FIRST BANCORP /PR/ FBP

Financials SIC 6022 - State Commercial Banks NAICS Finance and Insurance › Credit Intermediation and Related Activities › Depository Credit Intermediation › Commercial Banking derived NYSE

Last close 27.42 2026-10-23
Market cap $4.19B 2026-06-30 share count
52-week range 19.16 - 29.88

Valuation FY2025 figures against the last close

P/S4.2x
P/E12.8x
P/FCF9.6x
EV/EBITDA—
Dividend yield2.8%
Diluted EPS2.15

Annual financial statements

Income statement

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Revenue $1.00B$938.2M$929.8M$918.4M$851.1M$711.5M$657.7M$607.7M$650.8M$673.2M
Interest expense $868.9M$807.5M$797.1M$795.3M$64.8M$92.7M$108.8M$99.6M$96.9M$101.2M
Pre-tax income $416.7M$391.2M$397.4M$447.6M$427.8M$116.3M$239.4M$190.6M$62.0M$130.3M
Income tax $71.9M$92.5M$94.6M$142.5M$146.8M$14.1M$72.0M$11.0M$5.0M$37.0M
Net income $344.9M$298.7M$302.9M$305.1M$281.0M$102.3M$167.4M$201.6M$67.0M$93.2M
EPS, basic 2.161.821.721.601.320.460.760.920.300.44
EPS, diluted 2.151.811.711.591.310.460.760.920.300.43
Shares, diluted (wtd. avg.) 160.7M165.3M177.2M192.0M211.3M217.7M217,134216,677216,118215,794

Balance sheet

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Cash and equivalents $658.6M$1.16B$663.2M$480.5M$2.54B$1.49B$644.1M$586.2M$716.4M$299.7M
Property, plant and equipment $126.9M$133.4M$142.0M$142.9M$146.4M$158.2M$150.0M$147.8M$141.9M$150.8M
Goodwill $38.6M$38.6M$38.6M$38.6M$38.6M$38.6M$28.1M$28.1M$28.1M$28.1M
Other intangibles $3.5M$7.0M$13.4M$21.1M$29.9M$40.9M$7.6M$10.7M——
Total assets $19.13B$19.29B$18.91B$18.63B$20.79B$18.79B$12.61B$12.24B$12.26B$11.92B
Long-term debt $290.0M$561.7M$661.7M———————
Total liabilities $17.17B$17.62B$17.41B$17.31B$18.68B$16.52B$10.38B$10.20B$10.39B$10.14B
Retained earnings $2.27B$2.04B$1.85B$1.64B$1.43B$1.22B$1.22B$1.09B$895.2M$830.9M
Total equity $1.97B$1.67B$1.50B$1.33B$2.10B$2.28B$2.23B$2.04B$1.87B$1.79B

Cash flow

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Operating cash flow $448.6M$404.1M$363.0M$440.5M$399.7M$297.7M$294.3M$288.3M$236.0M$199.4M
Stock-based compensation $10.1M$8.7M$7.8M$5.4M$5.5M$5.1M$3.9M$5.8M$7.3M$6.9M
Capital expenditure $11.0M$10.0M$22.6M$20.5M$13.3M$16.1M$22.5M$20.5M$9.4M$10.4M
Investing cash flow -$170.4M$136.2M-$78.5M-$681.5M-$1.26B-$1.24B-$343.0M-$223.3M-$73.3M$83.2M
Financing cash flow -$779.0M-$44.1M-$101.9M-$1.82B$1.91B$1.79B$106.6M-$195.3M$254.0M-$735.4M
Dividends paid $115.5M$105.6M$99.7M$87.8M$65.0M$43.4M$30.4M$6.5M$0$0
Buybacks $153.7M$102.4M$203.2M$277.8M$216.5M$206.0K$2.0M$2.8M$2.5M$1.1M

Figures as tagged in each year's own filing, in US dollars. A year restated by a later filing shows the restated figure. Capital expenditure, dividends and buybacks are cash out, shown positive. A line the filer does not report is not listed. Latest from accession 0001057706-26-000007.

Plot the figures US dollars

Income statement Revenue Cost of revenue Gross profit R&D SG&A Total operating expenses Operating income Interest expense Pre-tax income Income tax Net income EPS, basic EPS, diluted Shares, diluted (wtd. avg.)
Balance sheet Cash and equivalents Short-term investments Receivables Inventory Total current assets Property, plant and equipment Goodwill Other intangibles Total assets Accounts payable Short-term debt Total current liabilities Long-term debt Total liabilities Retained earnings Total equity
Cash flow Operating cash flow Depreciation and amortisation Stock-based compensation Capital expenditure Investing cash flow Financing cash flow Dividends paid Buybacks
  • Revenue
  • Gross profit
  • Net income
Revenue, Gross profit, Net income by fiscal year, in US dollars The same figures are in the table below this chart. 0 500M 1B 1.5B Revenue, FY2016: 673.2M Net income, FY2016: 93.2M Revenue, FY2017: 650.8M Net income, FY2017: 67M Revenue, FY2018: 607.7M Net income, FY2018: 201.6M Revenue, FY2019: 657.7M Net income, FY2019: 167.4M Revenue, FY2020: 711.5M Net income, FY2020: 102.3M Revenue, FY2021: 851.1M Net income, FY2021: 281M Revenue, FY2022: 918.4M Net income, FY2022: 305.1M Revenue, FY2023: 929.8M Net income, FY2023: 302.9M Revenue, FY2024: 938.2M Net income, FY2024: 298.7M Revenue, FY2025: 1B Net income, FY2025: 344.9M FY2016 FY2017 FY2018 FY2019 FY2020 FY2021 FY2022 FY2023 FY2024 FY2025
Fiscal year FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue $673.2M $650.8M $607.7M $657.7M $711.5M $851.1M $918.4M $929.8M $938.2M $1.00B
Gross profit — — — — — — — — — —
Net income $93.2M $67.0M $201.6M $167.4M $102.3M $281.0M $305.1M $302.9M $298.7M $344.9M

Recent filings and events

  • Acquisition or disposal completed A purchase or sale of a significant business or asset has closed. Item 2.01
  • Officer or director change Someone at the top arrived or left. The item covers everything from a board retirement to a chief executive being removed, and only the filing itself says which. Item 5.02
  • Officer or director change Item 5.02
  • Shareholder vote The results of the annual meeting or a special vote. Item 5.07
  • Results announced The quarterly or annual earnings release. Arrives four times a year from almost every company here. Item 2.02
  • Annual report filed A new 10-K. The figures and the business description on this site come from it. Form 10-K
  • Officer or director change Item 5.02
  • Results announced Item 2.02
  • Results announced Item 2.02
  • Results announced Item 2.02
  • Officer or director change Item 5.02
  • Shareholder vote Item 5.07

Item numbers are Form 8-K's own, and a filing date is up to four business days after the thing it reports. The same feed across the whole market.

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