GREEN DOT CORP GDOT

Financials SIC 6199 - Finance Services NAICS Finance and Insurance › Securities, Commodity Contracts, and Other Financial Investments and Related Activities › Other Financial Investment Activities derived NYSE

Founded in 1999, Green Dot Corporation ("we," "our," or "us" refer to Green Dot Corporation and its consolidated subsidiaries) is a financial technology platform and registered bank holding company that builds banking and payment solutions to create value, retain and reward customers, and accelerate growth for businesses of all sizes. For more than two decades, we have delivered financial tools and services that address the most pressing financial needs of consumers and businesses, and that transform the way people and businesses manage and move money.

As the regulated entity and issuing bank for the substantial majority of products and services we provide, whether our own or on behalf of our partners, we are directly accountable for all aspects of each program's integrity, inclusive of ensuring the program's compliance with all applicable banking regulations, state and federal law and our various internal governance policies and procedures, in addition to deploying enterprise-class risk management practices and procedures to ensure each program's initial and ongoing safety and soundness. Green Dot Bank is a wholly owned subsidiary of Green Dot Corporation and member of the Federal Deposit Insurance Corporation.

Last close 12.36 2026-10-23
Market cap $704.3M 2026-06-30 share count
52-week range 10.10 - 13.75

Valuation FY2025 figures against the last close

P/S0.4x
P/E—
P/FCF10.7x
EV/EBITDA9.0x
Dividend yield—
Diluted EPS—

Annual financial statements

Income statement

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Revenue $1.99B$1.66B$1.46B$1.45B$1.41B$1.24B$1.08B$1.07B$901.1M$718.8M
Total operating expenses $2.07B$1.73B$1.48B$1.36B$1.37B$1.22B$985.7M$935.2M$791.8M$655.5M
Operating income $13.7M-$1.7M$22.7M$94.4M$66.5M$30.1M$122.9M$130.4M$109.3M$63.3M
Interest expense ——$3.0M$255.0K$150.0K$761.0K$1.9M$5.0M$5.8M—
Pre-tax income -$97.3M-$22.5M$14.6M$83.9M$63.7M$28.1M$121.1M$123.8M$103.5M$61.6M
Income tax $1.6M$4.2M$7.9M$19.7M$16.2M$5.0M$21.2M$5.1M$17.6M$20.0M
Net income -$98.9M-$26.7M$6.7M$64.2M$47.5M$23.1M$99.9M$118.7M$85.9M$41.6M
Shares, diluted (wtd. avg.) 55.1M53.5M52.5M53.9M55.2M53.7M53.1M54.5M53.2M50.8M

Balance sheet

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Cash and equivalents $1.42B$1.59B$682.3M$819.8M$1.33B$1.50B$1.07B$1.10B$1.01B$744.8M
Short-term investments —————$0$10.0M$20.0M$11.9M—
Receivables $197.2M$132.0M$110.1M$74.4M$80.4M$67.8M$59.5M$40.9M$35.3M$40.1M
Total current assets $2.64B$2.43B$1.64B$1.47B$1.81B$2.41B$1.44B$1.38B$1.32B$1.01B
Property, plant and equipment $198.4M$188.4M$179.4M$160.2M$135.3M$133.4M$145.5M$120.3M$97.3M$82.6M
Goodwill $301.8M$301.8M$301.8M$301.8M$301.8M$301.8M$301.8M$301.8M$301.8M$208.4M
Other intangibles $72.6M$96.2M$118.7M$143.3M$165.2M$190.0M$219.2M$249.3M$280.6M$242.7M
Total assets $5.99B$5.43B$4.82B$4.79B$4.73B$4.12B$2.46B$2.29B$2.20B$1.74B
Accounts payable $114.7M$103.8M$119.9M$113.9M$51.4M$34.8M$37.9M$38.6M$34.9M$22.9M
Total current liabilities $5.03B$4.50B$3.95B$3.96B$3.64B$3.08B$1.45B$1.34B$1.34B$960.8M
Total liabilities $5.09B$4.56B$3.96B$4.01B$3.65B$3.11B$1.53B$1.38B$1.43B$1.06B
Retained earnings $644.7M$743.6M$770.3M$763.6M$699.4M$651.9M$629.0M$529.1M$410.4M$325.7M
Total equity $890.2M$873.6M$859.4M$781.5M$1.07B$1.01B$927.4M$909.8M$764.5M$683.7M

