RENASANT CORP RNST

Financials SIC 6022 - State Commercial Banks NYSE

Renasant Corporation, a Mississippi corporation incorporated in 1982. It owns and operates Renasant Bank, a Mississippi banking corporation with operations throughout the Southeast, and also owns and operates Park Place Capital Corporation, a Tennessee corporation and registered investment advisor with operations across our footprint. Renasant Bank, in turn, owns and operates Continental Republic Capital, LLC (doing business as "Republic Business Credit"), a Louisiana limited liability company offering factoring and asset-based lending on a nationwide basis, while Park Place Capital Corporation, in turn, owns and operates Park Place Capital Securities Corporation, a Delaware corporation and registered broker-dealer. Renasant Bank also owns Renasant Insurance, Inc., a Mississippi corporation, which was engaged in the insurance agency business until Renasant Bank's sale of substantially all of the assets of Renasant Insurance, Inc. on July 1, 2024. More information about this transaction can be found in Item 7, Management's Discussion and Analysis of Financial Condition and Results of Operations. In this Annual Report, Renasant Bank is sometimes referred to as the "Bank," while Park Place Capital Corporation is referred to as "Park Place Capital," and Continental Republic Capital, LLC is referred to as "Republic Business Credit."

Last close 41.40 2026-09-04
Market cap $3.78B 2026-06-30 share count
52-week range 33.04 - 44.54

Valuation FY2025 figures against the last close

P/S3.0x
P/E20.0x
P/FCF15.9x
EV/EBITDA
Dividend yield2.1%
Diluted EPS2.07

Annual financial statements

Income statement

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Revenue $1.26B$887.8M$797.3M$541.8M$468.7M$498.1M$542.6M$461.9M$374.8M$329.1M
Interest expense $804.0M$512.2M$519.3M$481.3M$44.7M$71.3M$98.9M$65.3M$37.9M$28.1M
Pre-tax income $226.7M$245.0M$177.2M$211.3M$222.8M$103.5M$215.7M$188.6M$159.9M$135.8M
Income tax $45.5M$49.5M$32.5M$45.2M$46.9M$19.8M$48.1M$41.7M$67.7M$44.8M
Net income $181.3M$195.5M$144.7M$166.1M$175.9M$83.7M$167.6M$146.9M$92.2M$90.9M
EPS, basic 2.093.292.582.973.131.492.892.801.972.18
EPS, diluted 2.073.272.562.953.121.482.882.791.962.17
Shares, diluted (wtd. avg.) $87.5M$59.7M$56.4M$56.2M$56.4M$56.5M$58.2M$52.6M$47.0M$42.0M

Balance sheet

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Cash and equivalents $1.07B$1.09B$801.4M$576.0M$1.88B$633.2M$414.9M$569.1M$281.5M$306.2M
Property, plant and equipment $283.6M$293.1M$300.5M$309.7M$209.2M$183.3M$179.2M
Goodwill $1.41B$988.9M$991.7M$991.7M$939.7M$939.7M$939.7M$932.9M$611.0M$470.5M
Other intangibles $146.6M$14.1M$18.8M$24.2M$24.1M$30.1M$37.3M$44.9M$24.5M$24.1M
Total assets $26.75B$18.03B$17.36B$16.99B$16.81B$14.93B$13.40B$12.93B$9.83B$8.70B
Short-term debt $555.8M$108.0M$307.6M$712.2M$13.9M$21.3M$489.1M$387.7M$89.8M$109.7M
Long-term debt $499.8M$430.6M$429.4M$428.1M$471.2M$475.0M$376.5M$263.6M$207.5M$202.5M
Total liabilities $22.87B$15.36B$15.06B$14.85B$14.60B$12.80B$11.27B$10.89B$8.31B$7.47B
Retained earnings $1.20B$1.09B$952.1M$857.7M$741.6M$615.8M$617.4M$500.7M$397.4M$337.5M
Total equity $3.88B$2.68B$2.30B$2.14B$2.21B$2.13B$2.13B$2.04B$1.51B$1.23B

Cash flow

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Operating cash flow $271.5M$106.4M$148.6M$574.0M$142.7M$82.2M$163.6M$82.1M$207.0M$163.8M
Depreciation and amortisation $16.2M$32.3M$35.2M$42.7M$47.4M$34.6M$8.2M$3.5M$4.8M$3.1M
Stock-based compensation $17.7M$13.9M$13.7M$11.5M$10.1M$10.6M$10.2M$7.3M$5.3M$3.1M
Capital expenditure $33.7M$13.6M$21.6M$14.8M$20.5M$28.3M$35.0M$22.4M$13.0M$13.6M
Investing cash flow -$734.0M-$275.0M-$55.4M-$2.04B-$660.0M-$1.27B-$505.9M-$503.3M$69.7M-$352.0M
Financing cash flow $441.2M$459.3M$132.2M$167.6M$1.76B$1.40B$188.1M$708.8M-$301.5M$282.8M
Dividends paid $78.6M$53.7M$50.3M$50.0M$50.0M$50.1M$50.9M$43.6M$34.4M$29.7M
Buybacks $13.3M$0$0$0$21.3M$24.6M$62.9M$7.1M$0$0

Figures as tagged in each year's own filing, in US dollars. A year restated by a later filing shows the restated figure. Capital expenditure, dividends and buybacks are cash out, shown positive. A line the filer does not report is not listed. Latest from accession 0000715072-26-000063.

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