GENWORTH FINANCIAL INC GNW

Financials SIC 6311 - Life Insurance NAICS Finance and Insurance › Insurance Carriers and Related Activities › Insurance Carriers › Direct Life, Health, and Medical Insurance Carriers › Direct Life Insurance Carriers derived NYSE

Genworth Financial offers mortgage insurance products through its principal mortgage insurance subsidiaries. Genworth Financial also has start-up businesses whereby it offers fee-based services, advice, consulting and other aging-care services through CareScout Services and long-term care insurance products through CareScout Insurance.

In October 2025, Genworth Financial began selling an individual long-term care insurance product through its CareScout Insurance subsidiary, CareScout Insurance Company, and ceased sales of long-term care insurance products through Genworth Life Insurance Company ("GLIC"). GLIC and its subsidiaries, which are wholly-owned subsidiaries of Genworth Financial and are referred to together as "Closed Block" or our "legacy insurance subsidiaries," no longer offer or sell long-term care insurance, life insurance or annuity products. However, our legacy insurance subsidiaries will continue to service and manage their in-force blocks of business and may still issue a limited number of certificates under existing group long-term care insurance policies.

Last close 8.91 2026-10-23
Market cap $3.37B 2026-06-30 share count
52-week range 7.84 - 10.69

Valuation FY2025 figures against the last close

P/S0.5x
P/E16.5x
P/FCF10.3x
EV/EBITDA—
Dividend yield—
Diluted EPS0.54

Where the revenue comes from as reported in the latest 10-K

Revenue by segment

  • Closed Block
  • Closed Block - Long-term care insurance
  • Enact segment
  • Closed Block - Life insurance
  • Closed Block - Annuities
Revenue by segment, 5 categories over 3 years. The same figures are in the table below. FY2025 Closed Block, FY2025: 3.1B (43.2%) 43% Closed Block Closed Block - Long-term care insurance, FY2025: 2.3B (32.5%) 32% Closed Block - Long-term care insurance Enact segment, FY2025: 985M (13.6%) 14% Enact segment Closed Block - Life insurance, FY2025: 669M (9.3%) 9% Closed Block - Annuities, FY2025: 106M (1.5%) FY2024 Closed Block, FY2024: 3.1B (43.2%) 43% Closed Block - Long-term care insurance, FY2024: 2.3B (31.9%) 32% Enact segment, FY2024: 984M (13.6%) 14% Closed Block - Life insurance, FY2024: 704M (9.7%) 10% Closed Block - Annuities, FY2024: 113M (1.6%) FY2023 Closed Block, FY2023: 3.3B (43.7%) 44% Closed Block - Long-term care insurance, FY2023: 2.5B (32.4%) 32% Enact segment, FY2023: 959M (12.6%) 13% Closed Block - Life insurance, FY2023: 738M (9.7%) 10% Closed Block - Annuities, FY2023: 115M (1.5%)
Segment FY2025FY2024FY2023
Closed Block $3.12B $3.13B $3.32B
Closed Block - Long-term care insurance $2.35B $2.31B $2.46B
Enact segment $985.0M $984.0M $959.0M
Closed Block - Life insurance $669.0M $704.0M $738.0M
Closed Block - Annuities $106.0M $113.0M $115.0M

As the company reported it, from the “Segment Information - Schedule of Revenue from External Customers by Products and Services (Details)” note of its latest 10-K. Every figure here has been checked against the total revenue the same filing reported. Segments are the filer's own reporting structure, which is a decision about how it runs itself rather than a standard taxonomy: two companies in the same industry routinely divide themselves along different lines, so these are worth reading down a single company rather than across two. Slices under 1% are folded into “Other”.

Annual financial statements

Income statement

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Revenue $7.30B$7.29B$7.49B$7.50B$7.82B$8.28B$7.71B$7.90B$7.51B$8.37B
SG&A $1.01B$977.0M$942.0M$1.28B$998.0M$935.0M$909.0M$943.0M$957.0M$1.27B
Operating income ——$41.0M$818.0M$474.0M$310.0M$355.0M-$5.0M$530.0M-$316.0M
Interest expense $105.0M$115.0M$118.0M$106.0M$160.0M$195.0M$231.0M$256.0M$266.0M$337.0M
Pre-tax income $433.0M$595.0M$303.0M$1.36B$1.11B$928.0M$521.0M$137.0M$127.0M$320.0M
Income tax $84.0M$158.0M$104.0M$319.0M$248.0M$230.0M$139.0M$70.0M$406.0M$358.0M
Net income $223.0M$299.0M$76.0M$916.0M$850.0M$178.0M$343.0M$119.0M$817.0M-$277.0M
EPS, basic 0.540.690.161.821.680.350.680.241.64-0.56
EPS, diluted 0.540.680.161.791.650.350.670.241.63-0.56
Shares, diluted (wtd. avg.) 414.0M439.4M474.9M510.9M514.7M511.6M509.7M500.4M501.4M498.3M

