ENTERPRISE FINANCIAL SERVICES CORP EFSC

Financials SIC 6022 - State Commercial Banks NAICS Finance and Insurance › Credit Intermediation and Related Activities › Depository Credit Intermediation › Commercial Banking derived Nasdaq

Enterprise Financial Services Corp, headquartered in Clayton, Missouri, is a financial holding company incorporated under Delaware law in December 1994. EFSC is the holding company for Enterprise Bank & Trust, a full-service financial institution offering banking and wealth management services to individuals and corporate clients primarily located in Arizona, California, Florida, Kansas, Missouri, Nevada, and New Mexico, in addition to loan and deposit production offices throughout the United States. Our executive offices are located at 150 North Meramec Avenue, Clayton, Missouri 63105, and our telephone number is (314) 725-5500.

Our stated mission is "Guiding people to a lifetime of financial success." We have established an accompanying corporate vision, "To be a company where our associates are proud to work, that delivers ease of navigation to our clients and value to our investors, while helping our communities flourish." These tenets are fundamental to our business strategies and operations.

Last close 61.35 2026-10-23
Market cap $2.22B 2026-06-30 share count
52-week range 51.18 - 68.73

Valuation FY2025 figures against the last close

P/S2.5x
P/E11.6x
P/FCF12.2x
EV/EBITDA—
Dividend yield2.0%
Diluted EPS5.31

Annual financial statements

Income statement

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Revenue $888.4M$851.1M$764.9M$515.1M$383.2M$304.8M$305.1M$237.8M$202.5M$149.2M
Interest expense $626.7M$568.1M$562.6M$41.2M$23.0M$34.8M$66.4M$45.9M$25.2M$13.7M
Pre-tax income $283.7M$231.2M$246.5M$259.5M$168.6M$91.9M$116.0M$104.6M$86.5M$74.8M
Income tax $82.3M$46.0M$52.5M$56.4M$35.6M$17.6M$23.3M$15.4M$38.3M$26.0M
Net income $201.4M$185.3M$194.1M$203.0M$133.1M$74.4M$92.7M$89.2M$48.2M$48.8M
EPS, basic 5.344.865.095.323.862.763.563.862.102.44
EPS, diluted 5.314.835.075.313.862.763.553.832.072.41
Shares, diluted (wtd. avg.) 37.2M37.6M37.5M37.5M34.5M27.0M26.2M23.3M23.2M20.3M

Balance sheet

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Cash and equivalents $681.9M$764.2M$433.0M$291.4M$2.02B$537.7M$167.3M$196.6M$153.3M$198.8M
Property, plant and equipment $59.0M$45.0M$42.7M$43.0M$47.9M$53.2M$60.0M$32.1M$32.6M$14.9M
Goodwill $417.0M$365.2M$365.2M$365.2M$365.2M$260.6M$210.3M$117.3M$117.3M$30.3M
Other intangibles $21.2M$8.5M$12.3M$16.9M$22.3M$23.1M$26.1M$8.6M$11.1M$2.2M
Total assets $17.30B$15.60B$14.52B$13.05B$13.54B$9.75B$7.33B$5.65B$5.29B$4.08B
Total liabilities $15.26B$13.77B$12.80B$11.53B$12.01B$8.67B$6.47B$5.04B$4.74B$3.69B
Retained earnings $1.02B$877.6M$749.5M$597.6M$492.7M$417.2M$380.7M$304.6M$225.4M$182.2M
Total equity $2.04B$1.82B$1.72B$1.52B$1.53B$1.08B$867.2M$603.8M$548.6M$387.1M

