Origin Bancorp, Inc. OBK

Financials SIC 6022 - State Commercial Banks NAICS Finance and Insurance › Credit Intermediation and Related Activities › Depository Credit Intermediation › Commercial Banking derived NYSE

Origin Bancorp, Inc. is a financial holding company headquartered in Ruston, Louisiana. Our wholly owned bank subsidiary, Origin Bank, was founded in 1912 in Choudrant, Louisiana. Deeply rooted in our history is a culture committed to providing personalized, relationship banking to businesses, municipalities, and personal clients to enrich the lives of the people in the communities we serve. We provide a broad range of financial services and currently operates more than 56 locations in Dallas/Fort Worth, East Texas, Houston, North Louisiana, Mississippi, South Alabama and the Florida Panhandle. In addition, we provide a broad range of insurance agency products and services through our wholly owned insurance agency subsidiary, Forth Insurance, LLC. At December 31, 2025, we had total assets of $9.72 billion, total loans held for investment ("LHFI") of $7.67 billion, total deposits of $8.31 billion and total stockholders' equity of $1.25 billion.

Last close 52.45 2026-10-23
Market cap $1.62B 2026-06-30 share count
52-week range 32.28 - 55.57

Valuation FY2025 figures against the last close

P/S3.0x
P/E21.9x
P/FCF10.7x
EV/EBITDA—
Dividend yield1.2%
Diluted EPS2.40

Annual financial statements

Income statement

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Revenue $538.0M$564.6M$523.4M$326.6M$241.7M$228.7M$227.1M$188.1M$152.6M$139.2M
Interest expense $331.0M$300.4M$299.6M$275.3M$25.4M$37.2M$53.4M$34.6M$22.3M$18.5M
Pre-tax income $95.6M$97.3M$105.9M$107.4M$132.4M$44.4M$66.5M$62.4M$20.5M$15.8M
Income tax $20.4M$20.8M$22.1M$19.7M$23.9M$8.0M$12.7M$10.8M$5.8M$2.9M
Net income $75.2M$76.5M$83.8M$87.7M$108.5M$36.4M$53.9M$51.6M$14.7M$12.8M
EPS, basic 2.422.462.723.294.631.562.302.210.510.46
EPS, diluted 2.402.452.713.284.601.552.282.200.500.46
Shares, diluted (wtd. avg.) 31.3M31.2M30.9M26.8M23.6M23.5M23.7M22.2M19.6M17.7M

Balance sheet

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Cash and equivalents $424.2M$470.2M$280.4M$359.0M$705.6M$377.2M$291.5M$116.7M$187.2M$259.9M
Property, plant and equipment ——$119.0M$100.2M$80.7M$81.8M$80.5M$75.0M$77.4M—
Goodwill $128.7M$128.7M$128.7M$128.7M$34.2M$26.7M$26.7M$26.7M$22.2M—
Other intangibles $33.4M$37.5M$45.5M$49.8M$17.0M$8.8M$4.8M$6.1M——
Total assets $9.72B$9.68B$9.72B$9.84B$7.86B$7.63B$5.32B$4.82B$4.15B—
Total liabilities $8.48B$8.53B$8.66B$8.74B$7.13B$6.98B$4.73B$4.27B$3.70B—
Retained earnings $612.5M$557.9M$500.4M$435.4M$363.6M$266.6M$239.9M$191.6M$145.1M—
Total equity $1.25B$1.15B$1.06B$949.9M$730.2M$647.1M$599.3M$549.8M$420.4M$420.1M