Balance sheet

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Cash and equivalents $2.04B$2.05B$2.21B$1.80B$1.57B$2.56B$3.26B$1.97B$2.65B$2.78B
Goodwill —————————$14.0M
Other intangibles —$197.0M$198.0M$203.0M$143.0M$271.0M————
Total assets $88.08B$86.82B$90.82B$89.71B$99.17B$122.35B$101.34B$100.92B$105.30B$104.66B
Long-term debt $1.51B$1.52B$1.58B$1.61B$1.90B$3.40B$3.28B$3.71B$4.22B$4.18B
Total liabilities $78.32B$77.44B$82.48B$81.33B$82.91B$120.27B$86.71B$86.73B$89.97B$90.19B
Retained earnings $1.68B$1.46B$1.21B$1.14B$2.49B-$626.0M$1.46B$1.12B$1.11B$287.0M
Total equity $8.75B$8.44B$8.29B$8.34B$4.29B$1.57B$14.63B$14.19B$15.33B$14.47B

Cash flow

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Operating cash flow $327.0M$88.0M$597.0M$1.05B$437.0M$1.96B$2.08B$1.63B$2.55B$1.87B
Depreciation and amortisation $231.0M$249.0M$264.0M$326.0M$384.0M$463.0M$408.0M$348.0M$392.0M$498.0M
Stock-based compensation $58.0M$51.0M$49.0M$37.0M$40.0M$39.0M$26.0M$35.0M$31.0M$32.0M
Investing cash flow $518.0M$861.0M$1.26B$733.0M$896.0M-$1.15B$1.30B-$622.0M-$759.0M-$2.12B
Financing cash flow -$857.0M-$1.11B-$1.44B-$1.55B-$2.42B-$1.51B-$2.22B-$1.62B-$1.77B-$2.95B
Buybacks $247.0M$189.0M$296.0M$64.0M$0$0————

Figures as tagged in each year's own filing, in US dollars. A year restated by a later filing shows the restated figure. Capital expenditure, dividends and buybacks are cash out, shown positive. A line the filer does not report is not listed. Latest from accession 0001276520-26-000019.

Plot the figures US dollars

Income statement Revenue Cost of revenue Gross profit R&D SG&A Total operating expenses Operating income Interest expense Pre-tax income Income tax Net income EPS, basic EPS, diluted Shares, diluted (wtd. avg.)
Balance sheet Cash and equivalents Short-term investments Receivables Inventory Total current assets Property, plant and equipment Goodwill Other intangibles Total assets Accounts payable Short-term debt Total current liabilities Long-term debt Total liabilities Retained earnings Total equity
Cash flow Operating cash flow Depreciation and amortisation Stock-based compensation Capital expenditure Investing cash flow Financing cash flow Dividends paid Buybacks
  • Revenue
  • Gross profit
  • Net income
Revenue, Gross profit, Net income by fiscal year, in US dollars The same figures are in the table below this chart. -2.5B 0 2.5B 5B 7.5B 10B Revenue, FY2016: 8.4B Net income, FY2016: -277M Revenue, FY2017: 7.5B Net income, FY2017: 817M Revenue, FY2018: 7.9B Net income, FY2018: 119M Revenue, FY2019: 7.7B Net income, FY2019: 343M Revenue, FY2020: 8.3B Net income, FY2020: 178M Revenue, FY2021: 7.8B Net income, FY2021: 850M Revenue, FY2022: 7.5B Net income, FY2022: 916M Revenue, FY2023: 7.5B Net income, FY2023: 76M Revenue, FY2024: 7.3B Net income, FY2024: 299M Revenue, FY2025: 7.3B Net income, FY2025: 223M FY2016 FY2017 FY2018 FY2019 FY2020 FY2021 FY2022 FY2023 FY2024 FY2025
Fiscal year FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue $8.37B $7.51B $7.90B $7.71B $8.28B $7.82B $7.50B $7.49B $7.29B $7.30B
Gross profit — — — — — — — — — —
Net income -$277.0M $817.0M $119.0M $343.0M $178.0M $850.0M $916.0M $76.0M $299.0M $223.0M

Recent filings and events

  • Officer or director change Someone at the top arrived or left. The item covers everything from a board retirement to a chief executive being removed, and only the filing itself says which. Item 5.02
  • Results announced The quarterly or annual earnings release. Arrives four times a year from almost every company here. Item 2.02
  • Officer or director change Item 5.02
  • Shareholder vote The results of the annual meeting or a special vote. Item 5.07
  • Results announced Item 2.02
  • Annual report filed A new 10-K. The figures and the business description on this site come from it. Form 10-K
  • Results announced Item 2.02
  • Results announced Item 2.02
  • Results announced Item 2.02
  • Results announced Item 2.02
  • Benefit plan trading suspension Employees temporarily cannot trade the shares inside a company plan. Item 5.04
  • Shareholder vote Item 5.07

Item numbers are Form 8-K's own, and a filing date is up to four business days after the thing it reports. The same feed across the whole market.

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