | $2.3M | $2.0M | $2.0M | $1.8M | $1.3M | $1.0M | — |
| Buybacks | $11.1M | $16.3M | $5.0M | $218.0K | $7.9M | $122.0K | $0 | $4.6M | — |
Figures as tagged in each year's own filing, in US dollars. A year restated by a later filing shows the restated figure. Capital expenditure, dividends and buybacks are cash out, shown positive. A line the filer does not report is not listed. Latest from accession 0001071236-26-000027.
Plot the figures US dollars
- Revenue
- Gross profit
- Net income
| Fiscal year | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | — | $66.9M | $73.7M | $77.4M | $77.3M | $94.4M | $118.6M | $137.2M | $149.9M |
| Gross profit | — | — | — | — | — | — | — | — | — |
| Net income | — | $23.1M | $24.8M | $28.1M | $33.0M | $36.9M | $34.9M | $34.2M | $42.8M |
Recent filings and events
- Regulation FD disclosure Something the company told the market and had to tell everyone at once - usually a slide deck or a press release. Item 7.01
- Other event The catch-all. The company chose to disclose something that fits no other item, so the content is whatever it says it is. Item 8.01
- Results announced The quarterly or annual earnings release. Arrives four times a year from almost every company here. Item 2.02
- Officer or director change Someone at the top arrived or left. The item covers everything from a board retirement to a chief executive being removed, and only the filing itself says which. Item 5.02
- Regulation FD disclosure Item 7.01
- Other event Item 8.01
- Regulation FD disclosure Item 7.01
- Shareholder vote The results of the annual meeting or a special vote. Item 5.07
- Results announced Item 2.02
- Annual report filed A new 10-K. The figures and the business description on this site come from it. Form 10-K
- Charter or fiscal year changed A change to the company's governing documents, or to when its year ends. Item 5.03
- Other event Item 8.01
Item numbers are Form 8-K's own, and a filing date is up to four business days after the thing it reports. The same feed across the whole market.
Others in SIC 6022
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| BNY | Bank of New York Mellon Corp | $98.57B | 19.6x | 7.8% |
| FITB | FIFTH THIRD BANCORP | $48.05B | 15.0x | -5.0% |
| STT | STATE STREET CORP | $46.10B | 17.9x | 7.3% |
| MTB | M&T BANK CORP | $32.01B | 13.0x | 7.5% |
| NTRS | NORTHERN TRUST CORP | $30.72B | 19.2x | 6.1% |
| CFG | CITIZENS FINANCIAL GROUP INC/RI | $27.44B | 16.9x | 6.7% |
| FCNCA | FIRST CITIZENS BANCSHARES INC /DE/ | $27.41B | 14.4x | -2.2% |
| EWBC | EAST WEST BANCORP INC | $17.97B | 13.8x | 2.4% |