FB Financial Corp FBK

Financials SIC 6022 - State Commercial Banks NAICS Finance and Insurance › Credit Intermediation and Related Activities › Depository Credit Intermediation › Commercial Banking derived NYSE

Last close 53.46 2026-10-23
Market cap $2.67B 2026-06-30 share count
52-week range 49.24 - 62.66

Valuation FY2025 figures against the last close

P/S3.2x
P/E21.8x
P/FCF18.2x
EV/EBITDA—
Dividend yield1.4%
Diluted EPS2.45

Annual financial statements

Income statement

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Revenue $833.9M$725.5M$678.4M$481.4M$385.0M$314.6M$282.5M$239.6M$169.6M$120.5M
Interest expense $516.1M$416.5M$407.2M$412.2M$37.6M$49.0M$56.5M$35.5M$16.3M$9.5M
Pre-tax income $138.5M$146.7M$150.3M$159.6M$243.1M$82.5M$109.5M$105.9M$73.5M$62.3M
Income tax $15.9M$30.6M$30.1M$35.0M$52.8M$18.8M$25.7M$25.6M$21.1M$21.7M
Net income $122.6M$116.0M$120.2M$124.6M$190.3M$63.6M$83.8M$80.2M$52.4M$40.6M
EPS, basic 2.472.482.572.644.011.692.702.601.902.12
EPS, diluted 2.452.482.572.643.971.672.652.551.862.10
Shares, diluted (wtd. avg.) 50.1M46.9M46.8M47.2M48.0M38.1M31.4M31.3M28.2M19.3M

Balance sheet

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Cash and equivalents $1.16B$1.04B$810.9M$1.03B$1.80B$1.32B$232.7M$125.4M$119.8M$136.3M
Property, plant and equipment ——————$90.1M$86.9M$81.6M$66.7M
Goodwill $350.4M$242.6M$242.6M$242.6M$242.6M$242.6M$169.1M$137.2M$137.2M$46.9M
Other intangibles $31.3M$5.8M$8.7M$12.4M$17.0M$22.4M$17.6M$11.6M$14.9M$4.6M
Total assets $16.30B$13.16B$12.60B$12.85B$12.60B$11.21B$6.12B$5.14B$4.73B$3.28B
Short-term debt ——————$0$0$0$150.0M
Long-term debt $212.8M$176.8M$391.0M$415.7M$171.8M$238.3M$304.7M—$143.3M$44.9M
Total liabilities $14.35B$11.59B$11.15B$11.52B$11.16B$9.92B$5.36B$4.46B$4.13B$2.95B
Retained earnings $846.6M$762.3M$678.4M$586.5M$486.7M$317.6M$293.5M$221.2M$147.4M$93.8M
Total equity $1.95B$1.57B$1.45B$1.33B$1.43B$1.29B$762.3M$671.9M$596.7M$330.5M

Cash flow

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Operating cash flow $155.9M$138.8M$211.1M$799.7M$54.9M-$270.0M$63.9M$212.2M$37.6M-$245.2M
Depreciation and amortisation $12.1M$12.0M$11.2M$8.0M$8.4M$7.5M$5.2M$4.3M$4.3M—
Stock-based compensation $17.3M$9.5M$10.4M$9.9M$10.3M$10.2M$7.1M$7.2M$6.8M$4.7M
Capital expenditure $8.8M$6.5M$20.2M$10.6M$6.1M$5.9M$6.8M$10.1M$4.5M$4.8M
Investing cash flow -$32.5M-$294.0M-$55.2M-$1.75B-$849.6M$310.1M-$182.9M-$586.5M-$267.2M-$32.7M
Financing cash flow -$10.0M$386.8M-$372.0M$183.7M$1.27B$1.05B$226.3M$379.9M$213.0M$316.5M
Dividends paid $37.9M$31.8M$28.1M$24.5M$20.9M$14.2M$10.0M$6.1M$0$69.3M
Buybacks $155.9M$12.7M$4.9M$40.0M$7.6M$0$0$491.8M$241.4M—

Figures as tagged in each year's own filing, in US dollars. A year restated by a later filing shows the restated figure. Capital expenditure, dividends and buybacks are cash out, shown positive. A line the filer does not report is not listed. Latest from accession 0001649749-26-000027.

Plot the figures US dollars

Income statement Revenue Cost of revenue Gross profit R&D SG&A Total operating expenses Operating income Interest expense Pre-tax income Income tax Net income EPS, basic EPS, diluted Shares, diluted (wtd. avg.)
Balance sheet Cash and equivalents Short-term investments Receivables Inventory Total current assets Property, plant and equipment Goodwill Other intangibles Total assets Accounts payable Short-term debt Total current liabilities Long-term debt Total liabilities Retained earnings Total equity
Cash flow Operating cash flow Depreciation and amortisation Stock-based compensation Capital expenditure Investing cash flow Financing cash flow Dividends paid Buybacks
  • Revenue
  • Gross profit
  • Net income
Revenue, Gross profit, Net income by fiscal year, in US dollars The same figures are in the table below this chart. 0 250M 500M 750M 1B Revenue, FY2016: 120.5M Net income, FY2016: 40.6M Revenue, FY2017: 169.6M Net income, FY2017: 52.4M Revenue, FY2018: 239.6M Net income, FY2018: 80.2M Revenue, FY2019: 282.5M Net income, FY2019: 83.8M Revenue, FY2020: 314.6M Net income, FY2020: 63.6M Revenue, FY2021: 385M Net income, FY2021: 190.3M Revenue, FY2022: 481.4M Net income, FY2022: 124.6M Revenue, FY2023: 678.4M Net income, FY2023: 120.2M Revenue, FY2024: 725.5M Net income, FY2024: 116M Revenue, FY2025: 833.9M Net income, FY2025: 122.6M FY2016 FY2017 FY2018 FY2019 FY2020 FY2021 FY2022 FY2023 FY2024 FY2025
Fiscal year FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue $120.5M $169.6M $239.6M $282.5M $314.6M $385.0M $481.4M $678.4M $725.5M $833.9M
Gross profit — — — — — — — — — —
Net income $40.6M $52.4M $80.2M $83.8M $63.6M $190.3M $124.6M $120.2M $116.0M $122.6M

Recent filings and events

  • Regulation FD disclosure Something the company told the market and had to tell everyone at once - usually a slide deck or a press release. Item 7.01
  • Results announced The quarterly or annual earnings release. Arrives four times a year from almost every company here. Item 2.02
  • Regulation FD disclosure Item 7.01
  • Shareholder vote The results of the annual meeting or a special vote. Item 5.07
  • Regulation FD disclosure Item 7.01
  • Regulation FD disclosure Item 7.01
  • Other event The catch-all. The company chose to disclose something that fits no other item, so the content is whatever it says it is. Item 8.01
  • Results announced Item 2.02
  • Regulation FD disclosure Item 7.01
  • Annual report filed A new 10-K. The figures and the business description on this site come from it. Form 10-K
  • Regulation FD disclosure Item 7.01
  • Officer or director change Someone at the top arrived or left. The item covers everything from a board retirement to a chief executive being removed, and only the filing itself says which. Item 5.02

Item numbers are Form 8-K's own, and a filing date is up to four business days after the thing it reports. The same feed across the whole market.

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