Cash flow

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Operating cash flow $138.6M$81.4M$97.5M$277.7M$167.0M$209.2M$189.9M$251.1M$218.3M$114.5M
Depreciation and amortisation $64.7M$63.4M$58.7M$57.1M$57.0M$58.0M$49.5M$38.6M$33.5M$39.5M
Stock-based compensation $18.7M$29.9M$33.7M$34.8M$51.4M$53.7M$29.6M$50.1M$40.7M$28.3M
Capital expenditure $72.5M$74.3M$75.9M$84.3M$57.4M$59.0M$78.2M$61.0M$44.1M$43.3M
Investing cash flow -$450.5M$81.4M$33.2M-$820.2M-$1.37B-$785.8M-$153.9M-$115.0M-$145.2M-$72.0M
Financing cash flow $141.3M$743.1M-$264.0M$36.7M$1.03B$1.01B-$65.1M-$51.0M$192.2M-$75.7M
Buybacks —$0$0$95.5M$0$0$100.0M$0$52.0M$59.0M

Figures as tagged in each year's own filing, in US dollars. A year restated by a later filing shows the restated figure. Capital expenditure, dividends and buybacks are cash out, shown positive. A line the filer does not report is not listed. Latest from accession 0001386278-26-000023.

Plot the figures US dollars

Income statement Revenue Cost of revenue Gross profit R&D SG&A Total operating expenses Operating income Interest expense Pre-tax income Income tax Net income EPS, basic EPS, diluted Shares, diluted (wtd. avg.)
Balance sheet Cash and equivalents Short-term investments Receivables Inventory Total current assets Property, plant and equipment Goodwill Other intangibles Total assets Accounts payable Short-term debt Total current liabilities Long-term debt Total liabilities Retained earnings Total equity
Cash flow Operating cash flow Depreciation and amortisation Stock-based compensation Capital expenditure Investing cash flow Financing cash flow Dividends paid Buybacks
  • Revenue
  • Gross profit
  • Net income
Revenue, Gross profit, Net income by fiscal year, in US dollars The same figures are in the table below this chart. -1B 0 1B 2B Revenue, FY2016: 718.8M Net income, FY2016: 41.6M Revenue, FY2017: 901.1M Net income, FY2017: 85.9M Revenue, FY2018: 1.1B Net income, FY2018: 118.7M Revenue, FY2019: 1.1B Net income, FY2019: 99.9M Revenue, FY2020: 1.2B Net income, FY2020: 23.1M Revenue, FY2021: 1.4B Net income, FY2021: 47.5M Revenue, FY2022: 1.4B Net income, FY2022: 64.2M Revenue, FY2023: 1.5B Net income, FY2023: 6.7M Revenue, FY2024: 1.7B Net income, FY2024: -26.7M Revenue, FY2025: 2B Net income, FY2025: -98.9M FY2016 FY2017 FY2018 FY2019 FY2020 FY2021 FY2022 FY2023 FY2024 FY2025
Fiscal year FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue $718.8M $901.1M $1.07B $1.08B $1.24B $1.41B $1.45B $1.46B $1.66B $1.99B
Gross profit — — — — — — — — — —
Net income $41.6M $85.9M $118.7M $99.9M $23.1M $47.5M $64.2M $6.7M -$26.7M -$98.9M

Recent filings and events

  • Results announced The quarterly or annual earnings release. Arrives four times a year from almost every company here. Item 2.02
  • Shareholder vote The results of the annual meeting or a special vote. Item 5.07
  • Other event The catch-all. The company chose to disclose something that fits no other item, so the content is whatever it says it is. Item 8.01
  • Other event Item 8.01
  • Results announced Item 2.02
  • Officer or director change Someone at the top arrived or left. The item covers everything from a board retirement to a chief executive being removed, and only the filing itself says which. Item 5.02
  • Annual report filed A new 10-K. The figures and the business description on this site come from it. Form 10-K
  • Results announced Item 2.02
  • Regulation FD disclosure Something the company told the market and had to tell everyone at once - usually a slide deck or a press release. Item 7.01
  • Material agreement signed The company entered an agreement outside the ordinary course of business - a large contract, a credit facility, a merger agreement. Item 1.01
  • Regulation FD disclosure Item 7.01
  • Results announced Item 2.02

Item numbers are Form 8-K's own, and a filing date is up to four business days after the thing it reports. The same feed across the whole market.

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