RENASANT CORP RNST

Financials SIC 6022 - State Commercial Banks NAICS Finance and Insurance › Credit Intermediation and Related Activities › Depository Credit Intermediation › Commercial Banking derived NYSE

Renasant Corporation, a Mississippi corporation incorporated in 1982. It owns and operates Renasant Bank, a Mississippi banking corporation with operations throughout the Southeast, and also owns and operates Park Place Capital Corporation, a Tennessee corporation and registered investment advisor with operations across our footprint. Renasant Bank, in turn, owns and operates Continental Republic Capital, LLC (doing business as "Republic Business Credit"), a Louisiana limited liability company offering factoring and asset-based lending on a nationwide basis, while Park Place Capital Corporation, in turn, owns and operates Park Place Capital Securities Corporation, a Delaware corporation and registered broker-dealer. Renasant Bank also owns Renasant Insurance, Inc., a Mississippi corporation, which was engaged in the insurance agency business until Renasant Bank's sale of substantially all of the assets of Renasant Insurance, Inc. on July 1, 2024. More information about this transaction can be found in Item 7, Management's Discussion and Analysis of Financial Condition and Results of Operations. In this Annual Report, Renasant Bank is sometimes referred to as the "Bank," while Park Place Capital Corporation is referred to as "Park Place Capital," and Continental Republic Capital, LLC is referred to as "Republic Business Credit."

Last close 41.57 2026-10-23
Market cap $3.80B 2026-06-30 share count
52-week range 33.04 - 44.54

Valuation FY2025 figures against the last close

P/S3.0x
P/E20.1x
P/FCF16.0x
EV/EBITDA—
Dividend yield2.1%
Diluted EPS2.07

Annual financial statements

Income statement

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Revenue $1.26B$887.8M$797.3M$541.8M$468.7M$498.1M$542.6M$461.9M$374.8M$329.1M
Interest expense $804.0M$512.2M$519.3M$481.3M$44.7M$71.3M$98.9M$65.3M$37.9M$28.1M
Pre-tax income $226.7M$245.0M$177.2M$211.3M$222.8M$103.5M$215.7M$188.6M$159.9M$135.8M
Income tax $45.5M$49.5M$32.5M$45.2M$46.9M$19.8M$48.1M$41.7M$67.7M$44.8M
Net income $181.3M$195.5M$144.7M$166.1M$175.9M$83.7M$167.6M$146.9M$92.2M$90.9M
EPS, basic 2.093.292.582.973.131.492.892.801.972.18
EPS, diluted 2.073.272.562.953.121.482.882.791.962.17
Shares, diluted (wtd. avg.) 87.5M59.7M56.4M56.2M56.4M56.5M58.2M52.6M47.0M42.0M

Balance sheet

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Cash and equivalents $1.07B$1.09B$801.4M$576.0M$1.88B$633.2M$414.9M$569.1M$281.5M$306.2M
Property, plant and equipment ———$283.6M$293.1M$300.5M$309.7M$209.2M$183.3M$179.2M
Goodwill $1.41B$988.9M$991.7M$991.7M$939.7M$939.7M$939.7M$932.9M$611.0M$470.5M
Other intangibles $146.6M$14.1M$18.8M$24.2M$24.1M$30.1M$37.3M$44.9M$24.5M$24.1M
Total assets $26.75B$18.03B$17.36B$16.99B$16.81B$14.93B$13.40B$12.93B$9.83B$8.70B
Short-term debt $555.8M$108.0M$307.6M$712.2M$13.9M$21.3M$489.1M$387.7M$89.8M$109.7M
Long-term debt $499.8M$430.6M$429.4M$428.1M$471.2M$475.0M$376.5M$263.6M$207.5M$202.5M
Total liabilities $22.87B$15.36B$15.06B$14.85B$14.60B$12.80B$11.27B$10.89B$8.31B$7.47B
Retained earnings $1.20B$1.09B$952.1M$857.7M$741.6M$615.8M$617.4M$500.7M$397.4M$337.5M
Total equity $3.88B$2.68B$2.30B$2.14B$2.21B$2.13B$2.13B$2.04B$1.51B$1.23B

