FIRST COMMUNITY BANKSHARES INC /VA/ FCBC

Financials SIC 6022 - State Commercial Banks NAICS Finance and Insurance › Credit Intermediation and Related Activities › Depository Credit Intermediation › Commercial Banking derived Nasdaq

First Community Bankshares, Inc. (the "Company"), a financial holding company, was founded in 1989 and reincorporated under the laws of the Commonwealth of Virginia. The Company's principal executive office is located in Bluefield, Virginia. The Company provides banking products and services to individual and commercial customers through its wholly owned subsidiary First Community Bank (the "Bank"), a Virginia-chartered banking institution founded in 1874. The Bank offers wealth management and investment advice through its Trust Division and wholly owned subsidiary First Community Wealth Management. Unless the context suggests otherwise, the terms "First Community," "Company," "we," "our," and "us" in this Annual Report on Form 10-K refer to First Community Bankshares, Inc. and its subsidiaries as a consolidated entity.

Last close 48.54 2026-10-23
Market cap $917.9M 2026-06-30 share count
52-week range 31.21 - 50.17

Valuation FY2025 figures against the last close

P/S6.4x
P/E18.3x
P/FCF15.3x
EV/EBITDA—
Dividend yield6.6%
Diluted EPS2.65

Annual financial statements

Income statement

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Revenue $142.5M$146.1M$137.2M$114.3M$105.3M$114.0M$95.0M$98.3M$95.3M$94.7M
Cost of revenue ————————$3.3M$3.6M
Gross profit ————————$92.0M$91.1M
Interest expense $124.6M$126.5M$127.7M$112.7M$2.8M$5.5M$5.5M$7.4M$8.1M$9.8M
Pre-tax income $63.1M$65.7M$62.0M$60.2M$66.5M$46.1M$49.8M$45.1M$42.1M$37.9M
Income tax $14.3M$14.1M$14.0M$13.5M$15.4M$10.2M$11.0M$8.8M$20.6M$12.8M
Net income $48.8M$51.6M$48.0M$46.7M$51.2M$35.9M$38.8M$36.3M$21.5M$25.1M
EPS, basic 2.662.812.672.822.952.022.472.191.261.45
EPS, diluted 2.652.802.722.822.942.022.462.181.261.45
Shares, diluted (wtd. avg.) 18.4M18.4M18.0M16.6M17.4M17.8M15.8M16.7M17.1M17.4M

Balance sheet

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Cash and equivalents $126.1M$78.5M$77.6M$63.0M$47.1M$58.4M$66.8M$76.9M$158.0M$76.3M
Property, plant and equipment $47.6M$48.7M$50.7M$47.3M$52.3M$57.7M$62.8M$45.8M$48.1M$50.1M
Goodwill $143.9M$143.9M$143.9M$129.6M$129.6M$129.6M$129.6M$92.8M$95.8M$95.8M
Other intangibles $11.1M$13.0M$15.1M$4.2M$5.6M$7.1M$8.5M$5.0M$6.2M$7.2M
Total assets $3.26B$3.26B$3.27B$3.14B$3.19B$3.01B$2.80B$2.24B$2.39B$2.39B
Long-term debt ————————$75.0M$90.0M
Total liabilities $2.76B$2.73B$2.77B$2.71B$2.77B$2.58B$2.37B$1.91B$2.04B$2.05B
Retained earnings $319.4M$349.5M$319.9M$293.0M$264.8M$237.6M$219.5M$195.8M$180.5M$170.4M
Total equity $500.5M$526.4M$503.3M$422.0M$427.8M$426.7M$428.8M$332.9M$350.7M$339.1M

