FinVolution Group FINV
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Market cap
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No price or market cap here: this company files no 10-K, so the only share count SEC publishes for it counts its ordinary shares in its home market, while its US listing is a depositary receipt standing for some number of them. That number is in no filing, so a price multiplied by that count is not this company's value and is not shown. The financial statements below are as filed.
Valuation FY2025 figures against the last close
P/S—
P/E—
P/FCF—
EV/EBITDA—
Dividend yield—
Diluted EPS0.27
Annual financial statements
Income statement
| Fiscal year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $1.94B | $1.79B | — | — | — | — | — | $623.6M | $598.8M | — |
| R&D | $76.7M | $68.1M | $72.0M | $71.3M | $68.2M | $56.7M | $56.1M | — | — | — |
| SG&A | $63.2M | $56.7M | $54.9M | $58.2M | $81.3M | $70.7M | $62.6M | $102.0M | $90.5M | — |
| Total operating expenses | $1.52B | $1.44B | $1.43B | $1.25B | $1.08B | $805.5M | $476.4M | $364.2M | $361.4M | — |
| Interest expense | $4.1M | — | — | — | — | — | — | — | — | — |
| Pre-tax income | $443.5M | $389.8M | $391.4M | $396.7M | $429.4M | $371.5M | $410.3M | $381.2M | $208.7M | — |
| Income tax | $79.5M | $62.7M | $55.6M | $65.9M | $37.8M | $69.8M | $69.2M | $22.0M | $42.2M | — |
| Net income | $363.6M | $326.5M | $329.7M | $328.6M | $393.7M | $302.3M | $340.8M | $359.1M | $166.5M | — |
| EPS, basic | 0.29 | 0.25 | 0.24 | 0.23 | 0.28 | 0.20 | 0.22 | 0.24 | — | — |
| EPS, diluted | 0.27 | 0.25 | 0.24 | 0.23 | 0.27 | 0.20 | 0.22 | 0.22 | -0.39 | — |
| Shares, diluted (wtd. avg.) | 1.33B | 1.32B | 1.40B | 1.45B | 1.48B | 1.49B | 1.55B | 1.60B | 779.8M | 665.0M |
Balance sheet
| Fiscal year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash and equivalents | $612.8M | $640.2M | $699.9M | $527.2M | $693.3M | $403.4M | $333.9M | $235.1M | $290.7M | $62.2M |
| Short-term investments | $431.2M | $388.0M | $417.0M | $496.9M | $189.1M | $302.1M | $16.5M | $246.5M | $301.1M | — |
| Property, plant and equipment | $91.7M | $85.5M | $19.9M | $20.5M | $17.6M | $14.4M | $19.3M | $20.9M | $16.6M | — |
| Goodwill | $11.4M | $6.9M | $7.1M | $7.3M | $7.9M | $7.7M | $7.2M | $7.3M | $7.7M | — |
| Other intangibles | $38.6M | $18.8M | $13.9M | $14.3M | $15.5M | $15.2M | $9.2M | $10.0M | $9.8M | — |
| Total assets | $3.63B | $3.23B | $3.00B | $3.10B | $2.85B | $2.28B | $2.63B | $1.91B | $1.32B | — |
| Short-term debt | $24.4M | $766.0K | $811.0K | — | — | — | $33.8M | $3.6M | — | — |
| Long-term debt | $12.8M | — | — | — | — | — | — | — | — | — |
| Total liabilities | $1.23B | $1.10B | $1.05B | $1.30B | $1.17B | $988.8M | $1.48B | $1.04B | $756.4M | — |
| Retained earnings | $1.72B | $1.40B | $1.18B | $942.0M | $736.1M | $406.4M | $282.5M | $6.6M | -$368.7M | — |
| Total equity | $2.37B | $2.08B | $1.94B | $1.79B | $1.67B | $1.28B | $1.14B | $861.6M | $556.7M | — |
Cash flow
| Fiscal year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $267.1M | $396.4M | $199.1M | $39.0M | $98.9M | $338.2M | -$31.0M | $274.2M | $286.6M | — |
| Stock-based compensation | $21.3M | $19.7M | $16.4M | $12.9M | $14.9M | $6.5M | $6.1M | $7.3M | $16.3M | — |
| Capital expenditure | $12.0M | $3.8M | $75.8M | $7.7M | $8.7M | $1.7M | $7.0M | $12.2M | $14.0M | — |
| Investing cash flow | -$312.3M | -$314.5M | $199.1M | -$225.2M | $313.0M | $159.6M | -$119.0M | -$210.5M | -$383.6M | — |
| Financing cash flow | -$27.8M | -$85.3M | -$360.4M | -$115.4M | -$37.6M | -$473.8M | $251.3M | $77.1M | $327.8M | — |
| Dividends paid | $73.0M | $60.5M | $60.6M | $54.0M | $49.8M | $40.4M | $56.1M | — | — | — |
| Buybacks | $109.7M | $88.1M | $97.8M | $49.4M | $4.1M | $58.2M | $6.1M | $65.8M | — | — |
Figures as tagged in each year's own filing, in US dollars. A year restated by a later filing shows the restated figure. Capital expenditure, dividends and buybacks are cash out, shown positive. A line the filer does not report is not listed. Latest from accession 0001493152-26-019597.
Plot the figures US dollars
Income statement
Revenue
Cost of revenue
Gross profit
R&D
SG&A
Total operating expenses
Operating income
Interest expense
Pre-tax income
Income tax
Net income
EPS, basic
EPS, diluted
Shares, diluted (wtd. avg.)
- Revenue
- Gross profit
- Net income
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | — | $598.8M | $623.6M | — | — | — | — | — | $1.79B | $1.94B |
| Gross profit | — | — | — | — | — | — | — | — | — | — |
| Net income | — | $166.5M | $359.1M | $340.8M | $302.3M | $393.7M | $328.6M | $329.7M | $326.5M | $363.6M |
Others in SIC 6163
| Ticker | Company | Market cap | P/E | Revenue growth |
|---|---|---|---|---|
| FIGR | Figure Technology Solutions, Inc. | $5.14B | 52.7x | 48.7% |
| TREE | LendingTree, Inc. | $376.4M | 2.5x | 24.1% |
| BETR | Better Home & Finance Holding Co | $311.9M | — | 52.0% |