Cash flow

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Operating cash flow $271.5M$106.4M$148.6M$574.0M$142.7M$82.2M$163.6M$82.1M$207.0M$163.8M
Depreciation and amortisation $16.2M$32.3M$35.2M$42.7M$47.4M$34.6M$8.2M$3.5M$4.8M$3.1M
Stock-based compensation $17.7M$13.9M$13.7M$11.5M$10.1M$10.6M$10.2M$7.3M$5.3M$3.1M
Capital expenditure $33.7M$13.6M$21.6M$14.8M$20.5M$28.3M$35.0M$22.4M$13.0M$13.6M
Investing cash flow -$734.0M-$275.0M-$55.4M-$2.04B-$660.0M-$1.27B-$505.9M-$503.3M$69.7M-$352.0M
Financing cash flow $441.2M$459.3M$132.2M$167.6M$1.76B$1.40B$188.1M$708.8M-$301.5M$282.8M
Dividends paid $78.6M$53.7M$50.3M$50.0M$50.0M$50.1M$50.9M$43.6M$34.4M$29.7M
Buybacks $13.3M$0$0$0$21.3M$24.6M$62.9M$7.1M$0$0

Figures as tagged in each year's own filing, in US dollars. A year restated by a later filing shows the restated figure. Capital expenditure, dividends and buybacks are cash out, shown positive. A line the filer does not report is not listed. Latest from accession 0000715072-26-000063.

Plot the figures US dollars

Income statement Revenue Cost of revenue Gross profit R&D SG&A Total operating expenses Operating income Interest expense Pre-tax income Income tax Net income EPS, basic EPS, diluted Shares, diluted (wtd. avg.)
Balance sheet Cash and equivalents Short-term investments Receivables Inventory Total current assets Property, plant and equipment Goodwill Other intangibles Total assets Accounts payable Short-term debt Total current liabilities Long-term debt Total liabilities Retained earnings Total equity
Cash flow Operating cash flow Depreciation and amortisation Stock-based compensation Capital expenditure Investing cash flow Financing cash flow Dividends paid Buybacks
  • Revenue
  • Gross profit
  • Net income
Revenue, Gross profit, Net income by fiscal year, in US dollars The same figures are in the table below this chart. 0 500M 1B 1.5B Revenue, FY2016: 329.1M Net income, FY2016: 90.9M Revenue, FY2017: 374.8M Net income, FY2017: 92.2M Revenue, FY2018: 461.9M Net income, FY2018: 146.9M Revenue, FY2019: 542.6M Net income, FY2019: 167.6M Revenue, FY2020: 498.1M Net income, FY2020: 83.7M Revenue, FY2021: 468.7M Net income, FY2021: 175.9M Revenue, FY2022: 541.8M Net income, FY2022: 166.1M Revenue, FY2023: 797.3M Net income, FY2023: 144.7M Revenue, FY2024: 887.8M Net income, FY2024: 195.5M Revenue, FY2025: 1.3B Net income, FY2025: 181.3M FY2016 FY2017 FY2018 FY2019 FY2020 FY2021 FY2022 FY2023 FY2024 FY2025
Fiscal year FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue $329.1M $374.8M $461.9M $542.6M $498.1M $468.7M $541.8M $797.3M $887.8M $1.26B
Gross profit — — — — — — — — — —
Net income $90.9M $92.2M $146.9M $167.6M $83.7M $175.9M $166.1M $144.7M $195.5M $181.3M

Recent filings and events

  • Officer or director change Someone at the top arrived or left. The item covers everything from a board retirement to a chief executive being removed, and only the filing itself says which. Item 5.02
  • Regulation FD disclosure Something the company told the market and had to tell everyone at once - usually a slide deck or a press release. Item 7.01
  • Regulation FD disclosure Item 7.01
  • Results announced The quarterly or annual earnings release. Arrives four times a year from almost every company here. Item 2.02
  • Regulation FD disclosure Item 7.01
  • Regulation FD disclosure Item 7.01
  • Material agreement signed The company entered an agreement outside the ordinary course of business - a large contract, a credit facility, a merger agreement. Item 1.01
  • New debt or obligation The company has taken on debt or a comparable obligation. Item 2.03
  • Regulation FD disclosure Item 7.01
  • Charter or fiscal year changed A change to the company's governing documents, or to when its year ends. Item 5.03
  • Shareholder vote The results of the annual meeting or a special vote. Item 5.07
  • Regulation FD disclosure Item 7.01

Item numbers are Form 8-K's own, and a filing date is up to four business days after the thing it reports. The same feed across the whole market.

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