Investar Holding Corp ISTR

Financials SIC 6022 - State Commercial Banks NAICS Finance and Insurance › Credit Intermediation and Related Activities › Depository Credit Intermediation › Commercial Banking derived Nasdaq

Investar Holding Corporation, a Louisiana corporation incorporated in 2009, is a financial holding company headquartered in Baton Rouge, Louisiana that conducts its operations primarily through its wholly-owned subsidiary, Investar Bank, National Association, a national bank chartered by the OCC. The Bank was originally chartered as a Louisiana commercial bank in 2006 and converted to a national bank in July 2019. Through the Bank, the Company offers a wide range of commercial banking products tailored to meet the needs of individuals, professionals, and small to medium-sized businesses. Our primary areas of operation are south Louisiana, including Baton Rouge, New Orleans, Lafayette, Lake Charles, and their surrounding areas; Texas, including Houston and its surrounding area, and, as of January 1, 2026, north Dallas and Wichita Falls and their surrounding areas; and Alabama, including York and Oxford and their surrounding areas. These markets are served from our executive and operations center located in Baton Rouge and from 36 full-service branches located throughout our market areas. We have experienced significant growth since the Bank was chartered, completing eight whole-bank acquisitions and establishing additional branches in our market areas.

Last close 28.04 2026-10-23
Market cap $386.3M 2026-06-30 share count
52-week range 22.95 - 31.77

Valuation FY2025 figures against the last close

P/S2.7x
P/E13.2x
P/FCF21.2x
EV/EBITDA—
Dividend yield1.1%
Diluted EPS2.13

Annual financial statements

Income statement

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Revenue $144.0M$143.9M$133.2M$104.6M$95.5M$93.8M$89.4M$73.9M$53.3M$43.2M
Interest expense $80.8M$69.8M$74.5M$89.8M$11.7M$20.3M$24.6M$16.5M$10.8M$8.4M
Pre-tax income $27.9M$24.4M$20.4M$44.3M$9.9M$17.3M$21.0M$17.2M$12.4M$11.5M
Income tax $5.0M$4.2M$3.8M$8.6M$1.9M$3.5M$4.1M$3.6M$4.2M$3.6M
Net income $22.9M$20.3M$16.7M$35.7M$8.0M$13.9M$16.8M$13.6M$8.2M$7.9M
EPS, basic 2.222.061.693.540.771.271.681.410.961.11
EPS, diluted 2.132.041.693.500.761.271.661.390.961.10
Shares, diluted (wtd. avg.) 10.8M9.9M9.8M10.2M10.5M10.9M10.0M9.7M8.5M7.1M

Balance sheet

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Cash and equivalents $26.6M$26.6M$28.3M$30.1M$38.6M$25.7M$44.7M$17.1M$30.4M$29.4M
Property, plant and equipment $39.5M$40.7M$44.2M$49.6M$58.1M$56.3M—$40.2M$37.5M$31.7M
Goodwill $40.1M$40.1M$40.1M$40.1M$40.1M$28.1M$26.1M———
Other intangibles $996.0K$1.5M$2.1M$3.0M$3.8M$4.0M$4.8M$2.3M$2.7M$450.0K
Total assets $2.83B$2.72B$2.82B$2.75B$2.51B$2.32B$2.15B$1.79B$1.62B$1.16B
Long-term debt $9.8M$9.8M$9.8M$9.8M$9.8M—————
Total liabilities $2.53B$2.48B$2.59B$2.54B$2.27B$2.08B$1.91B$1.60B$1.45B$1.05B
Retained earnings $150.5M$132.9M$116.7M$108.2M$76.2M$71.4M$60.2M$45.7M$33.2M$26.2M
Total equity $301.1M$241.3M$226.8M$215.8M$242.6M$243.3M$242.0M$182.3M$172.7M$112.8M

