GREAT SOUTHERN BANCORP, INC. GSBC
Great Southern Bancorp, Inc.
Great Southern Bancorp, Inc. ("Bancorp" or "Company") is a bank holding company, a financial holding company and the parent of Great Southern Bank ("Great Southern" or the "Bank"). Bancorp was incorporated under the laws of the State of Delaware in July 1989 as a unitary savings and loan holding company. The Company became a one-bank holding company on June 30, 1998, upon the conversion of Great Southern to a Missouri-chartered trust company. In 2004, Bancorp was re-incorporated under the laws of the State of Maryland.
As a Maryland corporation, the Company is authorized to engage in any activity that is permitted by the Maryland General Corporation Law and not prohibited by law or regulatory policy. The Company currently conducts its business as a financial holding company. Through the financial holding company structure, it is possible to expand the size and scope of the financial services offered by the Company beyond those offered by the Bank, although the Company has not yet chosen to offer financial services beyond those offered by the Bank. The financial holding company structure provides the Company with greater flexibility than the Bank has to diversify its business activities, through existing or newly formed subsidiaries, or through acquisitions of or mergers with other financial institutions as well as other companies. At December 31, 2025, Bancorp's consolidated total assets were $5.60 billion, consolidated net loans were $4.36 billion, consolidated deposits were $4.48 billion and consolidated total stockholders' equity was $636.1 million. For details about the Company's assets, revenues and profits for each of the last five fiscal years, see Item 7. "Management's Discussion and Analysis of Financial Condition and Results of Operations." The assets of the Company at the holding company level consist primarily of the stock of Great Southern and cash.
Valuation FY2025 figures against the last close
Annual financial statements
Income statement
| Fiscal year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $313.7M | $324.7M | $296.8M | $227.0M | $198.7M | $217.7M | $235.0M | $205.9M | $183.1M | $185.2M |
| Interest expense | $200.2M | $189.1M | $193.2M | $199.6M | $20.8M | $40.6M | $54.6M | $37.8M | $27.9M | $22.1M |
| Pre-tax income | $87.3M | $75.5M | $85.3M | $94.2M | $94.4M | $73.1M | $90.1M | $82.0M | $70.3M | $61.9M |
| Income tax | $16.3M | $13.7M | $17.5M | $18.3M | $19.7M | $13.8M | $16.4M | $14.8M | $18.8M | $16.5M |
| Net income | $71.0M | $61.8M | $67.8M | $75.9M | $74.6M | $59.3M | $73.6M | $67.1M | $51.6M | $45.3M |
| EPS, basic | 6.23 | 5.28 | 5.65 | 6.07 | 5.50 | 4.22 | 5.18 | 4.75 | 3.67 | 3.26 |
| EPS, diluted | 6.19 | 5.26 | 5.61 | 6.02 | 5.46 | 4.21 | 5.14 | 4.71 | 3.64 | 3.21 |
| Shares, diluted (wtd. avg.) | 11.5M | 11.8M | 12.1M | 12.6M | 13.7M | 14.1M | 14,330 | 14,260 | 14,180 | 14,141 |
Balance sheet
| Fiscal year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash and equivalents | $189.6M | $195.8M | $211.3M | $168.5M | $717.3M | $563.7M | $220.2M | $202.7M | $242.3M | $279.8M |
| Property, plant and equipment | — | — | — | — | — | $139.2M | $141.9M | $132.4M | $138.0M | $140.6M |
| Goodwill | $9.7M | $10.1M | $10.5M | $10.8M | $6.1M | $6.9M | $8.1M | $9.3M | $10.8M | $12.5M |
| Total assets | $5.60B | $5.98B | $5.81B | $5.68B | $5.45B | $5.53B | $5.02B | $4.68B | $4.41B | $4.55B |
| Short-term debt | — | — | — | — | — | — | $228.2M | $192.7M | $16.6M | $172.3M |
| Total liabilities | $4.96B | $5.38B | $5.24B | $5.15B | $4.83B | $4.90B | $4.41B | $4.14B | $3.94B | $4.12B |
| Total equity | $636.1M | $599.6M | $571.8M | $533.1M | $616.8M | $629.7M | $603.1M | $532.0M | $471.7M | $429.8M |
Cash flow
| Fiscal year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $81.5M | $44.1M | $80.7M | $84.8M | $93.7M | $46.0M | $86.4M | $94.2M | $62.8M | $80.6M |
| Capital expenditure | $11.5M | $4.9M | $7.3M | $20.1M | $5.7M | $8.2M | $11.8M | $9.3M | $7.4M | $10.9M |
| Investing cash flow | $367.2M | -$175.4M | -$88.2M | -$819.5M | $181.9M | -$131.3M | -$295.1M | -$381.3M | $81.4M | -$198.7M |
| Financing cash flow | -$454.9M | $115.8M | $50.3M | $186.0M | -$122.2M | $428.9M | $226.1M | $247.6M | -$181.7M | $198.7M |
| Dividends paid | $18.7M | $18.7M | $19.3M | $19.2M | $18.8M | $33.4M | $29.1M | $15.8M | $12.9M | $12.2M |
| Buybacks | $44.5M | $15.2M | $23.3M | $61.8M | $39.1M | $22.1M | $849.0K | $903.0K | $0 | $0 |
Figures as tagged in each year's own filing, in US dollars. A year restated by a later filing shows the restated figure. Capital expenditure, dividends and buybacks are cash out, shown positive. A line the filer does not report is not listed. Latest from accession 0001104659-26-024659.
Plot the figures US dollars
- Revenue
- Gross profit
- Net income
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $185.2M | $183.1M | $205.9M | $235.0M | $217.7M | $198.7M | $227.0M | $296.8M | $324.7M | $313.7M |
| Gross profit | — | — | — | — | — | — | — | — | — | — |
| Net income | $45.3M | $51.6M | $67.1M | $73.6M | $59.3M | $74.6M | $75.9M | $67.8M | $61.8M | $71.0M |
Recent filings and events
- Results announced The quarterly or annual earnings release. Arrives four times a year from almost every company here. Item 2.02
- Other event The catch-all. The company chose to disclose something that fits no other item, so the content is whatever it says it is. Item 8.01
- Officer or director change Someone at the top arrived or left. The item covers everything from a board retirement to a chief executive being removed, and only the filing itself says which. Item 5.02
- Shareholder vote The results of the annual meeting or a special vote. Item 5.07
- Results announced Item 2.02
- Other event Item 8.01
- Annual report filed A new 10-K. The figures and the business description on this site come from it. Form 10-K
- Other event Item 8.01
- Results announced Item 2.02
- Regulation FD disclosure Something the company told the market and had to tell everyone at once - usually a slide deck or a press release. Item 7.01
- Other event Item 8.01
- Results announced Item 2.02
Item numbers are Form 8-K's own, and a filing date is up to four business days after the thing it reports. The same feed across the whole market.
Others in SIC 6022
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| FCNCA | FIRST CITIZENS BANCSHARES INC /DE/ | $27.41B | 14.4x | -2.2% |
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