Esquire Financial Holdings, Inc. ESQ
Last close
118.96
2026-09-04
Market cap
$1.44B
2026-06-30 share count
52-week range
92.10 - 134.81
Valuation FY2025 figures against the last close
P/S10.3x
P/E20.3x
P/FCF25.4x
EV/EBITDA—
Dividend yield0.4%
Diluted EPS5.87
Annual financial statements
Income statement
| Fiscal year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $139.4M | $113.4M | $91.9M | $61.0M | $44.5M | $38.6M | $36.7M | $29.0M | $20.4M | $16.2M |
| Interest expense | $121.5M | $99.9M | $83.8M | $59.3M | $828.0K | $1.2M | $2.5M | $1.2M | $538.0K | $511.0K |
| Pre-tax income | $65.7M | $59.3M | $55.9M | $38.8M | $22.7M | $17.2M | $19.1M | $11.9M | $7.0M | $4.6M |
| Income tax | $14.8M | $15.6M | $14.9M | $10.3M | $4.8M | $4.5M | $5.0M | $3.2M | $3.4M | $1.8M |
| Net income | $50.8M | $43.7M | $41.0M | $28.5M | $17.9M | $12.6M | $14.1M | $8.7M | $3.6M | $2.8M |
| EPS, basic | 6.30 | 5.58 | 5.31 | 3.73 | 2.40 | 1.70 | 1.91 | 1.18 | 0.59 | 0.56 |
| EPS, diluted | 5.87 | 5.14 | 4.91 | 3.47 | 2.26 | 1.65 | 1.82 | 1.13 | 0.58 | 0.55 |
| Shares, diluted (wtd. avg.) | 8.7M | 8.5M | 8.3M | 8.2M | 7.9M | 7.6M | 7.8M | 7.7M | 6.2M | 5.0M |
Balance sheet
| Fiscal year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash and equivalents | $235.9M | $126.3M | $165.2M | $164.1M | $149.2M | $65.2M | $61.8M | $30.6M | $43.1M | $43.0M |
| Property, plant and equipment | $4.4M | $2.4M | $2.6M | $2.7M | $3.3M | $3.0M | $2.8M | $2.7M | $2.5M | $2.8M |
| Total assets | $2.37B | $1.89B | $1.62B | $1.40B | $1.18B | $936.7M | $798.0M | $663.9M | $533.6M | $424.8M |
| Total liabilities | $2.08B | $1.66B | $1.42B | $1.24B | $1.04B | $810.6M | $686.9M | $571.1M | $450.2M | $372.6M |
| Retained earnings | $197.8M | $152.9M | $114.3M | $77.7M | $51.5M | $33.5M | $20.9M | $6.8M | -$2.0M | -$5.8M |
| Total equity | $289.6M | $237.1M | $198.6M | $157.6M | $143.7M | $126.1M | $111.1M | $92.8M | $83.4M | $52.2M |
Cash flow
| Fiscal year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $59.8M | $42.2M | $42.4M | $38.8M | $30.1M | $15.6M | $16.3M | $10.1M | $4.0M | $6.3M |
| Depreciation and amortisation | $1.2M | $880.0K | $707.0K | $703.0K | $687.0K | $568.0K | $506.0K | $421.0K | $411.0K | $411.0K |
| Capital expenditure | $3.2M | $714.0K | $605.0K | $73.0K | $1.0M | $750.0K | $647.0K | $569.0K | $190.0K | $2.7M |
| Investing cash flow | -$362.1M | -$308.3M | -$215.4M | -$221.5M | -$170.5M | -$135.4M | -$97.3M | -$142.7M | -$108.8M | -$65.6M |
| Financing cash flow | $411.8M | $227.2M | $174.1M | $197.7M | $224.4M | $123.2M | $112.2M | $120.1M | $104.9M | $69.1M |
| Dividends paid | $5.9M | $4.8M | $3.7M | $2.1M | — | — | — | — | — | — |
| Buybacks | — | — | $286.0K | — | — | $567.0K | — | — | — | — |
Figures as tagged in each year's own filing, in US dollars. A year restated by a later filing shows the restated figure. Capital expenditure, dividends and buybacks are cash out, shown positive. A line the filer does not report is not listed. Latest from accession 0001104659-26-027706.
Plot the figures US dollars
Income statement
Revenue
Cost of revenue
Gross profit
R&D
SG&A
Total operating expenses
Operating income
Interest expense
Pre-tax income
Income tax
Net income
EPS, basic
EPS, diluted
Shares, diluted (wtd. avg.)
- Total current liabilities
- Total current assets
- Depreciation and amortisation
- Total operating expenses
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Total current liabilities | — | — | — | — | — | — | — | — | — | — |
| Total current assets | — | — | — | — | — | — | — | — | — | — |
| Depreciation and amortisation | $411.0K | $411.0K | $421.0K | $506.0K | $568.0K | $687.0K | $703.0K | $707.0K | $880.0K | $1.2M |
| Total operating expenses | — | — | — | — | — | — | — | — | — | — |
Recent filings and events
- Acquisition or disposal completed A purchase or sale of a significant business or asset has closed. Item 2.01
- Officer or director change Someone at the top arrived or left. The item covers everything from a board retirement to a chief executive being removed, and only the filing itself says which. Item 5.02
- Other event The catch-all. The company chose to disclose something that fits no other item, so the content is whatever it says it is. Item 8.01
- Other event Item 8.01
- Results announced The quarterly or annual earnings release. Arrives four times a year from almost every company here. Item 2.02
- Regulation FD disclosure Something the company told the market and had to tell everyone at once - usually a slide deck or a press release. Item 7.01
- Shareholder vote The results of the annual meeting or a special vote. Item 5.07
- Other event Item 8.01
- Other event Item 8.01
- Shareholder vote Item 5.07
- Other event Item 8.01
- Results announced Item 2.02
Item numbers are Form 8-K's own, and a filing date is up to four business days after the thing it reports. The same feed across the whole market.
Others in SIC 6029
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|---|---|---|---|---|
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| INTR | Inter & Co, Inc. | — | — | — |
| BMA | Macro Bank Inc. | — | — | — |
| IFS | Intercorp Financial Services Inc. | — | — | — |
| AVAL | Grupo Aval Acciones Y Valores S.A. | — | — | — |
| KB | KB Financial Group Inc. | — | — | — |
| NTB | Bank of N.T. Butterfield & Son Ltd | — | — | 4.6% |
| VBNK | VersaBank | — | — | — |