Bank of Marin Bancorp BMRC

Financials SIC 6022 - State Commercial Banks NAICS Finance and Insurance › Credit Intermediation and Related Activities › Depository Credit Intermediation › Commercial Banking derived Nasdaq

Bank of Marin (the "Bank") was incorporated in August 1989, received its charter from the California Superintendent of Banks (now the Department of Financial Protection and Innovation or "DFPI") and commenced operations in January 1990. The Bank is an insured bank by the Federal Deposit Insurance Corporation ("FDIC"). Bank of Marin Bancorp ("Bancorp") was formed in 2007 and the Bank became its sole subsidiary when each share of Bank common stock was exchanged for one share of Bancorp common stock. Bancorp is listed on the Nasdaq Stock Market under the symbol BMRC. Upon formation of the holding company, Bancorp became subject to regulation under the Bank Holding Company Act of 1956, as amended, and reporting and examination requirements by the Board of Governors of the Federal Reserve System ("Federal Reserve"). Bancorp files periodic reports and proxy statements with the Securities and Exchange Commission pursuant to the Securities Exchange Act of 1934, as amended.

Last close 27.11 2026-10-23
Market cap $439.0M 2026-06-30 share count
52-week range 23.35 - 30.92

Valuation FY2025 figures against the last close

P/S2.9x
P/E—
P/FCF11.8x
EV/EBITDA—
Dividend yield3.7%
Diluted EPS-2.24

Annual financial statements

Income statement

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Revenue $152.4M$141.3M$139.5M$130.0M$108.4M$99.6M$100.4M$95.1M$76.6M$75.4M
Interest expense $106.0M$91.6M$100.4M$127.5M$3.4M$3.0M$4.8M$3.5M$1.7M$2.3M
Pre-tax income -$52.5M-$13.8M$26.0M$63.5M$44.9M$40.6M$45.9M$43.4M$28.8M$36.5M
Income tax $16.8M$5.4M$6.1M$16.9M$11.7M$10.3M$11.7M$10.8M$12.9M$13.3M
Net income $26.5M$14.5M$19.9M$46.6M$33.2M$30.2M$34.2M$32.6M$16.0M$23.1M
EPS, basic -2.24-0.521.242.932.322.242.512.351.293.81
EPS, diluted -2.24-0.521.242.922.302.222.482.331.273.78
Shares, diluted (wtd. avg.) 15.9M16.0M16.0M16.0M14.4M13.6M13.8M14.0M12.5M6.1M

Balance sheet

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Cash and equivalents $225.3M$137.3M$30.5M$45.4M$347.6M$200.3M$183.4M$34.2M$203.5M$48.8M
Property, plant and equipment ——————$6.1M$7.4M$8.6M$8.5M
Goodwill $72.8M$72.8M$72.8M$72.8M$72.8M$30.1M$30.1M$30.1M$30.1M$6.4M
Total assets $3.90B$3.70B$3.80B$4.15B$4.31B$2.91B$2.71B$2.52B$2.47B$2.02B
Total liabilities $3.51B$3.27B$3.36B$3.74B$3.86B$2.55B$2.37B$2.20B$2.17B$1.79B
Retained earnings $198.2M$250.0M$274.6M$270.8M$239.9M$219.7M$203.2M$179.9M$155.5M$146.5M
Total equity $394.7M$435.4M$439.1M$412.1M$450.4M$358.3M$336.8M$316.4M$297.0M$230.6M

Cash flow

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Operating cash flow $39.1M$28.4M$35.7M$55.3M$45.3M$40.8M$40.9M$42.1M$26.9M$25.4M
Depreciation and amortisation $1.3M$1.5M$2.1M$1.8M$1.7M$2.1M$2.2M$2.1M$1.9M$1.8M
Stock-based compensation $815.0K$630.0K$522.0K$963.0K$972.0K$1.2M$1.5M$1.7M$1.3M$985.0K
Capital expenditure $1.8M$520.0K$1.7M$2.3M$1.0M$981.0K$542.0K$907.0K$1.4M$1.0M
Investing cash flow -$172.0M$195.2M$334.7M-$218.1M-$340.7M-$173.4M-$20.8M-$225.3M$7.8M$24.3M
Financing cash flow $220.9M-$116.7M-$385.3M-$139.4M$442.7M$149.5M$129.0M$13.9M$120.0M-$27.3M
Dividends paid $16.1M$16.2M$16.1M$15.7M$13.1M$12.5M$11.0M$8.9M$6.9M$6.2M

Figures as tagged in each year's own filing, in US dollars. A year restated by a later filing shows the restated figure. Capital expenditure, dividends and buybacks are cash out, shown positive. A line the filer does not report is not listed. Latest from accession 0001104659-26-046455.

Plot the figures US dollars

Income statement Revenue Cost of revenue Gross profit R&D SG&A Total operating expenses Operating income Interest expense Pre-tax income Income tax Net income EPS, basic EPS, diluted Shares, diluted (wtd. avg.)
Balance sheet Cash and equivalents Short-term investments Receivables Inventory Total current assets Property, plant and equipment Goodwill Other intangibles Total assets Accounts payable Short-term debt Total current liabilities Long-term debt Total liabilities Retained earnings Total equity
Cash flow Operating cash flow Depreciation and amortisation Stock-based compensation Capital expenditure Investing cash flow Financing cash flow Dividends paid Buybacks
  • Revenue
  • Gross profit
  • Net income
Revenue, Gross profit, Net income by fiscal year, in US dollars The same figures are in the table below this chart. 0 50M 100M 150M 200M Revenue, FY2016: 75.4M Net income, FY2016: 23.1M Revenue, FY2017: 76.6M Net income, FY2017: 16M Revenue, FY2018: 95.1M Net income, FY2018: 32.6M Revenue, FY2019: 100.4M Net income, FY2019: 34.2M Revenue, FY2020: 99.6M Net income, FY2020: 30.2M Revenue, FY2021: 108.4M Net income, FY2021: 33.2M Revenue, FY2022: 130M Net income, FY2022: 46.6M Revenue, FY2023: 139.5M Net income, FY2023: 19.9M Revenue, FY2024: 141.3M Net income, FY2024: 14.5M Revenue, FY2025: 152.4M Net income, FY2025: 26.5M FY2016 FY2017 FY2018 FY2019 FY2020 FY2021 FY2022 FY2023 FY2024 FY2025
Fiscal year FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue $75.4M $76.6M $95.1M $100.4M $99.6M $108.4M $130.0M $139.5M $141.3M $152.4M
Gross profit — — — — — — — — — —
Net income $23.1M $16.0M $32.6M $34.2M $30.2M $33.2M $46.6M $19.9M $14.5M $26.5M

Recent filings and events

  • Results announced The quarterly or annual earnings release. Arrives four times a year from almost every company here. Item 2.02
  • Regulation FD disclosure Something the company told the market and had to tell everyone at once - usually a slide deck or a press release. Item 7.01
  • Other event The catch-all. The company chose to disclose something that fits no other item, so the content is whatever it says it is. Item 8.01
  • Other event Item 8.01
  • Shareholder vote The results of the annual meeting or a special vote. Item 5.07
  • Other event Item 8.01
  • Results announced Item 2.02
  • Regulation FD disclosure Item 7.01
  • Other event Item 8.01
  • Officer or director change Someone at the top arrived or left. The item covers everything from a board retirement to a chief executive being removed, and only the filing itself says which. Item 5.02
  • Regulation FD disclosure Item 7.01
  • Regulation FD disclosure Item 7.01

Item numbers are Form 8-K's own, and a filing date is up to four business days after the thing it reports. The same feed across the whole market.

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