BYLINE BANCORP, INC. BY

Financials SIC 6022 - State Commercial Banks NAICS Finance and Insurance › Credit Intermediation and Related Activities › Depository Credit Intermediation › Commercial Banking derived NYSE

Byline Bancorp, Inc., headquartered in Chicago, Illinois, is a bank holding company. We conduct all our business activities through our subsidiary, Byline Bank, a full service commercial bank, and Byline Bank's subsidiaries. The words "the Company," "we," "Byline," "our" and "us" refer to Byline Bancorp, Inc. and its consolidated subsidiaries, unless we indicate otherwise.

As part of our strategic plan, we explore potential opportunities for expansion in our primary and adjacent market areas through organic growth and the acquisition of financial institutions, branches, and non-banking organizations. Our aspiration to be the preeminent commercial bank in Chicago drives our focus on market expansion, deepening client relationships, and fostering a strong-cross sell culture to enhance retention and revenue diversification. We also prioritize process improvement and productivity enhancements, leveraging technology and best practices to improve efficiency, scalability, and the overall customer experience, all with commitment to disciplined oversight and aligned risk practices.

Last close 38.40 2026-10-23
Market cap $1.74B 2026-06-30 share count
52-week range 26.39 - 40.03

Valuation FY2025 figures against the last close

P/S3.0x
P/E13.3x
P/FCF12.7x
EV/EBITDA—
Dividend yield1.0%
Diluted EPS2.89

Annual financial statements

Income statement

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Revenue $572.2M$565.9M$479.5M$301.6M$248.9M$239.2M$264.8M$207.0M$136.8M$98.4M
Interest expense $385.3M$348.0M$330.6M$265.3M$12.5M$24.3M$48.5M$28.3M$13.9M$7.7M
Pre-tax income $173.3M$161.1M$145.7M$114.7M$124.2M$51.7M$77.3M$55.4M$40.8M$5.5M
Income tax $43.2M$40.3M$37.8M$26.7M$31.4M$14.2M$20.3M$14.2M$19.1M$61.2M
Net income $130.1M$120.8M$107.9M$88.0M$92.8M$37.5M$57.0M$41.2M$21.7M$66.7M
EPS, basic 2.902.782.692.372.450.961.511.210.393.31
EPS, diluted 2.892.752.672.342.400.961.481.180.383.27
Shares, diluted (wtd. avg.) 45.1M43.9M40.4M37.5M38.4M38.3M38.0M34.2M27.5M20.4M

Balance sheet

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Cash and equivalents $149.1M$563.1M$226.1M$179.4M$157.9M$83.4M$80.7M$121.9M$58.3M$46.5M
Property, plant and equipment $58.0M$60.5M$66.6M$56.8M$62.5M$86.7M$96.1M$97.7M$95.2M$102.1M
Goodwill $181.9M$181.7M$181.7M$148.4M$148.4M$148.4M$148.4M$128.2M$54.6M$52.0M
Other intangibles $18.7M$16.4M$21.8M$10.5M$17.2M$24.3M$31.9M$33.4M$16.8M—
Total assets $9.65B$9.50B$8.88B$7.36B$6.70B$6.39B$5.52B$4.94B$3.37B$3.30B
Short-term debt $0$11.7M$18.3M$0——————
Total liabilities $8.38B$8.41B$7.89B$6.60B$5.86B$5.59B$4.77B$4.29B$2.91B$2.91B
Retained earnings $645.7M$533.9M$429.0M$335.8M$271.7M$191.1M$159.0M$102.5M$61.3M$50.9M
Total equity $1.27B$1.09B$990.2M$765.8M$836.4M$805.5M$750.1M$650.7M$458.6M$382.7M