Cash flow

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Operating cash flow $193.5M$247.4M$268.2M$216.6M$160.6M$135.5M$92.5M$108.8M$45.8M$82.5M
Depreciation and amortisation $6.8M$5.1M$5.1M$5.6M$6.1M$6.2M$5.7M$3.5M$3.3M$2.4M
Stock-based compensation $13.5M$10.9M$10.1M$8.0M$6.0M$4.2M$4.0M$3.5M$3.4M$3.4M
Capital expenditure $12.0M$7.5M$6.6M$1.9M$2.5M$2.3M$6.3M$3.0M$2.5M$2.5M
Investing cash flow -$1.08B-$796.9M-$1.31B-$1.38B-$23.1M-$702.8M-$378.5M-$331.6M-$312.4M-$358.1M
Financing cash flow $803.2M$880.6M$1.18B-$563.2M$1.35B$937.8M$256.8M$266.0M$221.2M$380.2M
Dividends paid $45.1M$39.5M$37.4M$33.6M$26.2M$19.8M$16.6M$10.8M$10.2M$8.2M
Buybacks $14.1M$29.6M$0$32.9M$60.6M$15.3M$15.5M$19.4M$16.6M$4.9M

Figures as tagged in each year's own filing, in US dollars. A year restated by a later filing shows the restated figure. Capital expenditure, dividends and buybacks are cash out, shown positive. A line the filer does not report is not listed. Latest from accession 0001025835-26-000058.

Plot the figures US dollars

Income statement Revenue Cost of revenue Gross profit R&D SG&A Total operating expenses Operating income Interest expense Pre-tax income Income tax Net income EPS, basic EPS, diluted Shares, diluted (wtd. avg.)
Balance sheet Cash and equivalents Short-term investments Receivables Inventory Total current assets Property, plant and equipment Goodwill Other intangibles Total assets Accounts payable Short-term debt Total current liabilities Long-term debt Total liabilities Retained earnings Total equity
Cash flow Operating cash flow Depreciation and amortisation Stock-based compensation Capital expenditure Investing cash flow Financing cash flow Dividends paid Buybacks
  • Revenue
  • Gross profit
  • Net income
Revenue, Gross profit, Net income by fiscal year, in US dollars The same figures are in the table below this chart. 0 250M 500M 750M 1B Revenue, FY2016: 149.2M Net income, FY2016: 48.8M Revenue, FY2017: 202.5M Net income, FY2017: 48.2M Revenue, FY2018: 237.8M Net income, FY2018: 89.2M Revenue, FY2019: 305.1M Net income, FY2019: 92.7M Revenue, FY2020: 304.8M Net income, FY2020: 74.4M Revenue, FY2021: 383.2M Net income, FY2021: 133.1M Revenue, FY2022: 515.1M Net income, FY2022: 203M Revenue, FY2023: 764.9M Net income, FY2023: 194.1M Revenue, FY2024: 851.1M Net income, FY2024: 185.3M Revenue, FY2025: 888.4M Net income, FY2025: 201.4M FY2016 FY2017 FY2018 FY2019 FY2020 FY2021 FY2022 FY2023 FY2024 FY2025
Fiscal year FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue $149.2M $202.5M $237.8M $305.1M $304.8M $383.2M $515.1M $764.9M $851.1M $888.4M
Gross profit — — — — — — — — — —
Net income $48.8M $48.2M $89.2M $92.7M $74.4M $133.1M $203.0M $194.1M $185.3M $201.4M

Recent filings and events

  • Officer or director change Someone at the top arrived or left. The item covers everything from a board retirement to a chief executive being removed, and only the filing itself says which. Item 5.02
  • Regulation FD disclosure Something the company told the market and had to tell everyone at once - usually a slide deck or a press release. Item 7.01
  • Results announced The quarterly or annual earnings release. Arrives four times a year from almost every company here. Item 2.02
  • Other event The catch-all. The company chose to disclose something that fits no other item, so the content is whatever it says it is. Item 8.01
  • Material agreement signed The company entered an agreement outside the ordinary course of business - a large contract, a credit facility, a merger agreement. Item 1.01
  • New debt or obligation The company has taken on debt or a comparable obligation. Item 2.03
  • Other event Item 8.01
  • Shareholder vote The results of the annual meeting or a special vote. Item 5.07
  • Regulation FD disclosure Item 7.01
  • Results announced Item 2.02
  • Other event Item 8.01
  • Annual report filed A new 10-K. The figures and the business description on this site come from it. Form 10-K

Item numbers are Form 8-K's own, and a filing date is up to four business days after the thing it reports. The same feed across the whole market.

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