Central Bancompany, Inc. CBC
We are a bank holding company headquartered in Jefferson City, Missouri. As of December 31, 2025, we had total consolidated balance sheet assets of $20.75 billion and wealth assets under advice of $16.0 billion. Through our full-service community banking subsidiary, The Central Trust Bank, we provide a comprehensive suite of consumer, commercial and wealth management products and services to our communities, which are primarily located in Missouri, Kansas, Oklahoma and Colorado. As of December 31, 2025, we operated 155 full-service branch locations, with a consolidated weighted average deposit market share of approximately 24%. Our business model is designed to serve the holistic financial services needs of businesses, individuals, agencies and community organizations within our footprint. Our goal is simple: to provide legendary service to our customers and to be an integral part in the success of our customers and the communities we serve. Our success is driven by our long-term commitment to the markets we serve and our culture of customer service excellence.
Valuation FY2025 figures against the last close
Annual financial statements
Income statement
| Fiscal year | FY2025 | FY2024 | FY2023 |
|---|---|---|---|
| Revenue | $989.9M | $905.0M | — |
| Interest expense | $789.7M | $687.3M | — |
| Pre-tax income | $506.6M | $393.7M | — |
| Income tax | $115.7M | $87.9M | — |
| Net income | $390.9M | $305.8M | — |
| EPS, basic | 1.75 | 1.39 | — |
| EPS, diluted | 1.75 | 1.39 | — |
| Shares, diluted (wtd. avg.) | 222.4M | 220.6M | — |
Balance sheet
| Fiscal year | FY2025 | FY2024 | FY2023 |
|---|---|---|---|
| Cash and equivalents | $2.06B | $1.24B | $1.68B |
| Goodwill | $348.2M | $348.2M | — |
| Other intangibles | $3.4M | $6.7M | — |
| Total assets | $20.75B | $19.24B | — |
| Total liabilities | $16.97B | $16.13B | — |
| Retained earnings | $3.48B | $3.33B | — |
| Total equity | $3.78B | $3.11B | $2.74B |
Cash flow
| Fiscal year | FY2025 | FY2024 | FY2023 |
|---|---|---|---|
| Operating cash flow | $248.2M | $363.3M | — |
| Depreciation and amortisation | $20.0M | $19.2M | — |
| Stock-based compensation | $3.1M | $3.5M | — |
| Capital expenditure | $16.8M | $25.2M | — |
| Investing cash flow | -$463.7M | -$633.9M | — |
| Financing cash flow | $1.04B | -$172.2M | — |
| Dividends paid | $246.5M | $57.5M | — |
| Buybacks | $0 | $12.1M | — |
Figures as tagged in each year's own filing, in US dollars. A year restated by a later filing shows the restated figure. Capital expenditure, dividends and buybacks are cash out, shown positive. A line the filer does not report is not listed. Latest from accession 0001628280-26-021067.
Plot the figures US dollars
- Revenue
- Gross profit
- Net income
| Fiscal year | FY2023 | FY2024 | FY2025 |
|---|---|---|---|
| Revenue | — | $905.0M | $989.9M |
| Gross profit | — | — | — |
| Net income | — | $305.8M | $390.9M |
Recent filings and events
- Results announced The quarterly or annual earnings release. Arrives four times a year from almost every company here. Item 2.02
- Regulation FD disclosure Something the company told the market and had to tell everyone at once - usually a slide deck or a press release. Item 7.01
- Other event The catch-all. The company chose to disclose something that fits no other item, so the content is whatever it says it is. Item 8.01
- Shareholder vote The results of the annual meeting or a special vote. Item 5.07
- Other event Item 8.01
- Results announced Item 2.02
- Regulation FD disclosure Item 7.01
- Annual report filed A new 10-K. The figures and the business description on this site come from it. Form 10-K
- Officer or director change Someone at the top arrived or left. The item covers everything from a board retirement to a chief executive being removed, and only the filing itself says which. Item 5.02
- Other event Item 8.01
- Results announced Item 2.02
- Regulation FD disclosure Item 7.01
Item numbers are Form 8-K's own, and a filing date is up to four business days after the thing it reports. The same feed across the whole market.