Cash flow

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Operating cash flow $140.3M$175.2M$166.1M$220.3M$74.4M$109.0M$29.3M$79.9M$26.9M$4.2M
Depreciation and amortisation $4.6M$5.0M$4.5M$4.3M$6.0M$6.5M$6.4M$5.6M$5.2M$5.1M
Stock-based compensation $9.3M$7.9M$6.7M$5.3M$4.0M$2.6M$1.7M$1.5M$1.5M$899.0K
Capital expenditure $4.0M$4.0M$3.9M$3.6M$2.2M$3.9M$4.3M$2.6M$2.5M$5.9M
Investing cash flow -$223.6M-$330.9M-$336.2M-$819.9M-$236.0M-$886.4M-$250.6M-$369.4M-$61.6M-$301.8M
Financing cash flow -$330.8M$492.8M$217.0M$620.9M$236.1M$780.0M$180.1M$353.0M$46.6M$299.2M
Dividends paid $18.2M$15.8M$14.6M$13.4M$11.3M$5.7M$0———
Buybacks $23.7M$0$0$17.3M$28.9M$1.7M$0———

Figures as tagged in each year's own filing, in US dollars. A year restated by a later filing shows the restated figure. Capital expenditure, dividends and buybacks are cash out, shown positive. A line the filer does not report is not listed. Latest from accession 0001193125-26-162758.

Plot the figures US dollars

Income statement Revenue Cost of revenue Gross profit R&D SG&A Total operating expenses Operating income Interest expense Pre-tax income Income tax Net income EPS, basic EPS, diluted Shares, diluted (wtd. avg.)
Balance sheet Cash and equivalents Short-term investments Receivables Inventory Total current assets Property, plant and equipment Goodwill Other intangibles Total assets Accounts payable Short-term debt Total current liabilities Long-term debt Total liabilities Retained earnings Total equity
Cash flow Operating cash flow Depreciation and amortisation Stock-based compensation Capital expenditure Investing cash flow Financing cash flow Dividends paid Buybacks
  • Revenue
  • Gross profit
  • Net income
Revenue, Gross profit, Net income by fiscal year, in US dollars The same figures are in the table below this chart. 0 200M 400M 600M Revenue, FY2016: 98.4M Net income, FY2016: 66.7M Revenue, FY2017: 136.8M Net income, FY2017: 21.7M Revenue, FY2018: 207M Net income, FY2018: 41.2M Revenue, FY2019: 264.8M Net income, FY2019: 57M Revenue, FY2020: 239.2M Net income, FY2020: 37.5M Revenue, FY2021: 248.9M Net income, FY2021: 92.8M Revenue, FY2022: 301.6M Net income, FY2022: 88M Revenue, FY2023: 479.5M Net income, FY2023: 107.9M Revenue, FY2024: 565.9M Net income, FY2024: 120.8M Revenue, FY2025: 572.2M Net income, FY2025: 130.1M FY2016 FY2017 FY2018 FY2019 FY2020 FY2021 FY2022 FY2023 FY2024 FY2025
Fiscal year FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue $98.4M $136.8M $207.0M $264.8M $239.2M $248.9M $301.6M $479.5M $565.9M $572.2M
Gross profit — — — — — — — — — —
Net income $66.7M $21.7M $41.2M $57.0M $37.5M $92.8M $88.0M $107.9M $120.8M $130.1M

Recent filings and events

  • Results announced The quarterly or annual earnings release. Arrives four times a year from almost every company here. Item 2.02
  • Shareholder vote The results of the annual meeting or a special vote. Item 5.07
  • New debt or obligation The company has taken on debt or a comparable obligation. Item 2.03
  • Results announced Item 2.02
  • Annual report filed A new 10-K. The figures and the business description on this site come from it. Form 10-K
  • Results announced Item 2.02
  • Other event The catch-all. The company chose to disclose something that fits no other item, so the content is whatever it says it is. Item 8.01
  • Results announced Item 2.02
  • Other event Item 8.01
  • Material agreement signed The company entered an agreement outside the ordinary course of business - a large contract, a credit facility, a merger agreement. Item 1.01
  • New debt or obligation Item 2.03
  • Regulation FD disclosure Something the company told the market and had to tell everyone at once - usually a slide deck or a press release. Item 7.01

Item numbers are Form 8-K's own, and a filing date is up to four business days after the thing it reports. The same feed across the whole market.

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