EAGLE BANCORP INC EGBN
Eagle Bancorp, Inc. (the "Company"), headquartered in Bethesda, Maryland, was incorporated under the laws of the State of Maryland on October 28, 1997, to serve as the bank holding company for EagleBank (the "Bank"). The Company was formed by a group of local businessmen and professionals with significant prior experience in community banking in the Company's market area, together with an experienced community bank senior management team.
The Bank, a Maryland chartered commercial bank, which is a member of the Federal Reserve System ("Federal Reserve Board," "Federal Reserve" or "FRB"), is the Company's principal operating subsidiary. It commenced banking operations on July 20, 1998. The Bank currently operates twelve branch offices: six in Suburban Maryland; three located in the District of Columbia; and three in Northern Virginia. The Bank also has four lending centers and utilizes various digital capabilities, including remote deposit services and mobile banking services. The Bank maintains its physical presence via branches and lending centers consistent with its strategic plan.
Valuation FY2025 figures against the last close
Annual financial statements
Income statement
| Fiscal year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $604.5M | $687.6M | $625.3M | $424.6M | $364.5M | $390.0M | $429.6M | $393.3M | $324.0M | $285.8M |
| Interest expense | $269.9M | $288.7M | $290.5M | $332.9M | $40.0M | $68.4M | $105.6M | $76.3M | $40.1M | $27.6M |
| Pre-tax income | -$196.2M | -$30.2M | $127.5M | $189.7M | $237.7M | $176.1M | $196.8M | $204.2M | $185.7M | $159.1M |
| Income tax | $58.1M | $16.8M | $27.0M | $48.8M | $61.0M | $43.9M | $53.8M | $51.9M | $85.5M | $61.4M |
| Net income | -$138.1M | -$47.0M | $100.5M | $140.9M | $176.7M | $132.2M | $142.9M | $152.3M | $100.2M | $97.7M |
| EPS, basic | -4.55 | -1.56 | 3.31 | 4.40 | 5.53 | 4.09 | 4.18 | 4.44 | 2.94 | 2.91 |
| EPS, diluted | -4.55 | -1.56 | 3.31 | 4.39 | 5.52 | 4.09 | 4.18 | 4.42 | 2.92 | 2.86 |
| Shares, diluted (wtd. avg.) | 30.3M | 30.2M | 30.4M | 32.1M | 32.0M | 32.4M | 34.2M | 34.4M | 34.3M | 34.2M |
Balance sheet
| Fiscal year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash and equivalents | $695.7M | $633.5M | $722.7M | $311.9M | $1.71B | $1.79B | $242.0M | $321.9M | $190.5M | $368.2M |
| Property, plant and equipment | $12.8M | $7.7M | $10.2M | $13.5M | $14.6M | $13.6M | $14.6M | $16.9M | $21.0M | $20.7M |
| Goodwill | $0 | $0 | $104.2M | $104.2M | $104.2M | $104.2M | $104.2M | $104.2M | $104.2M | $104.2M |
| Other intangibles | — | — | $757.0K | $65.0K | $1.6M | $946.0K | — | — | — | — |
| Total assets | $10.50B | $11.13B | $11.66B | $11.15B | $11.85B | $11.12B | $8.99B | $8.39B | $7.48B | $6.89B |
| Short-term debt | $0 | $490.0M | $1.37B | $1.01B | $323.9M | $326.7M | $281.0M | $30.4M | $401.6M | $401.6M |
| Long-term debt | $76.4M | $76.1M | $0 | $69.8M | $69.7M | $268.1M | $217.7M | $217.3M | $216.9M | $216.5M |
| Total liabilities | $9.37B | $9.90B | $10.39B | $9.92B | $10.50B | $9.88B | $7.80B | $7.28B | $6.53B | $6.05B |
| Retained earnings | $837.6M | $982.3M | $1.06B | $1.02B | $930.1M | $798.1M | $705.1M | $584.5M | $431.5M | $331.3M |
| Total equity | $1.13B | $1.23B | $1.27B | $1.23B | $1.35B | $1.24B | $1.19B | $1.11B | $950.4M | $842.8M |
Cash flow
| Fiscal year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $28.5M | $123.8M | $195.6M | $194.9M | $238.4M | $133.1M | $132.7M | $165.5M | $160.9M | $116.8M |
| Depreciation and amortisation | $2.9M | $3.2M | $3.5M | $3.3M | $5.9M | $4.7M | $6.2M | $7.0M | $6.9M | $6.2M |
| Stock-based compensation | $7.0M | $9.6M | $10.0M | $9.9M | $7.8M | $5.3M | $7.7M | $6.5M | $5.6M | $6.9M |
| Capital expenditure | $7.7M | $326.0K | $70.0K | $2.1M | $5.3M | $2.9M | $2.8M | $1.5M | $5.8M | $7.4M |
| Investing cash flow | $570.4M | $310.7M | -$97.7M | -$927.1M | -$857.9M | -$557.7M | -$637.1M | -$784.8M | -$810.4M | -$751.0M |
| Financing cash flow | -$536.7M | -$523.7M | $312.9M | -$670.2M | $544.7M | $1.97B | $424.6M | $750.7M | $471.8M | $703.9M |
| Dividends paid | $15.3M | $45.6M | $55.0M | $55.8M | $44.7M | $28.3M | $22.3M | $0 | — | — |
| Buybacks | $0 | $0 | $48.0M | $33.1M | $682.0K | $61.4M | $54.9M | $0 | — | — |
Figures as tagged in each year's own filing, in US dollars. A year restated by a later filing shows the restated figure. Capital expenditure, dividends and buybacks are cash out, shown positive. A line the filer does not report is not listed. Latest from accession 0001050441-26-000021.
Plot the figures US dollars
- Revenue
- Gross profit
- Net income
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $285.8M | $324.0M | $393.3M | $429.6M | $390.0M | $364.5M | $424.6M | $625.3M | $687.6M | $604.5M |
| Gross profit | — | — | — | — | — | — | — | — | — | — |
| Net income | $97.7M | $100.2M | $152.3M | $142.9M | $132.2M | $176.7M | $140.9M | $100.5M | -$47.0M | -$138.1M |
Recent filings and events
- Results announced The quarterly or annual earnings release. Arrives four times a year from almost every company here. Item 2.02
- Regulation FD disclosure Something the company told the market and had to tell everyone at once - usually a slide deck or a press release. Item 7.01
- Officer or director change Someone at the top arrived or left. The item covers everything from a board retirement to a chief executive being removed, and only the filing itself says which. Item 5.02
- Other event The catch-all. The company chose to disclose something that fits no other item, so the content is whatever it says it is. Item 8.01
- Shareholder vote The results of the annual meeting or a special vote. Item 5.07
- Officer or director change Item 5.02
- Regulation FD disclosure Item 7.01
- Results announced Item 2.02
- Regulation FD disclosure Item 7.01
- Officer or director change Item 5.02
- Annual report filed A new 10-K. The figures and the business description on this site come from it. Form 10-K
- Officer or director change Item 5.02
Item numbers are Form 8-K's own, and a filing date is up to four business days after the thing it reports. The same feed across the whole market.
Others in SIC 6022
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| CFG | CITIZENS FINANCIAL GROUP INC/RI | $27.44B | 16.9x | 6.7% |
| FCNCA | FIRST CITIZENS BANCSHARES INC /DE/ | $27.41B | 14.4x | -2.2% |
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