Cash flow

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Operating cash flow $18.2M$15.9M$26.2M$42.7M$33.5M$17.7M$18.6M$16.4M$9.5M$37.3M
Stock-based compensation $2.0M$2.0M$2.0M$2.1M$1.7M$1.6M$1.4M$1.1M$786.0K$609.0K
Capital expenditure ———————$4.9M$2.1M$4.0M
Investing cash flow -$83.9M$90.1M-$73.5M-$351.0M$53.4M-$148.1M-$103.1M-$182.4M-$98.3M-$152.0M
Financing cash flow $79.3M-$110.1M$39.0M$251.5M-$25.2M$121.1M$112.1M$152.7M$89.9M$123.1M
Dividends paid $4.2M$4.0M$3.8M$3.6M$3.1M$2.7M$2.2M$1.5M$722.0K$278.0K
Buybacks $2.3M$305.0K$3.0M$10.5M$6.9M$11.1M$8.3M$3.4M$506.0K$3.5M

Figures as tagged in each year's own filing, in US dollars. A year restated by a later filing shows the restated figure. Capital expenditure, dividends and buybacks are cash out, shown positive. A line the filer does not report is not listed. Latest from accession 0001437749-26-011771.

Plot the figures US dollars

Income statement Revenue Cost of revenue Gross profit R&D SG&A Total operating expenses Operating income Interest expense Pre-tax income Income tax Net income EPS, basic EPS, diluted Shares, diluted (wtd. avg.)
Balance sheet Cash and equivalents Short-term investments Receivables Inventory Total current assets Property, plant and equipment Goodwill Other intangibles Total assets Accounts payable Short-term debt Total current liabilities Long-term debt Total liabilities Retained earnings Total equity
Cash flow Operating cash flow Depreciation and amortisation Stock-based compensation Capital expenditure Investing cash flow Financing cash flow Dividends paid Buybacks
  • Revenue
  • Gross profit
  • Net income
Revenue, Gross profit, Net income by fiscal year, in US dollars The same figures are in the table below this chart. 0 50M 100M 150M Revenue, FY2016: 43.2M Net income, FY2016: 7.9M Revenue, FY2017: 53.3M Net income, FY2017: 8.2M Revenue, FY2018: 73.9M Net income, FY2018: 13.6M Revenue, FY2019: 89.4M Net income, FY2019: 16.8M Revenue, FY2020: 93.8M Net income, FY2020: 13.9M Revenue, FY2021: 95.5M Net income, FY2021: 8M Revenue, FY2022: 104.6M Net income, FY2022: 35.7M Revenue, FY2023: 133.2M Net income, FY2023: 16.7M Revenue, FY2024: 143.9M Net income, FY2024: 20.3M Revenue, FY2025: 144M Net income, FY2025: 22.9M FY2016 FY2017 FY2018 FY2019 FY2020 FY2021 FY2022 FY2023 FY2024 FY2025
Fiscal year FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue $43.2M $53.3M $73.9M $89.4M $93.8M $95.5M $104.6M $133.2M $143.9M $144.0M
Gross profit — — — — — — — — — —
Net income $7.9M $8.2M $13.6M $16.8M $13.9M $8.0M $35.7M $16.7M $20.3M $22.9M

Recent filings and events

  • Results announced The quarterly or annual earnings release. Arrives four times a year from almost every company here. Item 2.02
  • Officer or director change Someone at the top arrived or left. The item covers everything from a board retirement to a chief executive being removed, and only the filing itself says which. Item 5.02
  • Auditor changed The company changed auditors. Sometimes routine; historically one of the more reliable warnings that something is wrong. Item 4.01
  • Officer or director change Item 5.02
  • Shareholder vote The results of the annual meeting or a special vote. Item 5.07
  • Results announced Item 2.02
  • Annual report filed A new 10-K. The figures and the business description on this site come from it. Form 10-K
  • Results announced Item 2.02
  • Acquisition or disposal completed A purchase or sale of a significant business or asset has closed. Item 2.01
  • New debt or obligation The company has taken on debt or a comparable obligation. Item 2.03
  • Officer or director change Item 5.02
  • Other event The catch-all. The company chose to disclose something that fits no other item, so the content is whatever it says it is. Item 8.01

Item numbers are Form 8-K's own, and a filing date is up to four business days after the thing it reports. The same feed across the whole market.

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