Cash flow

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Operating cash flow $62.7M$57.7M$61.8M$59.0M$48.2M$45.8M$56.7M$49.5M$36.4M$43.1M
Depreciation and amortisation $3.7M$4.3M$4.0M$4.2M$4.5M$4.5M$3.5M$2.9M$3.6M—
Stock-based compensation $1.5M$403.0K$597.0K$718.0K$1.3M$1.6M$1.5M$1.2M$790.0K$531.0K
Capital expenditure $2.7M$2.8M$2.8M$1.2M$3.0M$3.2M$8.4M$2.6M$2.4M$1.9M
Investing cash flow $139.9M$263.9M$288.7M-$536.8M$35.4M$17.8M$171.4M$49.4M$67.8M$110.2M
Financing cash flow -$67.8M-$60.6M-$404.9M-$28.8M$137.3M$175.9M-$87.9M-$180.0M-$22.5M-$128.8M
Dividends paid $60.6M$22.0M$21.1M$18.5M$18.1M$17.9M$15.1M$21.1M$11.6M$10.4M
Buybacks $1.9M$8.7M$23.0M$21.3M$28.9M$21.9M$16.4M$34.4M$1.3M$23.8M

Figures as tagged in each year's own filing, in US dollars. A year restated by a later filing shows the restated figure. Capital expenditure, dividends and buybacks are cash out, shown positive. A line the filer does not report is not listed. Latest from accession 0001437749-26-007180.

Plot the figures US dollars

Income statement Revenue Cost of revenue Gross profit R&D SG&A Total operating expenses Operating income Interest expense Pre-tax income Income tax Net income EPS, basic EPS, diluted Shares, diluted (wtd. avg.)
Balance sheet Cash and equivalents Short-term investments Receivables Inventory Total current assets Property, plant and equipment Goodwill Other intangibles Total assets Accounts payable Short-term debt Total current liabilities Long-term debt Total liabilities Retained earnings Total equity
Cash flow Operating cash flow Depreciation and amortisation Stock-based compensation Capital expenditure Investing cash flow Financing cash flow Dividends paid Buybacks
  • Revenue
  • Gross profit
  • Net income
Revenue, Gross profit, Net income by fiscal year, in US dollars The same figures are in the table below this chart. 0 50M 100M 150M Revenue, FY2016: 94.7M Gross profit, FY2016: 91.1M Net income, FY2016: 25.1M Revenue, FY2017: 95.3M Gross profit, FY2017: 92M Net income, FY2017: 21.5M Revenue, FY2018: 98.3M Net income, FY2018: 36.3M Revenue, FY2019: 95M Net income, FY2019: 38.8M Revenue, FY2020: 114M Net income, FY2020: 35.9M Revenue, FY2021: 105.3M Net income, FY2021: 51.2M Revenue, FY2022: 114.3M Net income, FY2022: 46.7M Revenue, FY2023: 137.2M Net income, FY2023: 48M Revenue, FY2024: 146.1M Net income, FY2024: 51.6M Revenue, FY2025: 142.5M Net income, FY2025: 48.8M FY2016 FY2017 FY2018 FY2019 FY2020 FY2021 FY2022 FY2023 FY2024 FY2025
Fiscal year FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue $94.7M $95.3M $98.3M $95.0M $114.0M $105.3M $114.3M $137.2M $146.1M $142.5M
Gross profit $91.1M $92.0M — — — — — — — —
Net income $25.1M $21.5M $36.3M $38.8M $35.9M $51.2M $46.7M $48.0M $51.6M $48.8M

Recent filings and events

  • Results announced The quarterly or annual earnings release. Arrives four times a year from almost every company here. Item 2.02
  • Other event The catch-all. The company chose to disclose something that fits no other item, so the content is whatever it says it is. Item 8.01
  • Other event Item 8.01
  • Shareholder vote The results of the annual meeting or a special vote. Item 5.07
  • Results announced Item 2.02
  • Other event Item 8.01
  • Annual report filed A new 10-K. The figures and the business description on this site come from it. Form 10-K
  • Results announced Item 2.02
  • Other event Item 8.01
  • Other event Item 8.01
  • Other event Item 8.01
  • Other event Item 8.01

Item numbers are Form 8-K's own, and a filing date is up to four business days after the thing it reports. The same feed across the whole market.

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