FB Financial Corp FBK
Last close
56.99
2026-09-04
Market cap
$2.85B
2026-06-30 share count
52-week range
49.24 - 62.66
Valuation FY2025 figures against the last close
P/S3.4x
P/E23.3x
P/FCF19.4x
EV/EBITDA—
Dividend yield1.3%
Diluted EPS2.45
Annual financial statements
Income statement
| Fiscal year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $833.9M | $725.5M | $678.4M | $481.4M | $385.0M | $314.6M | $282.5M | $239.6M | $169.6M | $120.5M |
| Interest expense | $516.1M | $416.5M | $407.2M | $412.2M | $37.6M | $49.0M | $56.5M | $35.5M | $16.3M | $9.5M |
| Pre-tax income | $138.5M | $146.7M | $150.3M | $159.6M | $243.1M | $82.5M | $109.5M | $105.9M | $73.5M | $62.3M |
| Income tax | $15.9M | $30.6M | $30.1M | $35.0M | $52.8M | $18.8M | $25.7M | $25.6M | $21.1M | $21.7M |
| Net income | $122.6M | $116.0M | $120.2M | $124.6M | $190.3M | $63.6M | $83.8M | $80.2M | $52.4M | $40.6M |
| EPS, basic | 2.47 | 2.48 | 2.57 | 2.64 | 4.01 | 1.69 | 2.70 | 2.60 | 1.90 | 2.12 |
| EPS, diluted | 2.45 | 2.48 | 2.57 | 2.64 | 3.97 | 1.67 | 2.65 | 2.55 | 1.86 | 2.10 |
| Shares, diluted (wtd. avg.) | $50.1M | $46.9M | $46.8M | $47.2M | $48.0M | $38.1M | $31.4M | $31.3M | $28.2M | $19.3M |
Balance sheet
| Fiscal year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash and equivalents | $1.16B | $1.04B | $810.9M | $1.03B | $1.80B | $1.32B | $232.7M | $125.4M | $119.8M | $136.3M |
| Property, plant and equipment | — | — | — | — | — | — | $90.1M | $86.9M | $81.6M | $66.7M |
| Goodwill | $350.4M | $242.6M | $242.6M | $242.6M | $242.6M | $242.6M | $169.1M | $137.2M | $137.2M | $46.9M |
| Other intangibles | $31.3M | $5.8M | $8.7M | $12.4M | $17.0M | $22.4M | $17.6M | $11.6M | $14.9M | $4.6M |
| Total assets | $16.30B | $13.16B | $12.60B | $12.85B | $12.60B | $11.21B | $6.12B | $5.14B | $4.73B | $3.28B |
| Short-term debt | — | — | — | — | — | — | $0 | $0 | $0 | $150.0M |
| Long-term debt | $212.8M | $176.8M | $391.0M | $415.7M | $171.8M | $238.3M | $304.7M | — | $143.3M | $44.9M |
| Total liabilities | $14.35B | $11.59B | $11.15B | $11.52B | $11.16B | $9.92B | $5.36B | $4.46B | $4.13B | $2.95B |
| Retained earnings | $846.6M | $762.3M | $678.4M | $586.5M | $486.7M | $317.6M | $293.5M | $221.2M | $147.4M | $93.8M |
| Total equity | $1.95B | $1.57B | $1.45B | $1.33B | $1.43B | $1.29B | $762.3M | $671.9M | $596.7M | $330.5M |
Cash flow
| Fiscal year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $155.9M | $138.8M | $211.1M | $799.7M | $54.9M | -$270.0M | $63.9M | $212.2M | $37.6M | -$245.2M |
| Depreciation and amortisation | $12.1M | $12.0M | $11.2M | $8.0M | $8.4M | $7.5M | $5.2M | $4.3M | $4.3M | — |
| Stock-based compensation | $17.3M | $9.5M | $10.4M | $9.9M | $10.3M | $10.2M | $7.1M | $7.2M | $6.8M | $4.7M |
| Capital expenditure | $8.8M | $6.5M | $20.2M | $10.6M | $6.1M | $5.9M | $6.8M | $10.1M | $4.5M | $4.8M |
| Investing cash flow | -$32.5M | -$294.0M | -$55.2M | -$1.75B | -$849.6M | $310.1M | -$182.9M | -$586.5M | -$267.2M | -$32.7M |
| Financing cash flow | -$10.0M | $386.8M | -$372.0M | $183.7M | $1.27B | $1.05B | $226.3M | $379.9M | $213.0M | $316.5M |
| Dividends paid | $37.9M | $31.8M | $28.1M | $24.5M | $20.9M | $14.2M | $10.0M | $6.1M | $0 | $69.3M |
| Buybacks | $155.9M | $12.7M | $4.9M | $40.0M | $7.6M | $0 | $0 | $491.8M | $241.4M | — |
Figures as tagged in each year's own filing, in US dollars. A year restated by a later filing shows the restated figure. Capital expenditure, dividends and buybacks are cash out, shown positive. A line the filer does not report is not listed. Latest from accession 0001649749-26-000027.
Others in SIC 6022
| Ticker | Company | Market cap | P/E | Revenue growth |
|---|---|---|---|---|
| BNY | Bank of New York Mellon Corp | $111.84B | 22.3x | 7.8% |
| STT | STATE STREET CORP | $53.36B | 20.7x | 7.3% |
| FITB | FIFTH THIRD BANCORP | $49.76B | 15.5x | -5.0% |
| MTB | M&T BANK CORP | $34.64B | 14.1x | 7.5% |
| NTRS | NORTHERN TRUST CORP | $34.15B | 21.4x | 6.1% |
| CFG | CITIZENS FINANCIAL GROUP INC/RI | $29.81B | 18.3x | 6.7% |
| FCNCA | FIRST CITIZENS BANCSHARES INC /DE/ | $25.48B | 13.4x | -2.2% |
| EWBC | EAST WEST BANCORP INC | $17.92B | 13.7x | 2.4% |