Atlantic Union Bankshares Corp AUB
Atlantic Union Bankshares Corporation is a financial holding company and bank holding company organized under the laws of the Commonwealth of Virginia and registered under the BHCA. We are headquartered in Richmond, Virginia and provide a wide range of financial services and products to commercial and retail clients through our wholly owned subsidiary bank, Atlantic Union Bank, a Federal Reserve member bank charted under the laws of the Commonwealth of Virginia.
The Bank is headquartered in Richmond, Virginia and operates branches and ATMs located in Virginia, Maryland, Washington, D.C., and North Carolina. In addition, our non-bank financial services affiliates include Atlantic Union Equipment Finance, Inc., which provides equipment financing; AUB Investments, Inc., which provides investment services; and Atlantic Union Capital Markets, Inc., which provides capital market services.
Valuation FY2025 figures against the last close
Annual financial statements
Income statement
| Fiscal year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $1.82B | $1.23B | $954.5M | $660.4M | $592.4M | $653.5M | $699.3M | $528.8M | $329.0M | $293.7M |
| Interest expense | $1.15B | $698.5M | $611.0M | $584.3M | $41.1M | $98.2M | $161.5M | $102.1M | $50.0M | $29.8M |
| Pre-tax income | $337.0M | $259.8M | $239.9M | $280.0M | $318.8M | $186.3M | $231.3M | $179.4M | $105.0M | $101.8M |
| Income tax | $63.3M | $50.7M | $38.1M | $45.4M | $54.8M | $28.1M | $37.6M | $30.0M | $32.8M | $25.9M |
| Net income | $273.7M | $209.1M | $201.8M | $234.5M | $263.9M | $158.2M | $193.5M | $146.2M | $72.9M | $77.5M |
| EPS, basic | 2.03 | 2.29 | 2.53 | 2.97 | 3.26 | 1.93 | 2.41 | 2.22 | 1.67 | 1.77 |
| EPS, diluted | 2.03 | 2.24 | 2.53 | 2.97 | 3.26 | 1.93 | 2.41 | 2.22 | 1.67 | 1.77 |
| Shares, diluted (wtd. avg.) | 129.2M | 87.9M | 75.0M | 75.0M | 77.4M | 78.9M | 80.3M | 65.9M | 43.8M | 43.9M |
Balance sheet
| Fiscal year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash and equivalents | $966.5M | $354.1M | $378.1M | $319.9M | $802.5M | $493.3M | $436.0M | $261.2M | $199.4M | $179.2M |
| Property, plant and equipment | $166.8M | $112.7M | $91.0M | $118.2M | $134.8M | $163.8M | $161.1M | $147.0M | $119.6M | $122.0M |
| Goodwill | $1.73B | $1.21B | $925.2M | $925.2M | $935.6M | $935.6M | $935.6M | $727.2M | $298.5M | $298.2M |
| Other intangibles | $315.5M | $84.6M | $19.2M | $26.8M | $43.3M | $57.2M | $73.7M | $48.7M | $14.8M | $20.6M |
| Total assets | $37.59B | $24.59B | $21.17B | $20.46B | $20.06B | $19.63B | $17.56B | $13.77B | $9.32B | $8.43B |
| Short-term debt | $725.4M | $116.3M | $920.8M | $1.32B | $117.9M | $350.9M | $436.3M | $1.09B | $794.2M | $576.8M |
| Long-term debt | $771.9M | $418.3M | $391.0M | $389.9M | $388.7M | $489.8M | $1.08B | $668.5M | $425.3M | $413.3M |
| Total liabilities | $32.58B | $21.44B | $18.61B | $18.09B | $17.35B | $16.92B | $15.05B | $11.84B | $8.27B | $7.43B |
| Retained earnings | $1.18B | $1.10B | $1.02B | $919.5M | $783.8M | $616.1M | $581.4M | $467.3M | $379.5M | $341.9M |
| Total equity | $5.01B | $3.14B | $2.56B | $2.37B | $2.71B | $2.71B | $2.51B | $1.92B | $1.05B | $1.00B |
Cash flow
| Fiscal year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $2.24B | $308.5M | $278.0M | $419.7M | $337.8M | $231.9M | $194.8M | $216.8M | $110.3M | $93.8M |
| Depreciation and amortisation | $17.7M | $12.8M | $12.9M | $14.2M | $15.9M | $15.2M | $15.0M | $13.7M | $11.2M | $10.2M |
| Stock-based compensation | — | — | $11.1M | $10.6M | $10.1M | $9.3M | $8.3M | $6.1M | $4.6M | $3.3M |
| Investing cash flow | -$797.4M | -$295.7M | -$603.3M | -$1.28B | -$345.4M | -$1.92B | -$425.4M | -$770.0M | -$885.8M | -$715.1M |
| Financing cash flow | -$827.6M | -$36.8M | $383.4M | $375.2M | $316.9M | $1.74B | $405.4M | $615.1M | $795.6M | $657.9M |
| Dividends paid | — | — | — | $86.9M | $84.3M | $78.9M | $78.3M | $58.0M | $35.4M | $33.7M |
| Buybacks | — | $0 | $0 | $48.2M | $125.0M | $49.9M | $80.3M | $0 | $0 | $33.2M |
Figures as tagged in each year's own filing, in US dollars. A year restated by a later filing shows the restated figure. Capital expenditure, dividends and buybacks are cash out, shown positive. A line the filer does not report is not listed. Latest from accession 0000883948-26-000021.
Plot the figures US dollars
- Revenue
- Gross profit
- Net income
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $293.7M | $329.0M | $528.8M | $699.3M | $653.5M | $592.4M | $660.4M | $954.5M | $1.23B | $1.82B |
| Gross profit | — | — | — | — | — | — | — | — | — | — |
| Net income | $77.5M | $72.9M | $146.2M | $193.5M | $158.2M | $263.9M | $234.5M | $201.8M | $209.1M | $273.7M |
Recent filings and events
- Regulation FD disclosure Something the company told the market and had to tell everyone at once - usually a slide deck or a press release. Item 7.01
- Material agreement signed The company entered an agreement outside the ordinary course of business - a large contract, a credit facility, a merger agreement. Item 1.01
- Material agreement signed Item 1.01
- Other event The catch-all. The company chose to disclose something that fits no other item, so the content is whatever it says it is. Item 8.01
- Other event Item 8.01
- Regulation FD disclosure Item 7.01
- Results announced The quarterly or annual earnings release. Arrives four times a year from almost every company here. Item 2.02
- Regulation FD disclosure Item 7.01
- Other event Item 8.01
- Regulation FD disclosure Item 7.01
- Regulation FD disclosure Item 7.01
- Charter or fiscal year changed A change to the company's governing documents, or to when its year ends. Item 5.03
Item numbers are Form 8-K's own, and a filing date is up to four business days after the thing it reports. The same feed across the whole market.
Others in SIC 6022
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