RED RIVER BANCSHARES INC RRBI
Red River Bancshares, Inc., a Louisiana corporation, was founded in 1998 and is a bank holding company headquartered in Alexandria, Louisiana. Through our wholly owned subsidiary, Red River Bank, a Louisiana state-chartered bank, we provide a fully integrated suite of banking products and services tailored to the needs of our commercial and retail customers. Our mission is to be the premier statewide banking organization in Louisiana.
We completed an initial public offering of our common stock in May 2019. Our common stock is listed on the Nasdaq Global Select Market under the symbol "RRBI."
As of December 31, 2025, we were the sixth largest financial institution headquartered in Louisiana based on assets, with total assets of $3.35 billion, loans HFI of $2.25 billion, total deposits of $2.96 billion, and total stockholders' equity of $365.2 million.
Valuation FY2025 figures against the last close
Annual financial statements
Income statement
| Fiscal year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | $149.9M | $137.2M | $118.6M | $94.4M | $77.3M | $77.4M | $73.7M | $66.9M | — |
| Interest expense | $105.6M | $89.3M | $86.4M | $86.6M | $5.6M | $8.4M | $10.1M | $7.6M | — |
| Pre-tax income | $53.1M | $42.4M | $42.9M | $45.0M | $40.1M | $34.5M | $30.5M | $28.4M | — |
| Income tax | $10.4M | $8.1M | $8.1M | $8.1M | $7.1M | $6.3M | $5.6M | $5.3M | — |
| Net income | $42.8M | $34.2M | $34.9M | $36.9M | $33.0M | $28.1M | $24.8M | $23.1M | — |
| EPS, basic | 6.40 | 4.96 | 4.87 | 5.14 | 4.53 | 3.84 | 3.51 | 3.43 | — |
| EPS, diluted | 6.38 | 4.95 | 4.86 | 5.13 | 4.51 | 3.83 | 3.49 | 3.41 | — |
| Shares, diluted (wtd. avg.) | $6.7M | $6.9M | $7.2M | $7.2M | $7.3M | $7.3M | $7.12B | $6.76B | — |
Balance sheet
| Fiscal year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 |
|---|---|---|---|---|---|---|---|---|---|
| Cash and equivalents | $213.4M | $269.0M | $305.4M | $278.4M | $784.9M | $447.2M | $133.3M | $151.9M | $59.7M |
| Property, plant and equipment | $59.3M | $59.4M | $57.1M | $54.4M | $48.1M | $46.9M | $41.7M | $39.7M | — |
| Total assets | $3.35B | $3.15B | $3.13B | $3.08B | $3.22B | $2.64B | $1.99B | $1.86B | — |
| Total liabilities | $2.99B | $2.83B | $2.82B | $2.82B | $2.93B | $2.36B | $1.74B | $1.67B | — |
| Retained earnings | $377.7M | $338.6M | $306.8M | $274.8M | $239.9M | $209.0M | $182.6M | $159.1M | — |
| Total equity | $365.1M | $319.7M | $303.9M | $265.8M | $298.1M | $285.5M | $251.9M | $193.7M | $178.1M |
Cash flow
| Fiscal year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 |
|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $44.8M | $38.3M | $40.1M | $45.9M | $62.3M | $12.8M | $26.4M | $26.0M | — |
| Depreciation and amortisation | $2.7M | $2.5M | $2.2M | $2.1M | $1.9M | $1.9M | $1.7M | $1.7M | — |
| Stock-based compensation | $440.0K | $370.0K | $319.0K | $274.0K | $269.0K | $276.0K | $227.0K | $193.0K | — |
| Capital expenditure | $2.6M | $4.9M | $4.9M | $8.4M | $3.4M | $7.0M | $3.8M | $5.4M | — |
| Investing cash flow | -$244.0M | -$59.2M | -$8.7M | -$438.7M | -$284.7M | -$316.3M | -$134.8M | -$47.6M | — |
| Financing cash flow | $143.7M | -$15.6M | -$4.3M | -$113.6M | $560.1M | $617.4M | $89.8M | $113.9M | — |
| Dividends paid | $3.6M | $2.5M | $2.3M | $2.0M | $2.0M | $1.8M | $1.3M | $1.0M | — |
| Buybacks | $11.1M | $16.3M | $5.0M | $218.0K | $7.9M | $122.0K | $0 | $4.6M | — |
Figures as tagged in each year's own filing, in US dollars. A year restated by a later filing shows the restated figure. Capital expenditure, dividends and buybacks are cash out, shown positive. A line the filer does not report is not listed. Latest from accession 0001071236-26-000027.
Others in SIC 6022
| Ticker | Company | Market cap | P/E | Revenue growth |
|---|---|---|---|---|
| BNY | Bank of New York Mellon Corp | $111.84B | 22.3x | 7.8% |
| STT | STATE STREET CORP | $53.36B | 20.7x | 7.3% |
| FITB | FIFTH THIRD BANCORP | $49.76B | 15.5x | -5.0% |
| MTB | M&T BANK CORP | $34.64B | 14.1x | 7.5% |
| NTRS | NORTHERN TRUST CORP | $34.15B | 21.4x | 6.1% |
| CFG | CITIZENS FINANCIAL GROUP INC/RI | $29.81B | 18.3x | 6.7% |
| FCNCA | FIRST CITIZENS BANCSHARES INC /DE/ | $25.48B | 13.4x | -2.2% |
| EWBC | EAST WEST BANCORP INC | $17.92B | 13.7x | 2.4% |