SIERRA BANCORP BSRR

Financials SIC 6022 - State Commercial Banks NAICS Finance and Insurance › Credit Intermediation and Related Activities › Depository Credit Intermediation › Commercial Banking derived Nasdaq

Sierra Bancorp (the "Company") is a California corporation headquartered in Porterville, California, and is a registered bank holding company under federal banking laws. The Company was formed to serve as the holding company for Bank of the Sierra (the "Bank"). The Company has been the Bank's sole shareholder since August 2001. The Company exists primarily for the purpose of holding the stock of the Bank and of such other subsidiaries it may acquire or establish. As of December 31, 2025, the Company's only other subsidiaries were Sierra Statutory Trust II, Sierra Capital Trust III, and Coast Bancorp Statutory Trust II, which were formed solely to facilitate the issuance of capital trust pass-through securities ("TruPS"). Pursuant to the Financial Accounting Standards Board ("FASB") standard on the consolidation of variable interest entities, these trusts are not reflected on a consolidated basis in the financial statements of the Company. References herein to the "Company" include Sierra Bancorp and its consolidated subsidiary, the Bank, unless the context indicates otherwise. At December 31, 2025, the Company had consolidated assets of $3.8 billion (including gross loans of $2.5 billion), liabilities totaling $3.5 billion (including deposits of $2.9 billion), and shareholders' equity of $364.9 million. The Company's liabilities include $36.0 million in debt obligations due to its trust subsidiaries, related to TruPS issued by those entities.

Last close 41.74 2026-10-23
Market cap $541.1M 2026-06-30 share count
52-week range 27.42 - 43.12

Valuation FY2025 figures against the last close

P/S3.2x
P/E13.4x
P/FCF16.8x
EV/EBITDA—
Dividend yield2.5%
Diluted EPS3.11

Annual financial statements

Income statement

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Revenue $171.4M$172.3M$163.1M$121.8M$113.1M$110.2M$110.9M$101.6M$80.9M$68.5M
Interest expense $124.7M$120.0M$112.4M$12.2M$4.0M$5.4M$13.6M$9.2M$5.2M$3.3M
Pre-tax income $56.3M$53.9M$46.5M$44.9M$57.2M$46.5M$47.7M$39.6M$33.2M$26.4M
Income tax $14.0M$13.3M$11.6M$11.3M$14.2M$11.1M$11.8M$9.9M$13.6M$8.8M
Net income $42.3M$40.6M$34.8M$33.7M$43.0M$35.4M$36.0M$29.7M$19.5M$17.6M
EPS, basic 3.142.842.372.252.822.332.351.941.381.30
EPS, diluted 3.112.822.362.242.802.322.331.921.361.29
Shares, diluted (wtd. avg.) 13.6M14.4M14.7M15.0M15.4M15.3M15.4M15.4M14.4M13.7M

Balance sheet

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Cash and equivalents $135.6M$100.7M$78.6M$77.1M$257.5M$71.4M$80.1M$74.1M$70.1M$120.4M
Property, plant and equipment $15.0M$15.4M$16.9M$22.5M$23.6M$27.5M$27.4M$29.5M$29.4M$28.9M
Goodwill $27.4M$27.4M$27.4M$27.4M$27.4M$27.4M$27.4M$27.4M$27.4M$8.3M
Other intangibles $52.0K$618.0K$1.4M$2.3M$3.3M$4.3M$5.4M$6.5M$6.2M$2.8M
Total assets $3.83B$3.61B$3.73B$3.61B$3.37B$3.22B$2.59B$2.52B$2.34B$2.03B
Short-term debt $353.6M$108.9M$387.6M$328.2M$106.9M$182.0M$20.0M$56.1M$21.9M$65.0M
Long-term debt $49.5M$49.4M$49.3M$49.2M$49.1M———$0$0
Total liabilities $3.46B$3.26B$3.39B$3.31B$3.01B$2.88B$2.28B$2.25B$2.08B$1.83B
Retained earnings $280.0M$275.1M$259.1M$243.1M$234.4M$208.4M$186.9M$164.1M$144.2M$132.2M
Total equity $364.9M$357.3M$338.1M$303.6M$362.5M$343.9M$309.3M$273.0M$255.9M$205.9M

