FIRST BANCORP /PR/ FBP
Last close
28.51
2026-09-04
Market cap
$4.35B
2026-06-30 share count
52-week range
19.16 - 29.88
Valuation FY2025 figures against the last close
P/S4.3x
P/E13.3x
P/FCF9.9x
EV/EBITDA—
Dividend yield2.7%
Diluted EPS2.15
Annual financial statements
Income statement
| Fiscal year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $1.00B | $938.2M | $929.8M | $918.4M | $851.1M | $711.5M | $657.7M | $607.7M | $650.8M | $673.2M |
| Interest expense | $868.9M | $807.5M | $797.1M | $795.3M | $64.8M | $92.7M | $108.8M | $99.6M | $96.9M | $101.2M |
| Pre-tax income | $416.7M | $391.2M | $397.4M | $447.6M | $427.8M | $116.3M | $239.4M | $190.6M | $62.0M | $130.3M |
| Income tax | $71.9M | $92.5M | $94.6M | $142.5M | $146.8M | $14.1M | $72.0M | $11.0M | $5.0M | $37.0M |
| Net income | $344.9M | $298.7M | $302.9M | $305.1M | $281.0M | $102.3M | $167.4M | $201.6M | $67.0M | $93.2M |
| EPS, basic | 2.16 | 1.82 | 1.72 | 1.60 | 1.32 | 0.46 | 0.76 | 0.92 | 0.30 | 0.44 |
| EPS, diluted | 2.15 | 1.81 | 1.71 | 1.59 | 1.31 | 0.46 | 0.76 | 0.92 | 0.30 | 0.43 |
| Shares, diluted (wtd. avg.) | $160.7M | $165.3M | $177.2M | $192.0M | $211.3M | $217.7M | $217.1K | $216.7K | $216.1K | $215.8K |
Balance sheet
| Fiscal year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash and equivalents | $658.6M | $1.16B | $663.2M | $480.5M | $2.54B | $1.49B | $644.1M | $586.2M | $716.4M | $299.7M |
| Property, plant and equipment | $126.9M | $133.4M | $142.0M | $142.9M | $146.4M | $158.2M | $150.0M | $147.8M | $141.9M | $150.8M |
| Goodwill | $38.6M | $38.6M | $38.6M | $38.6M | $38.6M | $38.6M | $28.1M | $28.1M | $28.1M | $28.1M |
| Other intangibles | $3.5M | $7.0M | $13.4M | $21.1M | $29.9M | $40.9M | $7.6M | $10.7M | — | — |
| Total assets | $19.13B | $19.29B | $18.91B | $18.63B | $20.79B | $18.79B | $12.61B | $12.24B | $12.26B | $11.92B |
| Long-term debt | $290.0M | $561.7M | $661.7M | — | — | — | — | — | — | — |
| Total liabilities | $17.17B | $17.62B | $17.41B | $17.31B | $18.68B | $16.52B | $10.38B | $10.20B | $10.39B | $10.14B |
| Retained earnings | $2.27B | $2.04B | $1.85B | $1.64B | $1.43B | $1.22B | $1.22B | $1.09B | $895.2M | $830.9M |
| Total equity | $1.97B | $1.67B | $1.50B | $1.33B | $2.10B | $2.28B | $2.23B | $2.04B | $1.87B | $1.79B |
Cash flow
| Fiscal year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $448.6M | $404.1M | $363.0M | $440.5M | $399.7M | $297.7M | $294.3M | $288.3M | $236.0M | $199.4M |
| Stock-based compensation | $10.1M | $8.7M | $7.8M | $5.4M | $5.5M | $5.1M | $3.9M | $5.8M | $7.3M | $6.9M |
| Capital expenditure | $11.0M | $10.0M | $22.6M | $20.5M | $13.3M | $16.1M | $22.5M | $20.5M | $9.4M | $10.4M |
| Investing cash flow | -$170.4M | $136.2M | -$78.5M | -$681.5M | -$1.26B | -$1.24B | -$343.0M | -$223.3M | -$73.3M | $83.2M |
| Financing cash flow | -$779.0M | -$44.1M | -$101.9M | -$1.82B | $1.91B | $1.79B | $106.6M | -$195.3M | $254.0M | -$735.4M |
| Dividends paid | $115.5M | $105.6M | $99.7M | $87.8M | $65.0M | $43.4M | $30.4M | $6.5M | $0 | $0 |
| Buybacks | $153.7M | $102.4M | $203.2M | $277.8M | $216.5M | $206.0K | $2.0M | $2.8M | $2.5M | $1.1M |
Figures as tagged in each year's own filing, in US dollars. A year restated by a later filing shows the restated figure. Capital expenditure, dividends and buybacks are cash out, shown positive. A line the filer does not report is not listed. Latest from accession 0001057706-26-000007.
Others in SIC 6022
| Ticker | Company | Market cap | P/E | Revenue growth |
|---|---|---|---|---|
| BNY | Bank of New York Mellon Corp | $111.84B | 22.3x | 7.8% |
| STT | STATE STREET CORP | $53.36B | 20.7x | 7.3% |
| FITB | FIFTH THIRD BANCORP | $49.76B | 15.5x | -5.0% |
| MTB | M&T BANK CORP | $34.64B | 14.1x | 7.5% |
| NTRS | NORTHERN TRUST CORP | $34.15B | 21.4x | 6.1% |
| CFG | CITIZENS FINANCIAL GROUP INC/RI | $29.81B | 18.3x | 6.7% |
| FCNCA | FIRST CITIZENS BANCSHARES INC /DE/ | $25.48B | 13.4x | -2.2% |
| EWBC | EAST WEST BANCORP INC | $17.92B | 13.7x | 2.4% |