CAPITAL CITY BANK GROUP INC CCBG

Financials SIC 6022 - State Commercial Banks NAICS Finance and Insurance › Credit Intermediation and Related Activities › Depository Credit Intermediation › Commercial Banking derived Nasdaq

incorporated under Florida law on December 13, 1982, to acquire five national banks

statements.

holding companies headquartered in Florida and has approximately $4.

billion in assets.

Last close 50.53 2026-10-23
Market cap $864.1M 2026-03-31 share count
52-week range 38.55 - 53.60

Valuation FY2025 figures against the last close

P/S4.2x
P/E14.0x
P/FCF10.8x
EV/EBITDA—
Dividend yield2.0%
Diluted EPS3.60

Annual financial statements

Income statement

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Revenue $204.4M$194.7M$181.1M$131.9M$106.4M$106.2M$112.8M$99.4M$86.9M$81.2M
Interest expense $171.6M$158.9M$159.0M$125.0M$3.5M$4.9M$9.5M$6.9M$3.9M$3.2M
Pre-tax income $81.7M$65.6M$63.9M$41.1M$49.5M$52.9M$40.8M$29.6M$23.1M$17.6M
Income tax $20.2M$13.9M$13.0M$7.8M$9.8M$10.2M$10.0M$3.4M$12.2M$5.9M
Net income $61.6M$52.9M$52.3M$33.4M$33.4M$31.6M$30.8M$26.2M$10.9M$11.7M
EPS, basic 3.613.123.081.971.981.881.841.540.640.69
EPS, diluted 3.603.123.071.971.981.881.831.540.640.69
Shares, diluted (wtd. avg.) 17.1M17.0M17.0M17.0M16.9M16.8M16.8M17.1M17.0M17.1M

Balance sheet

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Cash and equivalents $530.0M$391.9M$312.1M$600.6M$1.04B$928.5M$378.4M$62.0M$58.4M$48.3M
Property, plant and equipment $79.5M$82.0M$81.3M$82.1M$83.4M$86.8M$84.5M$87.2M$91.7M$95.5M
Goodwill $89.1M$91.8M$91.8M$91.8M$91.8M$89.1M$84.8M$84.8M$84.8M$84.8M
Total assets $4.39B$4.32B$4.30B$4.52B$4.26B$3.80B$3.09B$2.96B$2.90B$2.85B
Short-term debt $50.1M$28.3M$35.3M$56.8M$34.6M$79.7M$6.4M$13.5M$7.5M$12.7M
Long-term debt ——$314.0K$513.0K$884.0K$3.1M$6.5M$8.6M$14.0M$14.9M
Total liabilities $3.83B$3.83B$3.86B$4.12B$3.87B$3.46B$2.76B$2.66B$2.61B$2.57B
Retained earnings $508.4M$463.9M$426.3M$387.0M$364.8M$332.5M$322.9M$300.2M$279.4M$267.0M
Total equity $552.9M$495.3M$440.6M$387.3M$383.2M$320.8M$327.0M$302.6M$284.2M$275.2M

Cash flow

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Operating cash flow $87.6M$63.6M$54.8M$92.7M$122.2M-$48.6M$53.7M$34.6M$38.8M$22.6M
Stock-based compensation $2.3M$1.8M$1.2M$1.6M$843.0K$892.0K$1.6M$1.4M$1.5M$1.3M
Capital expenditure $7.6M$8.7M$7.0M$6.3M$5.2M$9.7M$3.8M$1.5M$4.0M$4.5M
Investing cash flow $64.4M$68.4M-$68.5M-$765.8M-$454.0M-$32.6M-$46.9M-$94.0M-$97.5M-$137.4M
Financing cash flow -$13.9M-$52.1M-$274.8M$238.4M$438.6M$631.3M$95.6M$50.0M$48.1M$31.9M
Dividends paid $17.1M$14.9M$12.9M$11.2M$10.5M$9.6M$8.0M$5.5M$4.1M$2.9M
Buybacks $0$2.3M$3.7M$0$0$2.0M$1.8M$8.0M$0$6.3M

Figures as tagged in each year's own filing, in US dollars. A year restated by a later filing shows the restated figure. Capital expenditure, dividends and buybacks are cash out, shown positive. A line the filer does not report is not listed. Latest from accession 0000726601-26-000007.

Plot the figures US dollars

Income statement Revenue Cost of revenue Gross profit R&D SG&A Total operating expenses Operating income Interest expense Pre-tax income Income tax Net income EPS, basic EPS, diluted Shares, diluted (wtd. avg.)
Balance sheet Cash and equivalents Short-term investments Receivables Inventory Total current assets Property, plant and equipment Goodwill Other intangibles Total assets Accounts payable Short-term debt Total current liabilities Long-term debt Total liabilities Retained earnings Total equity
Cash flow Operating cash flow Depreciation and amortisation Stock-based compensation Capital expenditure Investing cash flow Financing cash flow Dividends paid Buybacks
  • Revenue
  • Gross profit
  • Net income
Revenue, Gross profit, Net income by fiscal year, in US dollars The same figures are in the table below this chart. 0 100M 200M 300M Revenue, FY2016: 81.2M Net income, FY2016: 11.7M Revenue, FY2017: 86.9M Net income, FY2017: 10.9M Revenue, FY2018: 99.4M Net income, FY2018: 26.2M Revenue, FY2019: 112.8M Net income, FY2019: 30.8M Revenue, FY2020: 106.2M Net income, FY2020: 31.6M Revenue, FY2021: 106.4M Net income, FY2021: 33.4M Revenue, FY2022: 131.9M Net income, FY2022: 33.4M Revenue, FY2023: 181.1M Net income, FY2023: 52.3M Revenue, FY2024: 194.7M Net income, FY2024: 52.9M Revenue, FY2025: 204.4M Net income, FY2025: 61.6M FY2016 FY2017 FY2018 FY2019 FY2020 FY2021 FY2022 FY2023 FY2024 FY2025
Fiscal year FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue $81.2M $86.9M $99.4M $112.8M $106.2M $106.4M $131.9M $181.1M $194.7M $204.4M
Gross profit — — — — — — — — — —
Net income $11.7M $10.9M $26.2M $30.8M $31.6M $33.4M $33.4M $52.3M $52.9M $61.6M

Recent filings and events

  • Regulation FD disclosure Something the company told the market and had to tell everyone at once - usually a slide deck or a press release. Item 7.01
  • Results announced The quarterly or annual earnings release. Arrives four times a year from almost every company here. Item 2.02
  • Regulation FD disclosure Item 7.01
  • Shareholder vote The results of the annual meeting or a special vote. Item 5.07
  • Results announced Item 2.02
  • Annual report filed A new 10-K. The figures and the business description on this site come from it. Form 10-K
  • Regulation FD disclosure Item 7.01
  • Results announced Item 2.02
  • Regulation FD disclosure Item 7.01
  • Results announced Item 2.02
  • Regulation FD disclosure Item 7.01
  • Results announced Item 2.02

Item numbers are Form 8-K's own, and a filing date is up to four business days after the thing it reports. The same feed across the whole market.

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