Cash flow

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Operating cash flow $158.9M$108.5M$129.9M$145.6M$171.5M$887.0K$61.6M$77.8M$62.0M$54.6M
Depreciation and amortisation $10.2M$8.8M$8.0M$6.8M$6.0M$5.8M$5.4M$4.9M$5.3M$6.4M
Stock-based compensation $8.3M$7.2M$5.3M$3.4M$2.3M$2.3M$2.2M$1.5M$1.1M$1.5M
Capital expenditure $7.9M$22.0M$26.8M$8.5M$5.0M$7.2M$11.2M$5.5M$3.0M$7.9M
Investing cash flow -$113.7M$231.9M-$130.0M-$456.0M$12.9M-$2.12B-$291.2M-$764.9M-$197.7M-$154.7M
Financing cash flow -$91.3M-$150.6M-$78.4M-$36.3M$144.1M$2.20B$404.5M$616.6M$63.0M$83.8M
Dividends paid $18.9M$18.7M$18.6M$15.9M$11.5M$8.9M$5.9M$5.9M$7.0M$5.8M
Buybacks $15.8M$0$0$0$1.3M$723.0K$10.1M$0$0—

Figures as tagged in each year's own filing, in US dollars. A year restated by a later filing shows the restated figure. Capital expenditure, dividends and buybacks are cash out, shown positive. A line the filer does not report is not listed. Latest from accession 0001516912-26-000026.

Plot the figures US dollars

Income statement Revenue Cost of revenue Gross profit R&D SG&A Total operating expenses Operating income Interest expense Pre-tax income Income tax Net income EPS, basic EPS, diluted Shares, diluted (wtd. avg.)
Balance sheet Cash and equivalents Short-term investments Receivables Inventory Total current assets Property, plant and equipment Goodwill Other intangibles Total assets Accounts payable Short-term debt Total current liabilities Long-term debt Total liabilities Retained earnings Total equity
Cash flow Operating cash flow Depreciation and amortisation Stock-based compensation Capital expenditure Investing cash flow Financing cash flow Dividends paid Buybacks
  • Revenue
  • Gross profit
  • Net income
Revenue, Gross profit, Net income by fiscal year, in US dollars The same figures are in the table below this chart. 0 200M 400M 600M Revenue, FY2016: 139.2M Net income, FY2016: 12.8M Revenue, FY2017: 152.6M Net income, FY2017: 14.7M Revenue, FY2018: 188.1M Net income, FY2018: 51.6M Revenue, FY2019: 227.1M Net income, FY2019: 53.9M Revenue, FY2020: 228.7M Net income, FY2020: 36.4M Revenue, FY2021: 241.7M Net income, FY2021: 108.5M Revenue, FY2022: 326.6M Net income, FY2022: 87.7M Revenue, FY2023: 523.4M Net income, FY2023: 83.8M Revenue, FY2024: 564.6M Net income, FY2024: 76.5M Revenue, FY2025: 538M Net income, FY2025: 75.2M FY2016 FY2017 FY2018 FY2019 FY2020 FY2021 FY2022 FY2023 FY2024 FY2025
Fiscal year FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue $139.2M $152.6M $188.1M $227.1M $228.7M $241.7M $326.6M $523.4M $564.6M $538.0M
Gross profit — — — — — — — — — —
Net income $12.8M $14.7M $51.6M $53.9M $36.4M $108.5M $87.7M $83.8M $76.5M $75.2M

Recent filings and events

  • Results announced The quarterly or annual earnings release. Arrives four times a year from almost every company here. Item 2.02
  • Other event The catch-all. The company chose to disclose something that fits no other item, so the content is whatever it says it is. Item 8.01
  • Regulation FD disclosure Something the company told the market and had to tell everyone at once - usually a slide deck or a press release. Item 7.01
  • Regulation FD disclosure Item 7.01
  • Shareholder vote The results of the annual meeting or a special vote. Item 5.07
  • Results announced Item 2.02
  • Other event Item 8.01
  • Regulation FD disclosure Item 7.01
  • Annual report filed A new 10-K. The figures and the business description on this site come from it. Form 10-K
  • Results announced Item 2.02
  • Other event Item 8.01
  • Regulation FD disclosure Item 7.01

Item numbers are Form 8-K's own, and a filing date is up to four business days after the thing it reports. The same feed across the whole market.

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