Jiayin Group Inc. JFIN
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No price or market cap here: this company files no 10-K, so the only share count SEC publishes for it counts its ordinary shares in its home market, while its US listing is a depositary receipt standing for some number of them. That number is in no filing, so a price multiplied by that count is not this company's value and is not shown. The financial statements below are as filed.
Valuation FY2025 figures against the last close
P/S—
P/E—
P/FCF—
EV/EBITDA—
Dividend yield—
Diluted EPS1.05
Annual financial statements
Income statement
| Fiscal year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | $889.8M | $794.7M | $770.0M | $474.3M | $279.4M | $199.3M | $320.3M | — | — |
| R&D | $61.1M | $51.0M | $41.7M | $31.4M | $22.6M | $23.2M | $28.9M | — | — |
| SG&A | $43.3M | $30.3M | $30.3M | $28.1M | $25.9M | $23.7M | $33.1M | — | — |
| Total operating expenses | $632.7M | $623.8M | $582.3M | $302.9M | $211.6M | $153.0M | $243.5M | — | — |
| Operating income | $257.0M | $171.0M | $187.7M | $171.4M | $67.8M | $46.3M | $76.8M | — | — |
| Pre-tax income | $267.9M | $177.5M | $217.9M | $192.5M | $91.9M | $56.2M | $81.0M | — | — |
| Income tax | $48.3M | $32.7M | $34.9M | $22.5M | $19.7M | $16.7M | $5.3M | — | — |
| Net income | $219.6M | $144.7M | $182.8M | $171.0M | $74.1M | $38.8M | $75.8M | — | — |
| EPS, basic | 1.05 | 0.68 | 0.85 | 0.79 | 0.34 | 0.18 | 0.36 | — | — |
| EPS, diluted | 1.05 | 0.68 | 0.85 | 0.79 | 0.34 | 0.18 | 0.36 | — | — |
| Shares, diluted (wtd. avg.) | 208.9M | 212.4M | 214.0M | 215.3M | 216.1M | 216.1M | 210.4M | 200.0M | 200.0M |
Balance sheet
| Fiscal year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 |
|---|---|---|---|---|---|---|---|---|---|
| Cash and equivalents | $8.8M | $96.9M | $51.0M | $41.3M | $26.8M | $18.7M | $18.7M | $11.9M | — |
| Short-term investments | — | — | — | $0 | $0 | — | $10.0M | — | — |
| Total current assets | $989.9M | — | — | — | — | — | — | — | — |
| Property, plant and equipment | $189.8M | $6.1M | $5.7M | $2.7M | $1.4M | $3.0M | $5.6M | — | — |
| Total assets | $1.25B | $741.2M | $795.0M | $438.0M | $152.4M | $80.5M | $100.7M | — | — |
| Short-term debt | $22.2M | — | — | — | — | — | — | — | — |
| Total current liabilities | $526.9M | — | — | — | — | — | — | — | — |
| Long-term debt | $73.8M | — | — | — | — | — | — | — | — |
| Total liabilities | $618.4M | $312.7M | $459.8M | $258.0M | $148.4M | $151.6M | $207.2M | — | — |
| Retained earnings | $497.7M | $307.1M | $214.9M | $55.8M | -$124.7M | -$194.2M | -$218.3M | — | — |
| Total equity | $633.9M | $428.7M | $335.5M | $180.2M | $4.4M | -$70.7M | -$106.6M | — | — |
Cash flow
| Fiscal year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 |
|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $179.8M | $195.3M | $54.9M | $19.4M | $29.0M | -$5.4M | $3.8M | — | — |
| Stock-based compensation | $22.6M | $8.1M | $7.7M | $6.2M | $2.4M | $4.7M | $21.2M | — | — |
| Capital expenditure | $90.8M | $101.3M | $4.4M | $2.5M | $434.0K | $130.0K | $4.0M | — | — |
| Investing cash flow | -$278.3M | -$107.3M | -$14.9M | -$3.3M | -$19.8M | $5.1M | -$33.6M | — | — |
| Financing cash flow | $69.7M | -$45.6M | -$27.3M | -$1.8M | $1.6M | $1.6M | $35.1M | — | — |
| Buybacks | $15.8M | $7.3M | $5.4M | $2.1M | — | — | — | — | — |
Figures as tagged in each year's own filing, in US dollars. A year restated by a later filing shows the restated figure. Capital expenditure, dividends and buybacks are cash out, shown positive. A line the filer does not report is not listed. Latest from accession 0001193125-26-183485.
Plot the figures US dollars
Income statement
Revenue
Cost of revenue
Gross profit
R&D
SG&A
Total operating expenses
Operating income
Interest expense
Pre-tax income
Income tax
Net income
EPS, basic
EPS, diluted
Shares, diluted (wtd. avg.)
- Revenue
- Gross profit
- Net income
| Fiscal year | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | $320.3M | $199.3M | $279.4M | $474.3M | $770.0M | $794.7M | $889.8M |
| Gross profit | — | — | — | — | — | — | — | — | — |
| Net income | — | — | $75.8M | $38.8M | $74.1M | $171.0M | $182.8M | $144.7M | $219.6M |
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