Ally Financial Inc. ALLY
Last close
43.73
2026-09-04
Market cap
$13.30B
2026-06-30 share count
52-week range
35.92 - 47.29
Valuation FY2025 figures against the last close
P/S10.7x
P/E18.5x
P/FCF3.6x
EV/EBITDA—
Dividend yield2.8%
Diluted EPS2.37
Annual financial statements
Income statement
| Fiscal year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $1.24B | $1.20B | $968.0M | $908.0M | $852.0M | $753.0M | $727.0M | $5.80B | $5.76B | $5.44B |
| Interest expense | — | — | $6.90B | $2.86B | $1.91B | $3.24B | $4.24B | $3.64B | $2.86B | $2.63B |
| Pre-tax income | $1.05B | $836.0M | $1.10B | $2.34B | $3.85B | $1.41B | $1.97B | $1.62B | $1.51B | $1.58B |
| Income tax | $199.0M | $167.0M | $144.0M | $627.0M | $790.0M | $328.0M | $246.0M | $359.0M | $581.0M | $470.0M |
| Net income | $852.0M | $668.0M | $957.0M | $1.71B | $3.06B | $1.08B | $1.72B | $1.26B | $929.0M | $1.07B |
| EPS, basic | 2.39 | 1.82 | 2.79 | 5.06 | 8.28 | 2.89 | 4.36 | 2.97 | 2.05 | 2.15 |
| EPS, diluted | 2.37 | 1.80 | 2.77 | 5.03 | 8.22 | 2.88 | 4.34 | 2.95 | 2.04 | 2.15 |
| Shares, diluted (wtd. avg.) | $313.0M | $310.2M | $305.1M | $318.6M | $365.2M | $377.1M | $395.4M | $427.7M | $455.4M | $482.2M |
Balance sheet
| Fiscal year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash and equivalents | $10.03B | $10.29B | $7.44B | $6.22B | $5.67B | $16.57B | $4.38B | $5.63B | $5.27B | $7.88B |
| Property, plant and equipment | $1.15B | $1.25B | $1.28B | $1.28B | $1.18B | $726.0M | $646.0M | $564.0M | $456.0M | $376.0M |
| Goodwill | $190.0M | $551.0M | $669.0M | $822.0M | $822.0M | $343.0M | $393.0M | $240.0M | $240.0M | $240.0M |
| Other intangibles | $0 | $54.0M | $73.0M | $98.0M | $129.0M | $50.0M | $69.0M | $59.0M | — | — |
| Total assets | $196.00B | $191.84B | $196.33B | $191.83B | $182.11B | $182.16B | $180.64B | $178.87B | $167.15B | $163.73B |
| Short-term debt | $2.66B | $4.82B | $4.34B | $4.42B | $5.87B | $5.08B | $9.22B | $8.98B | $11.04B | $14.55B |
| Long-term debt | $14.41B | $12.68B | $13.23B | $13.34B | $11.16B | $16.92B | $24.81B | $35.22B | $33.19B | $39.26B |
| Total liabilities | $180.50B | $177.93B | $182.63B | $178.97B | $165.06B | $167.46B | $166.23B | $165.60B | $153.65B | $150.41B |
| Retained earnings | $633.0M | $270.0M | -$15.0M | -$205.0M | -$1.60B | -$4.28B | -$4.06B | -$5.49B | -$6.41B | -$7.15B |
| Total equity | $15.50B | $13.90B | $13.70B | $12.86B | $17.05B | $14.70B | $14.42B | $13.27B | $13.49B | $13.32B |
Cash flow
| Fiscal year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $3.73B | $4.53B | $4.56B | $6.25B | $4.04B | $3.74B | $4.05B | $4.15B | $4.08B | $4.57B |
| Depreciation and amortisation | $1.40B | $1.20B | $1.23B | $1.33B | $1.26B | $1.55B | $1.55B | $1.65B | $1.86B | $2.38B |
| Investing cash flow | -$5.26B | $4.99B | -$7.18B | -$17.26B | -$11.10B | $8.43B | -$3.77B | -$14.51B | -$8.73B | -$9.07B |
| Financing cash flow | $1.96B | -$5.57B | $3.84B | $11.57B | -$3.85B | $25.0M | -$1.53B | $10.72B | $2.03B | $3.67B |
| Dividends paid | $379.0M | $372.0M | $368.0M | $384.0M | $324.0M | $289.0M | $273.0M | $242.0M | $184.0M | $108.0M |
| Buybacks | $59.0M | $38.0M | $33.0M | $1.65B | $1.99B | $106.0M | $1.04B | $939.0M | $753.0M | $341.0M |
Figures as tagged in each year's own filing, in US dollars. A year restated by a later filing shows the restated figure. Capital expenditure, dividends and buybacks are cash out, shown positive. A line the filer does not report is not listed. Latest from accession 0000040729-26-000005.
Others in SIC 6022
| Ticker | Company | Market cap | P/E | Revenue growth |
|---|---|---|---|---|
| BNY | Bank of New York Mellon Corp | $111.84B | 22.3x | 7.8% |
| STT | STATE STREET CORP | $53.36B | 20.7x | 7.3% |
| FITB | FIFTH THIRD BANCORP | $49.76B | 15.5x | -5.0% |
| MTB | M&T BANK CORP | $34.64B | 14.1x | 7.5% |
| NTRS | NORTHERN TRUST CORP | $34.15B | 21.4x | 6.1% |
| CFG | CITIZENS FINANCIAL GROUP INC/RI | $29.81B | 18.3x | 6.7% |
| FCNCA | FIRST CITIZENS BANCSHARES INC /DE/ | $25.48B | 13.4x | -2.2% |
| EWBC | EAST WEST BANCORP INC | $17.92B | 13.7x | 2.4% |