Cash flow

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Operating cash flow $33.7M$57.2M$53.2M$33.6M$52.7M$40.0M$46.7M$30.4M$40.7M$15.6M
Depreciation and amortisation -$206.0K-$170.0K-$311.0K-$279.0K-$411.0K-$663.0K-$1.0M-$1.6M-$1.4M$2.6M
Stock-based compensation $2.2M$2.0M$1.7M$1.3M$995.0K$688.0K$490.0K$373.0K$476.0K$188.0K
Capital expenditure $1.5M$1.2M$1.4M$1.3M$371.0K$2.9M$783.0K$3.1M$2.1M$3.6M
Investing cash flow -$183.5M$141.2M-$83.7M-$481.0M$20.6M-$627.3M-$53.3M-$188.2M-$51.7M-$21.3M
Financing cash flow $184.8M-$176.3M$31.9M$267.0M$112.8M$578.6M$12.5M$161.7M-$39.3M$77.6M
Dividends paid $13.7M$13.6M$13.7M$13.9M$13.2M$12.2M$11.3M$9.8M$7.9M$6.5M
Buybacks $31.8M$15.8M$8.9M$5.2M$5.2M$2.6M$2.5M$0$0$2.3M

Figures as tagged in each year's own filing, in US dollars. A year restated by a later filing shows the restated figure. Capital expenditure, dividends and buybacks are cash out, shown positive. A line the filer does not report is not listed. Latest from accession 0001104659-26-040182.

Plot the figures US dollars

Income statement Revenue Cost of revenue Gross profit R&D SG&A Total operating expenses Operating income Interest expense Pre-tax income Income tax Net income EPS, basic EPS, diluted Shares, diluted (wtd. avg.)
Balance sheet Cash and equivalents Short-term investments Receivables Inventory Total current assets Property, plant and equipment Goodwill Other intangibles Total assets Accounts payable Short-term debt Total current liabilities Long-term debt Total liabilities Retained earnings Total equity
Cash flow Operating cash flow Depreciation and amortisation Stock-based compensation Capital expenditure Investing cash flow Financing cash flow Dividends paid Buybacks
  • Revenue
  • Gross profit
  • Net income
Revenue, Gross profit, Net income by fiscal year, in US dollars The same figures are in the table below this chart. 0 50M 100M 150M 200M Revenue, FY2016: 68.5M Net income, FY2016: 17.6M Revenue, FY2017: 80.9M Net income, FY2017: 19.5M Revenue, FY2018: 101.6M Net income, FY2018: 29.7M Revenue, FY2019: 110.9M Net income, FY2019: 36M Revenue, FY2020: 110.2M Net income, FY2020: 35.4M Revenue, FY2021: 113.1M Net income, FY2021: 43M Revenue, FY2022: 121.8M Net income, FY2022: 33.7M Revenue, FY2023: 163.1M Net income, FY2023: 34.8M Revenue, FY2024: 172.3M Net income, FY2024: 40.6M Revenue, FY2025: 171.4M Net income, FY2025: 42.3M FY2016 FY2017 FY2018 FY2019 FY2020 FY2021 FY2022 FY2023 FY2024 FY2025
Fiscal year FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue $68.5M $80.9M $101.6M $110.9M $110.2M $113.1M $121.8M $163.1M $172.3M $171.4M
Gross profit — — — — — — — — — —
Net income $17.6M $19.5M $29.7M $36.0M $35.4M $43.0M $33.7M $34.8M $40.6M $42.3M

Recent filings and events

  • Results announced The quarterly or annual earnings release. Arrives four times a year from almost every company here. Item 2.02
  • Regulation FD disclosure Something the company told the market and had to tell everyone at once - usually a slide deck or a press release. Item 7.01
  • Other event The catch-all. The company chose to disclose something that fits no other item, so the content is whatever it says it is. Item 8.01
  • Other event Item 8.01
  • Shareholder vote The results of the annual meeting or a special vote. Item 5.07
  • Regulation FD disclosure Item 7.01
  • Results announced Item 2.02
  • Other event Item 8.01
  • Officer or director change Someone at the top arrived or left. The item covers everything from a board retirement to a chief executive being removed, and only the filing itself says which. Item 5.02
  • Annual report filed A new 10-K. The figures and the business description on this site come from it. Form 10-K
  • Results announced Item 2.02
  • Regulation FD disclosure Item 7.01

Item numbers are Form 8-K's own, and a filing date is up to four business days after the thing it reports. The same feed across the whole market.

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