QCR HOLDINGS INC QCRH

Financials SIC 6022 - State Commercial Banks NAICS Finance and Insurance › Credit Intermediation and Related Activities › Depository Credit Intermediation › Commercial Banking derived Nasdaq

General. QCR Holdings, Inc. is a multi-bank holding company headquartered in Moline, Illinois, that was formed in February 1993 under the laws of the state of Delaware. In 2016, the Company elected to operate as a financial holding company under the BHCA. The Company serves the Quad Cities, Cedar Rapids, Waterloo/Cedar Falls, Des Moines/Ankeny and Springfield communities through the following four wholly-owned banking subsidiaries (collectively, the "Banks"), which provide full-service commercial and consumer banking and trust and asset management services:

● Quad City Bank & Trust ("QCBT"), which is based in Bettendorf, Iowa, and commenced operations in 1994;

● Cedar Rapids Bank & Trust ("CRBT"), which is based in Cedar Rapids, Iowa, and commenced operations in 2001;

Last close 103.37 2026-10-23
Market cap $1.69B 2026-06-30 share count
52-week range 71.69 - 108.11

Valuation FY2025 figures against the last close

P/S3.5x
P/E13.8x
P/FCF4.8x
EV/EBITDA—
Dividend yield—
Diluted EPS7.49

Annual financial statements

Income statement

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Revenue $489.4M$481.9M$413.4M$292.6M$300.6M$312.2M$294.8M$224.4M$166.0M$137.5M
Interest expense $255.2M$231.8M$221.0M$231.1M$21.9M$31.4M$60.5M$40.5M$19.5M$12.0M
Pre-tax income $135.9M$122.6M$126.6M$113.5M$121.5M$73.3M$72.0M$52.1M$40.7M$36.6M
Income tax $8.7M$8.7M$13.1M$14.5M$22.6M$12.7M$14.6M$9.0M$4.9M$8.9M
Net income $127.2M$113.8M$113.6M$99.1M$98.9M$60.6M$57.4M$43.1M$35.7M$27.7M
EPS, basic 7.546.776.795.946.303.843.652.922.682.20
EPS, diluted 7.496.716.735.876.203.803.602.862.612.17
Shares, diluted (wtd. avg.) 17.0M17.0M16.9M16.9M15.9M16.0M16.0M15.1M13.7M12.8M

Balance sheet

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Cash and equivalents $76.5M$91.7M$97.1M$59.7M$37.5M$61.3M$76.3M$85.5M$75.7M$70.6M
Property, plant and equipment $215.4M$159.2M$123.3M$117.9M$78.5M$72.7M$73.9M$75.6M$62.8M$60.6M
Goodwill $138.6M$138.6M$139.0M$137.6M$74.1M$74.1M$74.7M$77.8M$28.3M$13.1M
Other intangibles $8.1M$11.1M$13.8M$16.8M$9.3M$11.4M$15.0M$17.4M$9.1M$7.4M
Total assets $9.58B$9.03B$8.54B$7.95B$6.10B$5.71B$4.91B$4.95B$3.98B$3.30B
Short-term debt $2.6M$1.8M$1.5M$129.6M$3.8M$5.4M$13.4M$28.8M——
Total current liabilities ——————$15.0M———
Total liabilities $8.46B$8.03B$7.65B$7.18B$5.42B$5.11B$4.37B$4.48B$3.63B$3.02B
Retained earnings $773.4M$665.2M$555.0M$450.1M$386.1M$300.8M$245.8M$192.2M$152.0M$118.6M
Total equity $1.11B$997.4M$886.6M$772.7M$677.0M$593.8M$535.4M$473.1M$353.3M$286.0M

Cash flow

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Operating cash flow $421.5M$444.5M$376.3M$118.7M$88.2M$112.2M$76.5M$64.3M$33.7M$43.4M
Depreciation and amortisation $9.3M$8.5M$8.7M$7.7M$5.4M$5.3M$5.2M$4.5M$3.9M$3.4M
Stock-based compensation $3.2M$2.8M$2.7M$2.4M$2.4M$2.1M$2.5M$1.4M$1.2M$947.2K
Capital expenditure $67.4M$44.5M$14.9M$33.3M$14.0M$4.3M$12.4M$11.5M$5.8M$6.0M
Investing cash flow -$854.7M-$845.2M-$749.3M-$634.7M-$411.8M-$704.5M-$308.7M-$333.6M-$410.5M-$169.0M
Financing cash flow $417.9M$395.3M$410.3M$538.2M$299.7M$577.4M$222.9M$279.2M$382.0M$154.4M

Figures as tagged in each year's own filing, in US dollars. A year restated by a later filing shows the restated figure. Capital expenditure, dividends and buybacks are cash out, shown positive. A line the filer does not report is not listed. Latest from accession 0001171843-26-002356.

Plot the figures US dollars

Income statement Revenue Cost of revenue Gross profit R&D SG&A Total operating expenses Operating income Interest expense Pre-tax income Income tax Net income EPS, basic EPS, diluted Shares, diluted (wtd. avg.)
Balance sheet Cash and equivalents Short-term investments Receivables Inventory Total current assets Property, plant and equipment Goodwill Other intangibles Total assets Accounts payable Short-term debt Total current liabilities Long-term debt Total liabilities Retained earnings Total equity
Cash flow Operating cash flow Depreciation and amortisation Stock-based compensation Capital expenditure Investing cash flow Financing cash flow Dividends paid Buybacks
  • Revenue
  • Gross profit
  • Net income
Revenue, Gross profit, Net income by fiscal year, in US dollars The same figures are in the table below this chart. 0 200M 400M 600M Revenue, FY2016: 137.5M Net income, FY2016: 27.7M Revenue, FY2017: 166M Net income, FY2017: 35.7M Revenue, FY2018: 224.4M Net income, FY2018: 43.1M Revenue, FY2019: 294.8M Net income, FY2019: 57.4M Revenue, FY2020: 312.2M Net income, FY2020: 60.6M Revenue, FY2021: 300.6M Net income, FY2021: 98.9M Revenue, FY2022: 292.6M Net income, FY2022: 99.1M Revenue, FY2023: 413.4M Net income, FY2023: 113.6M Revenue, FY2024: 481.9M Net income, FY2024: 113.8M Revenue, FY2025: 489.4M Net income, FY2025: 127.2M FY2016 FY2017 FY2018 FY2019 FY2020 FY2021 FY2022 FY2023 FY2024 FY2025
Fiscal year FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue $137.5M $166.0M $224.4M $294.8M $312.2M $300.6M $292.6M $413.4M $481.9M $489.4M
Gross profit — — — — — — — — — —
Net income $27.7M $35.7M $43.1M $57.4M $60.6M $98.9M $99.1M $113.6M $113.8M $127.2M

Recent filings and events

  • Other event The catch-all. The company chose to disclose something that fits no other item, so the content is whatever it says it is. Item 8.01
  • Results announced The quarterly or annual earnings release. Arrives four times a year from almost every company here. Item 2.02
  • Regulation FD disclosure Something the company told the market and had to tell everyone at once - usually a slide deck or a press release. Item 7.01
  • Shareholder vote The results of the annual meeting or a special vote. Item 5.07
  • Other event Item 8.01
  • Results announced Item 2.02
  • Regulation FD disclosure Item 7.01
  • Annual report filed A new 10-K. The figures and the business description on this site come from it. Form 10-K
  • Other event Item 8.01
  • Results announced Item 2.02
  • Regulation FD disclosure Item 7.01
  • Other event Item 8.01

Item numbers are Form 8-K's own, and a filing date is up to four business days after the thing it reports. The same feed across the whole market.

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