CAPITAL CITY BANK GROUP INC CCBG
incorporated under Florida law on December 13, 1982, to acquire five national banks
statements.
holding companies headquartered in Florida and has approximately $4.
billion in assets.
Last close
51.84
2026-09-04
Market cap
$886.5M
2026-03-31 share count
52-week range
38.27 - 53.60
Valuation FY2025 figures against the last close
P/S4.3x
P/E14.4x
P/FCF11.1x
EV/EBITDA—
Dividend yield1.9%
Diluted EPS3.60
Annual financial statements
Income statement
| Fiscal year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $204.4M | $194.7M | $181.1M | $131.9M | $106.4M | $106.2M | $112.8M | $99.4M | $86.9M | $81.2M |
| Interest expense | $171.6M | $158.9M | $159.0M | $125.0M | $3.5M | $4.9M | $9.5M | $6.9M | $3.9M | $3.2M |
| Pre-tax income | $81.7M | $65.6M | $63.9M | $41.1M | $49.5M | $52.9M | $40.8M | $29.6M | $23.1M | $17.6M |
| Income tax | $20.2M | $13.9M | $13.0M | $7.8M | $9.8M | $10.2M | $10.0M | $3.4M | $12.2M | $5.9M |
| Net income | $61.6M | $52.9M | $52.3M | $33.4M | $33.4M | $31.6M | $30.8M | $26.2M | $10.9M | $11.7M |
| EPS, basic | 3.61 | 3.12 | 3.08 | 1.97 | 1.98 | 1.88 | 1.84 | 1.54 | 0.64 | 0.69 |
| EPS, diluted | 3.60 | 3.12 | 3.07 | 1.97 | 1.98 | 1.88 | 1.83 | 1.54 | 0.64 | 0.69 |
| Shares, diluted (wtd. avg.) | $17.1M | $17.0M | $17.0M | $17.0M | $16.9M | $16.8M | $16.8M | $17.1M | $17.0M | $17.1M |
Balance sheet
| Fiscal year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash and equivalents | $530.0M | $391.9M | $312.1M | $600.6M | $1.04B | $928.5M | $378.4M | $62.0M | $58.4M | $48.3M |
| Property, plant and equipment | $79.5M | $82.0M | $81.3M | $82.1M | $83.4M | $86.8M | $84.5M | $87.2M | $91.7M | $95.5M |
| Goodwill | $89.1M | $91.8M | $91.8M | $91.8M | $91.8M | $89.1M | $84.8M | $84.8M | $84.8M | $84.8M |
| Total assets | $4.39B | $4.32B | $4.30B | $4.52B | $4.26B | $3.80B | $3.09B | $2.96B | $2.90B | $2.85B |
| Short-term debt | $50.1M | $28.3M | $35.3M | $56.8M | $34.6M | $79.7M | $6.4M | $13.5M | $7.5M | $12.7M |
| Long-term debt | — | — | $314.0K | $513.0K | $884.0K | $3.1M | $6.5M | $8.6M | $14.0M | $14.9M |
| Total liabilities | $3.83B | $3.83B | $3.86B | $4.12B | $3.87B | $3.46B | $2.76B | $2.66B | $2.61B | $2.57B |
| Retained earnings | $508.4M | $463.9M | $426.3M | $387.0M | $364.8M | $332.5M | $322.9M | $300.2M | $279.4M | $267.0M |
| Total equity | $552.9M | $495.3M | $440.6M | $387.3M | $383.2M | $320.8M | $327.0M | $302.6M | $284.2M | $275.2M |
Cash flow
| Fiscal year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $87.6M | $63.6M | $54.8M | $92.7M | $122.2M | -$48.6M | $53.7M | $34.6M | $38.8M | $22.6M |
| Stock-based compensation | $2.3M | $1.8M | $1.2M | $1.6M | $843.0K | $892.0K | $1.6M | $1.4M | $1.5M | $1.3M |
| Capital expenditure | $7.6M | $8.7M | $7.0M | $6.3M | $5.2M | $9.7M | $3.8M | $1.5M | $4.0M | $4.5M |
| Investing cash flow | $64.4M | $68.4M | -$68.5M | -$765.8M | -$454.0M | -$32.6M | -$46.9M | -$94.0M | -$97.5M | -$137.4M |
| Financing cash flow | -$13.9M | -$52.1M | -$274.8M | $238.4M | $438.6M | $631.3M | $95.6M | $50.0M | $48.1M | $31.9M |
| Dividends paid | $17.1M | $14.9M | $12.9M | $11.2M | $10.5M | $9.6M | $8.0M | $5.5M | $4.1M | $2.9M |
| Buybacks | $0 | $2.3M | $3.7M | $0 | $0 | $2.0M | $1.8M | $8.0M | $0 | $6.3M |
Figures as tagged in each year's own filing, in US dollars. A year restated by a later filing shows the restated figure. Capital expenditure, dividends and buybacks are cash out, shown positive. A line the filer does not report is not listed. Latest from accession 0000726601-26-000007.
Others in SIC 6022
| Ticker | Company | Market cap | P/E | Revenue growth |
|---|---|---|---|---|
| BNY | Bank of New York Mellon Corp | $111.84B | 22.3x | 7.8% |
| STT | STATE STREET CORP | $53.36B | 20.7x | 7.3% |
| FITB | FIFTH THIRD BANCORP | $49.76B | 15.5x | -5.0% |
| MTB | M&T BANK CORP | $34.64B | 14.1x | 7.5% |
| NTRS | NORTHERN TRUST CORP | $34.15B | 21.4x | 6.1% |
| CFG | CITIZENS FINANCIAL GROUP INC/RI | $29.81B | 18.3x | 6.7% |
| FCNCA | FIRST CITIZENS BANCSHARES INC /DE/ | $25.48B | 13.4x | -2.2% |
| EWBC | EAST WEST BANCORP INC | $17.92B | 13.7x | 2.4% |