Ally Financial Inc. ALLY

Financials SIC 6022 - State Commercial Banks NAICS Finance and Insurance › Credit Intermediation and Related Activities › Depository Credit Intermediation › Commercial Banking derived NYSE

Last close 39.06 2026-10-23
Market cap $11.88B 2026-06-30 share count
52-week range 35.92 - 47.29

Valuation FY2025 figures against the last close

P/S9.6x
P/E16.5x
P/FCF3.2x
EV/EBITDA—
Dividend yield3.2%
Diluted EPS2.37

Annual financial statements

Income statement

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Revenue $1.24B$1.20B$968.0M$908.0M$852.0M$753.0M$727.0M$5.80B$5.76B$5.44B
Interest expense ——$6.90B$2.86B$1.91B$3.24B$4.24B$3.64B$2.86B$2.63B
Pre-tax income $1.05B$836.0M$1.10B$2.34B$3.85B$1.41B$1.97B$1.62B$1.51B$1.58B
Income tax $199.0M$167.0M$144.0M$627.0M$790.0M$328.0M$246.0M$359.0M$581.0M$470.0M
Net income $852.0M$668.0M$957.0M$1.71B$3.06B$1.08B$1.72B$1.26B$929.0M$1.07B
EPS, basic 2.391.822.795.068.282.894.362.972.052.15
EPS, diluted 2.371.802.775.038.222.884.342.952.042.15
Shares, diluted (wtd. avg.) 313.0M310.2M305.1M318.6M365.2M377.1M395.4M427.7M455.4M482.2M

Balance sheet

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Cash and equivalents $10.03B$10.29B$7.44B$6.22B$5.67B$16.57B$4.38B$5.63B$5.27B$7.88B
Property, plant and equipment $1.15B$1.25B$1.28B$1.28B$1.18B$726.0M$646.0M$564.0M$456.0M$376.0M
Goodwill $190.0M$551.0M$669.0M$822.0M$822.0M$343.0M$393.0M$240.0M$240.0M$240.0M
Other intangibles $0$54.0M$73.0M$98.0M$129.0M$50.0M$69.0M$59.0M——
Total assets $196.00B$191.84B$196.33B$191.83B$182.11B$182.16B$180.64B$178.87B$167.15B$163.73B
Short-term debt $2.66B$4.82B$4.34B$4.42B$5.87B$5.08B$9.22B$8.98B$11.04B$14.55B
Long-term debt $14.41B$12.68B$13.23B$13.34B$11.16B$16.92B$24.81B$35.22B$33.19B$39.26B
Total liabilities $180.50B$177.93B$182.63B$178.97B$165.06B$167.46B$166.23B$165.60B$153.65B$150.41B
Retained earnings $633.0M$270.0M-$15.0M-$205.0M-$1.60B-$4.28B-$4.06B-$5.49B-$6.41B-$7.15B
Total equity $15.50B$13.90B$13.70B$12.86B$17.05B$14.70B$14.42B$13.27B$13.49B$13.32B

Cash flow

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Operating cash flow $3.73B$4.53B$4.56B$6.25B$4.04B$3.74B$4.05B$4.15B$4.08B$4.57B
Depreciation and amortisation $1.40B$1.20B$1.23B$1.33B$1.26B$1.55B$1.55B$1.65B$1.86B$2.38B
Investing cash flow -$5.26B$4.99B-$7.18B-$17.26B-$11.10B$8.43B-$3.77B-$14.51B-$8.73B-$9.07B
Financing cash flow $1.96B-$5.57B$3.84B$11.57B-$3.85B$25.0M-$1.53B$10.72B$2.03B$3.67B
Dividends paid $379.0M$372.0M$368.0M$384.0M$324.0M$289.0M$273.0M$242.0M$184.0M$108.0M
Buybacks $59.0M$38.0M$33.0M$1.65B$1.99B$106.0M$1.04B$939.0M$753.0M$341.0M

Figures as tagged in each year's own filing, in US dollars. A year restated by a later filing shows the restated figure. Capital expenditure, dividends and buybacks are cash out, shown positive. A line the filer does not report is not listed. Latest from accession 0000040729-26-000005.

Plot the figures US dollars

Income statement Revenue Cost of revenue Gross profit R&D SG&A Total operating expenses Operating income Interest expense Pre-tax income Income tax Net income EPS, basic EPS, diluted Shares, diluted (wtd. avg.)
Balance sheet Cash and equivalents Short-term investments Receivables Inventory Total current assets Property, plant and equipment Goodwill Other intangibles Total assets Accounts payable Short-term debt Total current liabilities Long-term debt Total liabilities Retained earnings Total equity
Cash flow Operating cash flow Depreciation and amortisation Stock-based compensation Capital expenditure Investing cash flow Financing cash flow Dividends paid Buybacks
  • Revenue
  • Gross profit
  • Net income
Revenue, Gross profit, Net income by fiscal year, in US dollars The same figures are in the table below this chart. 0 2B 4B 6B Revenue, FY2016: 5.4B Net income, FY2016: 1.1B Revenue, FY2017: 5.8B Net income, FY2017: 929M Revenue, FY2018: 5.8B Net income, FY2018: 1.3B Revenue, FY2019: 727M Net income, FY2019: 1.7B Revenue, FY2020: 753M Net income, FY2020: 1.1B Revenue, FY2021: 852M Net income, FY2021: 3.1B Revenue, FY2022: 908M Net income, FY2022: 1.7B Revenue, FY2023: 968M Net income, FY2023: 957M Revenue, FY2024: 1.2B Net income, FY2024: 668M Revenue, FY2025: 1.2B Net income, FY2025: 852M FY2016 FY2017 FY2018 FY2019 FY2020 FY2021 FY2022 FY2023 FY2024 FY2025
Fiscal year FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue $5.44B $5.76B $5.80B $727.0M $753.0M $852.0M $908.0M $968.0M $1.20B $1.24B
Gross profit — — — — — — — — — —
Net income $1.07B $929.0M $1.26B $1.72B $1.08B $3.06B $1.71B $957.0M $668.0M $852.0M

Recent filings and events

  • Results announced The quarterly or annual earnings release. Arrives four times a year from almost every company here. Item 2.02
  • Charter or fiscal year changed A change to the company's governing documents, or to when its year ends. Item 5.03
  • Officer or director change Someone at the top arrived or left. The item covers everything from a board retirement to a chief executive being removed, and only the filing itself says which. Item 5.02
  • Shareholder vote The results of the annual meeting or a special vote. Item 5.07
  • Shareholder rights changed The terms attaching to the shares themselves have changed. Item 3.03
  • Charter or fiscal year changed Item 5.03
  • Other event The catch-all. The company chose to disclose something that fits no other item, so the content is whatever it says it is. Item 8.01
  • Other event Item 8.01
  • Results announced Item 2.02
  • Annual report filed A new 10-K. The figures and the business description on this site come from it. Form 10-K
  • Results announced Item 2.02
  • Regulation FD disclosure Something the company told the market and had to tell everyone at once - usually a slide deck or a press release. Item 7.01

Item numbers are Form 8-K's own, and a filing date is up to four business days after the thing it reports. The same feed across the whole market.

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