PROSPERITY BANCSHARES INC PB

Financials SIC 6022 - State Commercial Banks NYSE

Prosperity Bancshares, Inc.®, a Texas corporation (the "Company"), was formed in 1983 as a vehicle to acquire the former Allied Bank in Edna, Texas, which was chartered in 1949 as The First National Bank of Edna and is now known as Prosperity Bank. The Company is a registered financial holding company that derives substantially all of its revenues and income from the operation of its bank subsidiary, Prosperity Bank® ("Prosperity Bank®" or the "Bank"). The Bank provides a wide array of financial products and services to businesses and consumers throughout Texas and Oklahoma. As of December 31, 2025, the Bank operated 283 full-service banking locations: 62 in the Houston area, including The Woodlands; 33 in the South Texas area including Corpus Christi and Victoria; 61 in the Dallas/Fort Worth area; 22 in the East Texas area; 31 in the Central Texas area including Austin and San Antonio; 45 in the West Texas area including Lubbock, Midland-Odessa, Abilene, Amarillo and Wichita Falls; 15 in the Bryan/College Station area; 6 in the Central Oklahoma area; and 8 in the Tulsa, Oklahoma area. The Company's principal executive office is located at Prosperity Bank Plaza, 4295 San Felipe in Houston, Texas and its telephone number is (281) 269-7199. The Company's website address is www.prosperitybankusa.com.

Last close 72.81 2026-09-04
Market cap $8.75B 2026-06-30 share count
52-week range 61.06 - 77.20

Valuation FY2025 figures against the last close

P/S5.6x
P/E12.7x
P/FCF16.9x
EV/EBITDA
Dividend yield2.5%
Diluted EPS5.72

Annual financial statements

Income statement

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Revenue $1.57B$1.62B$1.44B$1.09B$1.05B$1.14B$832.9M$727.2M$677.4M$675.8M
R&D $8.1M$7.5M$7.4M$6.1M$5.2M$5.3M$5.3M$4.7M$4.4M$4.5M
Interest expense $1.08B$1.03B$956.4M$1.01B$53.6M$113.2M$137.2M$97.6M$60.5M$43.2M
Pre-tax income $693.6M$612.7M$534.5M$666.2M$659.7M$645.0M$419.2M$403.0M$406.1M$408.7M
Income tax $150.7M$133.3M$115.1M$141.7M$140.4M$116.1M$86.7M$81.2M$133.9M$134.2M
Net income $542.8M$479.4M$419.3M$524.5M$519.3M$528.9M$332.6M$321.8M$272.2M$274.5M
EPS, basic 5.725.054.515.735.605.684.524.613.923.94
EPS, diluted 5.725.054.515.735.055.684.524.613.923.94
Shares, diluted (wtd. avg.) $94.9M$95.0M$92.9M$91.6M$92.7M$93.1M$73.5M$69.8M$69.5M$69.7M

Balance sheet

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Cash and equivalents $1.75B$1.97B$458.2M$423.8M$2.55B$1.34B$573.6M$410.6M$391.6M$437.4M
Property, plant and equipment $383.4M$371.2M$370.0M$339.5M$319.8M$323.6M$326.8M$257.0M$257.1M$262.1M
Goodwill $3.50B$3.50B$3.40B$3.23B$3.23B$3.23B$3.22B$1.90B$1.90B$1.90B
Other intangibles $51.6M$66.0M$64.0M$51.3M$61.7M$73.2M$86.4M$32.9M$38.8M$45.8M
Total assets $38.46B$39.57B$38.55B$37.69B$37.83B$34.06B$32.19B$22.69B$22.59B$22.33B
Total liabilities $30.85B$32.13B$31.47B$30.99B$31.41B$27.93B$26.21B$18.64B$18.76B$18.69B
Retained earnings $3.87B$3.55B$3.28B$3.07B$2.74B$2.40B$2.14B$1.94B$1.72B$1.54B
Total equity $7.62B$7.44B$7.08B$6.70B$6.43B$6.13B$5.97B$4.05B$3.82B$3.64B

Cash flow

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Operating cash flow $549.5M$472.7M$646.4M$506.5M$694.7M$582.3M$403.0M$320.1M$390.7M$334.4M
Depreciation and amortisation $34.1M$34.7M$31.0M$28.3M$29.6M$31.4M$20.2M$18.3M$19.2M$22.3M
Stock-based compensation $12.1M$12.8M$12.2M$11.8M$12.6M$12.6M$10.6M$10.5M$6.9M$9.5M
Capital expenditure $32.5M$21.1M$34.2M$42.4M$19.0M$22.1M$18.6M$15.1M$11.2M$5.0M
Investing cash flow $773.9M$1.98B$1.09B-$1.96B-$2.72B-$1.27B$1.26B-$119.0M-$372.6M$41.0M
Financing cash flow -$1.55B-$940.2M-$1.71B-$666.7M$3.23B$1.46B-$1.50B-$182.4M-$63.2M-$501.9M
Dividends paid $221.4M$214.4M$205.7M$193.1M$184.3M$173.8M$128.9M$104.1M$95.9M$86.2M
Buybacks $157.2M$74.8M$72.2M$65.7M$52.1M$115.2M$94.5M$51.1M

Figures as tagged in each year's own filing, in US dollars. A year restated by a later filing shows the restated figure. Capital expenditure, dividends and buybacks are cash out, shown positive. A line the filer does not report is not listed. Latest from accession 0001193125-26-077437.

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